CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities
Net income	$ 2,814,989	$ 2,921,566
Amortization (accretion) of:
Deferred loan origination costs, net	(35,004)	(90,160)
Premiums and discounts on securities	747,471	739,498
Core deposit intangible	60,495	197,999
Mortgage servicing rights	76,327	112,606
Fair value adjustments	(69,519)	(43,890)
Provision (credit) for loan losses	(250,000)	485,000
Depreciation	441,894	415,292
Gain on sale of securities	(88,089)	(359,138)
Gain on sale of loans	(418,316)	(489,833)
Loss on sale of assets	74,565
Loss (gain) on sale of foreclosed assets	156,678	(4,264)
Write-down on foreclosed assets	39,723	359,907
Earnings on bank-owned life insurance	(261,129)	(182,345)
Increase in mortgage servicing rights	(102,470)	(185,450)
Proceeds from sales of loans held for sale	12,473,599	23,676,132
Originations of loans held for sale	(12,354,483)	(21,359,299)
Change in assets and liabilities:
Accrued interest receivable and other assets	(126,710)	(542,379)
Accrued interest payable	(17,437)	(62,329)
Other liabilities	(11,643)	1,335,784
Net cash provided by operating activities	3,150,941	6,924,697
Cash flows from investing activities
Purchase of interest-earning time deposits	(6,542)	(14,354)
Available for sale securities:
Purchases	(21,107,286)	(54,478,812)
Proceeds from calls, maturities, and principal repayments	28,664,125	19,656,180
Proceeds from sales	2,759,787	9,025,930
Purchase of Federal Reserve Bank stock	(1,689,493)
Decrease (increase) in loans	(19,215,487)	24,507,844
Purchase of property and equipment	(1,341,628)	(180,105)
Proceeds from the sale of property and equipment	242,304
Proceeds from the sale of foreclosed assets	1,004,232	569,517
Purchase of bank-owned life insurance	(6,000,000)	(3,000,000)
Net cash used in investing activities	(16,689,988)	(3,913,800)
Cash flows from financing activities
Net increase in deposit accounts	23,906,878	61,675,370
Repayments of Federal Home Loan Bank advances	(5,000,000)
Net decrease in securities sold under agreements to repurchase	(12,506,716)	(10,957,434)
Repurchase of common stock		(3,888,712)
Cash dividends paid	(1,261,311)	(1,319,086)
Net cash provided by financing activities	5,138,851	45,510,138
Net increase (decrease) in cash and cash equivalents	(8,400,196)	48,521,035
Cash and cash equivalents:
Beginning	84,693,825	71,414,598
Ending	76,293,629	119,935,633
Supplemental schedule of noncash investing and financing activities
Assets acquired in settlement of loans	287,982	944,204
Loans made to finance sales of foreclosed assets	383,230	531,278
Cash paid during the period for:
Interest	1,927,386	2,664,217
Income taxes, net of refunds	$ 815,000	$ 2,038,004