FAIR VALUE MEASUREMENTS (Details 2) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2013	Dec. 31, 2012
Assets measured at fair value on a nonrecurring basis
Outstanding balance	$ 395,985,426	$ 408,240,534
Write-downs	203,407
Principal balance	4,148,903	5,187,080
Valuation allowance	890,271	832,400
Real estate:
Assets measured at fair value on a nonrecurring basis
Outstanding balance	316,863,917	323,464,435
Principal balance	3,814,870	4,891,331
Valuation allowance	739,868	778,997
Real estate: | One-to-four family
Assets measured at fair value on a nonrecurring basis
Outstanding balance	111,250,827	112,350,393
Principal balance	458,538	1,566,121
Valuation allowance	103,734	210,336
Real estate: | Multi-family
Assets measured at fair value on a nonrecurring basis
Outstanding balance	41,666,122	42,203,212
Principal balance	2,718,002	2,789,808
Valuation allowance	462,043	533,849
Real estate: | Commercial
Assets measured at fair value on a nonrecurring basis
Outstanding balance	134,935,436	138,766,873
Principal balance	638,330	535,402
Valuation allowance	174,091	34,812
Real estate: | Construction and land
Assets measured at fair value on a nonrecurring basis
Outstanding balance	29,011,532	30,143,957
Commercial business
Assets measured at fair value on a nonrecurring basis
Outstanding balance	66,058,738	71,251,082
Principal balance	303,100	257,896
Valuation allowance	121,345	22,713
Consumer
Assets measured at fair value on a nonrecurring basis
Outstanding balance	13,062,771	13,525,017
Principal balance	30,933	37,853
Valuation allowance	29,058	30,690
Consumer | Automobile and other
Assets measured at fair value on a nonrecurring basis
Outstanding balance	1,372,022	1,462,909
Principal balance	3,783	9,735
Valuation allowance	1,908	2,572
Impaired loans
Assets measured at fair value on a nonrecurring basis
Principal balance	4,148,904	5,187,080
Valuation allowance	890,271	832,400
Net increase in provision for loan losses	235,747	263,542
Non-recurring basis | Foreclosed assets
Assets measured at fair value on a nonrecurring basis
Outstanding balance	4,442,989	4,342,988
Cumulative write-downs	964,407	661,000
Write-downs	203,407
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate:
Assets measured at fair value on a nonrecurring basis
Fair Value	3,478,582	3,681,988
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Commercial
Assets measured at fair value on a nonrecurring basis
Fair Value	755,000	755,000
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Commercial | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	1.00%	1.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Commercial | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	24.00%	24.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Commercial | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	10.50%	10.50%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Construction and land
Assets measured at fair value on a nonrecurring basis
Fair Value	2,723,582	2,926,988
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Construction and land | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	(56.00%)	(4.00%)
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Construction and land | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	138.00%	47.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Foreclosed assets | Real estate: | Construction and land | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	9.90%	19.30%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans
Assets measured at fair value on a nonrecurring basis
Fair Value	3,258,632	4,354,680
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate:
Assets measured at fair value on a nonrecurring basis
Fair Value	3,075,002	4,112,334
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | One-to-four family
Assets measured at fair value on a nonrecurring basis
Fair Value	354,804	1,355,785
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | One-to-four family | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	(9.00%)	(5.00%)
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | One-to-four family | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	27.00%	9.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | One-to-four family | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	9.10%	5.70%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Multi-family
Assets measured at fair value on a nonrecurring basis
Fair Value	2,255,959	2,255,959
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Multi-family | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	1.00%	1.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Multi-family | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	18.00%	18.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Multi-family | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	10.00%	10.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Commercial
Assets measured at fair value on a nonrecurring basis
Fair Value	464,239	500,590
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Commercial | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	5.00%	5.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Commercial | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	88.00%	17.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Real estate: | Commercial | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	46.10%	12.30%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Commercial business
Assets measured at fair value on a nonrecurring basis
Fair Value	181,755	235,183
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Commercial business | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	(71.00%)	4.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Commercial business | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	6.00%	50.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Commercial business | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	(38.50%)	22.80%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Consumer
Assets measured at fair value on a nonrecurring basis
Fair Value	1,875	7,163
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Consumer | Automobile and other
Assets measured at fair value on a nonrecurring basis
Fair Value	1,875	7,163
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Consumer | Automobile and other | Sales Comparison | Minimum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	(50.00%)	(50.00%)
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Consumer | Automobile and other | Sales Comparison | Maximum
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	0.00%	0.00%
Non-recurring basis | Significant Unobservable Inputs (Level 3) | Impaired loans | Consumer | Automobile and other | Sales Comparison | Weighted Average
Quantitative information, Level 3 fair value measurements
Adjustment for difference between comparable sales (as a percent)	(50.00%)	(50.00%)
Non-recurring basis | Total | Foreclosed assets | Real estate:
Assets measured at fair value on a nonrecurring basis
Fair Value	3,478,582	3,681,988
Non-recurring basis | Total | Foreclosed assets | Real estate: | Commercial
Assets measured at fair value on a nonrecurring basis
Fair Value	755,000	755,000
Non-recurring basis | Total | Foreclosed assets | Real estate: | Construction and land
Assets measured at fair value on a nonrecurring basis
Fair Value	2,723,582	2,926,988
Non-recurring basis | Total | Impaired loans
Assets measured at fair value on a nonrecurring basis
Fair Value	3,258,632	4,354,680
Non-recurring basis | Total | Impaired loans | Real estate:
Assets measured at fair value on a nonrecurring basis
Fair Value	3,075,002	4,112,334
Non-recurring basis | Total | Impaired loans | Real estate: | One-to-four family
Assets measured at fair value on a nonrecurring basis
Fair Value	354,804	1,355,785
Non-recurring basis | Total | Impaired loans | Real estate: | Multi-family
Assets measured at fair value on a nonrecurring basis
Fair Value	2,255,959	2,255,959
Non-recurring basis | Total | Impaired loans | Real estate: | Commercial
Assets measured at fair value on a nonrecurring basis
Fair Value	464,239	500,590
Non-recurring basis | Total | Impaired loans | Commercial business
Assets measured at fair value on a nonrecurring basis
Fair Value	181,755	235,183
Non-recurring basis | Total | Impaired loans | Consumer
Assets measured at fair value on a nonrecurring basis
Fair Value	1,875	7,163
Non-recurring basis | Total | Impaired loans | Consumer | Automobile and other
Assets measured at fair value on a nonrecurring basis
Fair Value	$ 1,875	$ 7,163