EXHIBIT 23.2



[LOGO] McGladrey & Pullen
       Certified Public Accountants



            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We hereby consent to the use in (i) the Registration Statements on Form SB-2 and
Form S-4 to be filed by First Clover Leaf Financial Corp. with the Securities
and Exchange Commission, and (ii) the Application for Conversion on Form AC to
be filed by First Federal Financial Services, MHC with the Office of Thrift
Supervision, of our report dated February 10, 2006, with respect to the
consolidated balance sheets of First Federal Financial Services, Inc. and
subsidiary as of December 31, 2005 and 2004, and the related consolidated
statements of income, changes in stockholders' equity, and cash flows for the
years then ended.

We consent to the references to our firm under the headings "THE CONVERSION-Tax
Aspects" and "EXPERTS" in the prospectus included in the Form SB-2, Form S-4 and
Form AC.

                                               /s/ McGladrey & Pullen, LLP


Champaign, Illinois
March 10, 2006


McGladrey & Pullen LLP serves clients' global business needs through its
membership in RSM International (an affiliation of separate and independent
accounting and consulting firms).