CORE DEPOSIT INTANGIBLE (Tables)

12 Months Ended

Dec. 31, 2013

CORE DEPOSIT INTANGIBLE

Schedule of gross carrying value and accumulated amortization of the core deposit intangible

	December 31,
	2013			2012
Core deposit intangible	$	3,258,000		$	3,258,000
Less accumulated amortization	(2,987,000		)	(2,723,000		)
	$	271,000		$	535,000

Schedule of estimated future amortization expense on core deposit intangible

Year Ending December 31,	Amount
2014	$	75,000
2015	58,000
2016	58,000
2017	58,000
2018	22,000