LOANS (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Credit quality indicators
Total loans	$ 376,072,383	$ 408,240,534
Pass
Credit quality indicators
Total loans	350,609,848	376,127,082
Special Mention
Credit quality indicators
Total loans	14,372,530	16,863,585
Substandard
Credit quality indicators
Total loans	10,238,416	14,359,724
Doubtful
Credit quality indicators
Total loans	851,589	890,143
Real estate loans
Credit quality indicators
Total loans	300,165,068	323,464,435
Real estate loans | Pass
Credit quality indicators
Total loans	276,007,114	292,677,066
Real estate loans | Special Mention
Credit quality indicators
Total loans	13,783,779	15,993,225
Real estate loans | Substandard
Credit quality indicators
Total loans	9,597,814	13,912,054
Real estate loans | Doubtful
Credit quality indicators
Total loans	776,361	882,090
Real estate loans | One-to-four family
Credit quality indicators
Total loans	113,493,621	112,350,393
Real estate loans | One-to-four family | Pass
Credit quality indicators
Total loans	109,446,657	108,197,672
Real estate loans | One-to-four family | Special Mention
Credit quality indicators
Total loans	1,685,579	1,882,095
Real estate loans | One-to-four family | Substandard
Credit quality indicators
Total loans	1,625,010	1,763,954
Real estate loans | One-to-four family | Doubtful
Credit quality indicators
Total loans	736,375	506,672
Real estate loans | Multi-family
Credit quality indicators
Total loans	41,407,945	42,203,212
Real estate loans | Multi-family | Pass
Credit quality indicators
Total loans	36,223,834	36,428,424
Real estate loans | Multi-family | Special Mention
Credit quality indicators
Total loans	2,769,016	2,769,017
Real estate loans | Multi-family | Substandard
Credit quality indicators
Total loans	2,415,095	3,005,771
Real estate loans | Commercial
Credit quality indicators
Total loans	123,971,466	138,766,873
Real estate loans | Commercial | Pass
Credit quality indicators
Total loans	110,413,475	121,242,335
Real estate loans | Commercial | Special Mention
Credit quality indicators
Total loans	9,329,184	11,221,414
Real estate loans | Commercial | Substandard
Credit quality indicators
Total loans	4,188,821	6,303,124
Real estate loans | Commercial | Doubtful
Credit quality indicators
Total loans	39,986
Real estate loans | Construction and land
Credit quality indicators
Total loans	21,292,036	30,143,957
Real estate loans | Construction and land | Pass
Credit quality indicators
Total loans	19,923,148	26,808,635
Real estate loans | Construction and land | Special Mention
Credit quality indicators
Total loans		120,699
Real estate loans | Construction and land | Substandard
Credit quality indicators
Total loans	1,368,888	2,839,205
Real estate loans | Construction and land | Doubtful
Credit quality indicators
Total loans		375,418
Commercial business
Credit quality indicators
Total loans	62,785,913	71,251,082
Commercial business | Pass
Credit quality indicators
Total loans	61,679,591	70,155,966
Commercial business | Special Mention
Credit quality indicators
Total loans	555,053	834,657
Commercial business | Substandard
Credit quality indicators
Total loans	476,041	257,897
Commercial business | Doubtful
Credit quality indicators
Total loans	75,228	2,562
Consumer
Credit quality indicators
Total loans	13,121,402	13,525,017
Consumer | Pass
Credit quality indicators
Total loans	12,923,143	13,294,050
Consumer | Special Mention
Credit quality indicators
Total loans	33,698	35,703
Consumer | Substandard
Credit quality indicators
Total loans	164,561	189,773
Consumer | Doubtful
Credit quality indicators
Total loans		5,491
Consumer | Home equity
Credit quality indicators
Total loans	11,616,623	12,062,108
Consumer | Home equity | Pass
Credit quality indicators
Total loans	11,418,364	11,840,875
Consumer | Home equity | Special Mention
Credit quality indicators
Total loans	33,698	35,703
Consumer | Home equity | Substandard
Credit quality indicators
Total loans	164,561	185,530
Consumer | Automobile and other
Credit quality indicators
Total loans	1,504,779	1,462,909
Consumer | Automobile and other | Pass
Credit quality indicators
Total loans	1,504,779	1,453,175
Consumer | Automobile and other | Substandard
Credit quality indicators
Total loans		4,243
Consumer | Automobile and other | Doubtful
Credit quality indicators
Total loans		$ 5,491