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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 EXCpGErEMl46ViFJHNq0MTSdRgLUH4vjxY3tV+OnZOhybiW/np7xBBpmKt72e7ds
 ovd6DLXgmmZ7ca0Dkv2iZg==

<SEC-DOCUMENT>0001188112-06-002132.txt : 20060713
<SEC-HEADER>0001188112-06-002132.hdr.sgml : 20060713
<ACCEPTANCE-DATETIME>20060713182228
ACCESSION NUMBER:		0001188112-06-002132
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20060710
FILED AS OF DATE:		20060713
DATE AS OF CHANGE:		20060713

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			First Clover Leaf Financial Corp.
		CENTRAL INDEX KEY:			0001283582
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				204797391
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		300 ST LOUIS ST
		CITY:			EDWARDSVILLE
		STATE:			IL
		ZIP:			62025
		BUSINESS PHONE:		6186566200

	MAIL ADDRESS:	
		STREET 1:		300 ST LOUIS ST
		CITY:			EDWARDSVILLE
		STATE:			IL
		ZIP:			62025

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST FEDERAL FINANCIAL SERVICES INC
		DATE OF NAME CHANGE:	20040312

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			SCHWARTZ ROBERT W
		CENTRAL INDEX KEY:			0001237667

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-50820
		FILM NUMBER:		06961379

	BUSINESS ADDRESS:	
		STREET 1:		200 EAST PRK STREET
		CITY:			EDWARDSVILLE
		STATE:			IL
		ZIP:			62025
		BUSINESS PHONE:		6186566122

	MAIL ADDRESS:	
		STREET 1:		200 EAST PARK STREET
		CITY:			EDWARDSVILLE
		STATE:			IL
		ZIP:			62025
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2006-07-10</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001283582</issuerCik>
        <issuerName>First Clover Leaf Financial Corp.</issuerName>
        <issuerTradingSymbol>FCLF</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001237667</rptOwnerCik>
            <rptOwnerName>SCHWARTZ ROBERT W</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>300 ST. LOUIS STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>EDWARDSVILLE</rptOwnerCity>
            <rptOwnerState>IL</rptOwnerState>
            <rptOwnerZipCode>62025</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>97840</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value></value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>97840</value>
                    <footnoteId id="F1"/>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>By Spouse</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Reflects a 1.936021-to-1.00 stock split in connection with the Company's mutual to stock conversion.</footnote>
        <footnote id="F2">Reflects shares received in exchange for shares of Clover Leaf Financial Corp. common stock in connection with the merger of Clover Leaf Financial Corp. into First Clover Leaf Financial Corp.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/ Robert B. Pomerenk, pursuant to power of attorney</signatureName>
        <signatureDate>2006-07-13</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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