CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and dividend income:
Interest and fees on loans	$ 4,274,076	$ 4,335,351	$ 12,409,621	$ 13,394,935
Securities:
Taxable interest income	304,935	254,935	950,432	733,175
Nontaxable interest income	297,193	272,481	843,282	737,016
Federal Reserve Bank dividends	12,793		12,793
Interest-earning deposits, federal funds sold, and other	41,225	53,262	154,103	124,465
Total interest and dividend income	4,930,222	4,916,029	14,370,231	14,989,591
Interest expense:
Deposits	551,766	658,457	1,623,544	2,169,005
Federal Home Loan Bank advances	73,012	122,860	222,504	366,791
Securities sold under agreements to repurchase	1,115	2,310	4,792	11,170
Subordinated debentures	21,692	22,765	64,914	66,172
Total interest expense	647,585	806,392	1,915,754	2,613,138
Net interest income	4,282,637	4,109,637	12,454,477	12,376,453
Provision (credit) for loan losses	(250,000)	35,000	(250,000)	485,000
Net interest income after provision (credit) for loan losses	4,532,637	4,074,637	12,704,477	11,891,453
Non-interest income:
Service fees on deposit accounts	129,465	98,365	335,194	275,827
Other service charges and fees	112,159	90,549	306,380	274,085
Loan servicing fees	69,054	70,349	209,563	212,891
Gain on sale of securities	88,089		88,089	359,138
Gain on sale of loans	205,616	57,023	418,316	489,833
Gain (loss) on sale of assets, net	474		(74,565)
Gain (loss) on sale of foreclosed assets	40,521	(31,503)	(156,678)	4,264
Other	182,360	132,284	450,901	370,093
Total Other income	827,738	417,067	1,577,200	1,986,131
Non-interest expense:
Compensation and employee benefits	1,807,984	1,516,487	5,399,016	4,622,498
Occupancy expense	419,850	342,778	1,247,561	1,002,123
Data processing services	195,056	182,966	575,896	555,854
Director fees	47,500	55,384	133,150	134,717
Professional fees	170,757	105,141	470,787	316,823
FDIC insurance premiums	120,000	131,100	357,102	377,100
Foreclosed asset related expenses	62,609	283,019	320,026	708,258
Amortization of core deposit intangible	14,505	66,001	60,495	197,999
Amortization of mortgage servicing rights	37,937	27,514	76,327	112,606
Other	611,429	570,557	1,818,318	1,589,128
Total Other expenses	3,487,627	3,280,947	10,458,678	9,617,106
Income before income taxes	1,872,748	1,210,757	3,822,999	4,260,478
Income tax expense	544,721	350,627	1,008,010	1,338,912
Net income	$ 1,328,027	$ 860,130	$ 2,814,989	$ 2,921,566
Basic and diluted earnings per share (in dollars per share)	$ 0.19	$ 0.12	$ 0.40	$ 0.40
Dividends per share (in dollars per share)	$ 0.06	$ 0.06	$ 0.18	$ 0.18