ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Changes in Accumulated Other Comprehensive Income (Loss) by Component
Accumulated Other Comprehensive Income (Loss) at the beginning of the period	$ (1,041,050)	$ 1,408,513	$ 1,196,111	$ 1,292,181
Other comprehensive income (loss) before reclassifications	(230,162)	201,843	(2,241,066)	318,175
Amount reclassified from accumulated other comprehensive income (loss)		(105,826)	(226,257)	(105,826)
Net of tax	(230,162)	96,017	(2,467,323)	212,349
Accumulated Other Comprehensive Income (loss) at the end of the period	(1,271,212)	1,504,530	(1,271,212)	1,504,530
Unrealized Gains and Losses on Available-for-Sale Securities
Changes in Accumulated Other Comprehensive Income (Loss) by Component
Accumulated Other Comprehensive Income (Loss) at the beginning of the period	(1,041,050)	1,408,513	1,196,111	1,292,181
Other comprehensive income (loss) before reclassifications	(230,162)	201,843	(2,241,066)	318,175
Amount reclassified from accumulated other comprehensive income (loss)		(105,826)	(226,257)	(105,826)
Net of tax	(230,162)	96,017	(2,467,323)	212,349
Accumulated Other Comprehensive Income (loss) at the end of the period	$ (1,271,212)	$ 1,504,530	$ (1,271,212)	$ 1,504,530