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MORTGAGE SERVICING RIGHTS (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Mortgage Servicing Rights      
Carrying amount of servicing rights recorded in loans serviced for others $ 918,247 $ 811,783  
Mortgage servicing rights
     
Mortgage Servicing Rights      
Unpaid principal balances of mortgage and other loans serviced for others 108,029,000 101,473,000  
Carrying amount of servicing rights recorded in loans serviced for others 918,247 811,783 651,409
Assumptions used to determine fair value of servicing rights      
Discount rate (as a percent) 9.00% 9.00%  
Ancillary income per loan annually 48 48  
Incremental cost to service per loan annually $ 43 $ 43  
Mortgage servicing rights | Minimum
     
Assumptions used to determine fair value of servicing rights      
Monthly prepayment speeds (as a percent) 260.00% 246.00%  
Mortgage servicing rights | Maximum
     
Assumptions used to determine fair value of servicing rights      
Monthly prepayment speeds (as a percent) 667.00% 698.00%