LOANS (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
Loans
Allowance for loan losses	$ (5,790,519)	$ (5,590,668)
Loans, net	392,199,774	372,568,962
Loans secured by single-family dwellings expressed as a percentage of combined one-to-four family and home equity portfolios	2.32%	1.07%
Loans Receivable
Loans
Total gross loans, amount	397,808,271	378,012,671
Deferred loan origination costs, net	182,022	146,959
Allowance for loan losses	(5,790,519)	(5,590,668)	(5,567,909)	(5,538,603)	(5,478,698)	(5,944,585)
Loans, net	392,199,774	372,568,962
Total gross loans, percentage	100.00%	100.00%
Loans Receivable | Real estate loans
Loans
Total gross loans, amount	310,042,981	292,833,945
Allowance for loan losses	(4,675,455)	(4,208,561)	(4,385,414)	(4,336,366)	(4,157,142)	(4,486,671)
Total gross loans, percentage	77.90%	77.50%
Loans Receivable | Real estate loans: One-to-four family
Loans
Total gross loans, amount	118,018,468	118,884,453
Allowance for loan losses	(1,097,547)	(1,424,663)	(1,225,852)	(935,490)	(1,011,386)	(847,285)
Total gross loans, percentage	29.60%	31.40%
Loan to value ratio occasionally exceeded for loans secured by single-family dwellings (as a percent)	90.00%
Loans Receivable | Real estate loans: Multi-family
Loans
Total gross loans, amount	37,203,901	40,262,269
Allowance for loan losses	(407,396)	(661,358)	(438,431)	(652,783)	(559,998)	(958,303)
Total gross loans, percentage	9.40%	10.70%
Loans Receivable | Real estate loans: Commercial
Loans
Total gross loans, amount	125,299,492	120,839,112
Allowance for loan losses	(1,843,199)	(1,454,455)	(1,709,815)	(1,438,469)	(1,073,664)	(1,268,081)
Total gross loans, percentage	31.50%	32.00%
Loans Receivable | Real estate loans: Construction and land
Loans
Total gross loans, amount	29,521,120	12,848,111
Allowance for loan losses	(1,327,313)	(668,085)	(1,011,316)	(1,309,624)	(1,512,094)	(1,413,002)
Total gross loans, percentage	7.40%	3.40%
Loans Receivable | Commercial business
Loans
Total gross loans, amount	73,887,739	71,940,431
Allowance for loan losses	(932,786)	(1,219,080)	(997,689)	(1,084,737)	(1,195,622)	(1,296,114)
Total gross loans, percentage	18.60%	19.00%
Loans Receivable | Consumer:
Loans
Total gross loans, amount	13,877,551	13,238,295
Allowance for loan losses	(182,278)	(163,027)	(184,806)	(117,500)	(125,934)	(161,800)
Total gross loans, percentage	3.50%	3.50%
Loans Receivable | Consumer: Home equity
Loans
Total gross loans, amount	12,478,053	11,712,701
Allowance for loan losses	(174,334)	(116,478)	(172,037)	(113,289)	(120,776)	(151,625)
Total gross loans, percentage	3.10%	3.10%
Loans Receivable | Consumer: Automobile and other
Loans
Total gross loans, amount	1,399,498	1,525,594
Allowance for loan losses	$ (7,944)	$ (46,549)	$ (12,769)	$ (4,211)	$ (5,158)	$ (10,175)
Total gross loans, percentage	0.40%	0.40%