CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest and dividend income:
Interest and fees on loans	$ 4,403,689	$ 4,945,388	$ 9,059,584	$ 9,958,627
Securities:
Taxable interest income	248,830	302,990	478,240	650,190
Nontaxable interest income	237,506	202,855	464,535	404,240
Interest-earning deposits, federal funds sold, and other	35,964	16,414	71,203	34,104
Total interest and dividend income	4,925,989	5,467,647	10,073,562	11,047,161
Interest expense:
Deposits	715,463	965,127	1,510,548	2,032,487
Federal Home Loan Bank advances	122,451	130,750	243,931	260,764
Securities sold under agreements to repurchase	3,271	4,239	8,860	7,383
Subordinated debentures	21,939	25,046	43,407	49,652
Total interest expense	863,124	1,125,162	1,806,746	2,350,286
Net interest income	4,062,865	4,342,485	8,266,816	8,696,875
Provision for loan losses	225,000	350,000	450,000	800,000
Net interest income after provision for loan losses	3,837,865	3,992,485	7,816,816	7,896,875
Non-interest income:
Service fees on deposit accounts	94,567	93,694	177,462	185,997
Other service charges and fees	95,101	93,448	183,536	182,768
Loan servicing fees	61,371	50,115	142,542	98,831
Gain on sale of securities	3,487		359,138
Gain on sale of loans	167,638	269,511	432,810	521,078
Other	195,259	(13,511)	273,576	9,607
Total Other income	617,423	493,257	1,569,064	998,281
Non-interest expense:
Compensation and employee benefits	1,561,447	1,546,636	3,106,011	2,990,255
Occupancy expense	337,541	292,379	659,345	621,381
Data processing services	190,240	171,238	372,888	351,732
Director fees	41,983	39,650	79,333	81,000
Professional fees	112,703	113,515	211,682	290,810
FDIC insurance premiums	129,000	122,504	246,000	245,008
Foreclosed asset related expenses	194,267	359,562	425,239	444,597
Amortization of core deposit intangible	66,001	70,249	131,998	140,502
Amortization of mortgage servicing rights	38,294	46,302	85,092	105,395
Other	537,758	561,739	1,018,571	1,086,145
Total Other expenses	3,209,234	3,323,774	6,336,159	6,356,825
Income before income taxes	1,246,054	1,161,968	3,049,721	2,538,331
Income tax expense	379,680	373,463	988,285	827,290
Net income	866,374	788,505	2,061,436	1,711,041
Net income	866,374	788,505	2,061,436	1,711,041
Other comprehensive income:
Unrealized gains (losses) on securities available for sale arising during the period	(2,535,375)	277,565	(3,191,912)	184,653
Reclassification adjustment for realized gains included in income	(3,487)		(359,138)
Tax effect	939,379	(102,699)	1,313,889	(68,321)
Net of tax	(1,599,483)	174,866	(2,237,161)	116,332
Comprehensive income (loss)	$ (733,109)	$ 963,371	$ (175,725)	$ 1,827,373
Basic and diluted earnings per share (in dollars per share)	$ 0.12	$ 0.10	$ 0.28	$ 0.22
Dividends per share (in dollars per share)	$ 0.06	$ 0.06	$ 0.12	$ 0.12