CONSOLIDATED BALANCE SHEETS (USD $)	Jun. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 11,995,005	$ 23,798,795
Interest-earning deposits	11,559,012	8,161,322
Federal funds sold	56,067,318	39,454,481
Total cash and cash equivalents	79,621,335	71,414,598
Interest-earning time deposits	1,760,408	1,749,744
Securities available for sale	102,653,401	88,280,080
Federal Home Loan Bank stock	2,887,763	2,887,763
Loans, net of allowance for loan losses of $5,478,698 and $5,944,585 at June 30, 2013 and December 31, 2012, respectively	366,482,749	394,868,626
Loans held for sale	640,600	1,827,000
Property and equipment, net	10,019,189	10,157,929
Goodwill	11,385,323	11,385,323
Bank-owned life insurance	8,357,133	5,244,335
Core deposit intangible	403,002	535,000
Foreclosed assets	6,736,786	6,505,912
Mortgage servicing rights	868,539	811,783
Accrued interest receivable	1,617,608	1,592,307
Prepaid FDIC insurance premiums		1,001,161
Other assets	4,334,132	2,507,471
Total assets	597,767,968	600,769,032
Deposits:
Noninterest-bearing	54,143,961	60,330,245
Interest-bearing	413,727,255	400,043,801
Total deposits	467,871,216	460,374,046
Federal Home Loan Bank advances	21,974,250	21,966,750
Securities sold under agreements to repurchase	27,268,797	34,494,579
Subordinated debentures	4,000,000	4,000,000
Accrued interest payable	241,401	284,270
Other liabilities	1,080,706	1,392,984
Total liabilities	522,436,370	522,512,629
Stockholders' Equity
Preferred stock, $.10 par value, 10,000,000 shares authorized, no shares issued
Common stock, $.10 par value, 20,000,000 shares authorized, 7,245,590 and 7,481,317 shares issued and outstanding at June 30, 2013 and December 31, 2012	724,559	748,132
Additional paid-in capital	57,820,539	59,660,244
Retained earnings	17,827,550	16,651,916
Accumulated other comprehensive income (loss)	(1,041,050)	1,196,111
Total stockholders' equity	75,331,598	78,256,403
Total liabilities and stockholders' equity	$ 597,767,968	$ 600,769,032