FAIR VALUE MEASUREMENTS (Detail Textuals) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Write-down on foreclosed assets	$ 12,000	$ 39,723
Impaired loans:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Principal balance	1,640,198		$ 2,423,703
Valuation allowance	498,640		372,899
Increase or (decrease) in provision for loan losses	130,053
Non-recurring basis | Foreclosed assets:
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value	19,000		1,042,087
Outstanding balance	54,570		1,754,187
Cumulative write-downs	35,570		$ 712,100
Write-down on foreclosed assets	$ 12,000