CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and dividend income:
Interest and fees on loans	$ 4,335,351	$ 4,890,979	$ 13,394,935	$ 14,849,606
Securities:
Taxable interest income	254,935	260,845	733,175	911,035
Nontaxable interest income	272,481	207,385	737,016	611,625
Interest-earning deposits, federal funds sold, and other	53,262	16,641	124,465	50,745
Total interest and dividend income	4,916,029	5,375,850	14,989,591	16,423,011
Interest expense:
Deposits	658,457	927,908	2,169,005	2,960,395
Federal Home Loan Bank advances	122,860	133,662	366,791	394,426
Securities sold under agreements to repurchase	2,310	5,468	11,170	12,851
Subordinated debentures	22,765	24,939	66,172	74,591
Total interest expense	806,392	1,091,977	2,613,138	3,442,263
Net interest income	4,109,637	4,283,873	12,376,453	12,980,748
Provision for loan losses	35,000	400,000	485,000	1,200,000
Net interest income after provision for loan losses	4,074,637	3,883,873	11,891,453	11,780,748
Non-interest income:
Service fees on deposit accounts	98,365	91,596	275,827	277,593
Other service charges and fees	90,549	93,652	274,085	276,420
Loan servicing fees	70,349	57,697	212,891	156,528
Gain on sale of securities		167,978	359,138	167,978
Gain on sale of loans	57,023	610,215	489,833	1,131,293
Other	100,781	177,472	374,357	187,079
Total Other income	417,067	1,198,610	1,986,131	2,196,891
Non-interest expense:
Compensation and employee benefits	1,516,487	1,413,234	4,622,498	4,403,489
Occupancy expense	342,778	313,669	1,002,123	935,050
Data processing services	182,966	178,640	555,854	530,372
Director fees	55,384	34,850	134,717	115,850
Professional fees	105,141	119,510	316,823	410,320
FDIC insurance premiums	131,100	120,585	377,100	365,593
Foreclosed asset related expenses	283,019	138,469	708,258	583,066
Amortization of core deposit intangible	66,001	70,249	197,999	210,751
Amortization of mortgage servicing rights	27,514	88,416	112,606	193,811
Other	570,557	581,765	1,589,128	1,667,910
Total Other expenses	3,280,947	3,059,387	9,617,106	9,416,212
Income before income taxes	1,210,757	2,023,096	4,260,478	4,561,427
Income tax expense	350,627	708,656	1,338,912	1,535,946
Net income	860,130	1,314,440	2,921,566	3,025,481
Net income	860,130	1,314,440	2,921,566	3,025,481
Other comprehensive income:
Unrealized gains (losses) on securities available for sale arising during the period	(365,448)	320,386	(3,557,360)	505,039
Reclassification adjustment for realized gains included in income		(167,978)	(359,138)	(167,978)
Tax effect	135,286	(56,391)	1,449,175	(124,712)
Net of tax	(230,162)	96,017	(2,467,323)	212,349
Comprehensive income	$ 629,968	$ 1,410,457	$ 454,243	$ 3,237,830
Basic and diluted earnings per share (in dollars per share)	$ 0.12	$ 0.17	$ 0.40	$ 0.39
Dividends per share (in dollars per share)	$ 0.06	$ 0.06	$ 0.18	$ 0.18