CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 15,435,738	$ 23,798,795
Interest-earning deposits	9,366,148	8,161,322
Federal funds sold	40,249,016	39,454,481
Total cash and cash equivalents	65,050,902	71,414,598
Interest-earning time deposits	1,756,726	1,749,744
Securities available for sale	104,441,860	88,280,080
Federal Home Loan Bank stock	2,887,763	2,887,763
Loans, net of allowance for loan losses of $5,833,188 and $5,944,585 at March 31, 2013 and December 31, 2012, respectively	384,585,712	394,868,626
Loans held for sale	274,022	1,827,000
Property and equipment, net	10,039,913	10,157,929
Goodwill	11,385,323	11,385,323
Bank-owned life insurance	8,287,710	5,244,335
Core deposit intangible	469,003	535,000
Foreclosed assets	6,059,058	6,505,912
Mortgage servicing rights	862,699	811,783
Accrued interest receivable	1,673,110	1,592,307
Prepaid FDIC insurance premiums	890,104	1,001,161
Other assets	3,035,688	2,507,471
Total assets	601,699,593	600,769,032
Deposits:
Noninterest-bearing	54,206,997	60,330,245
Interest-bearing	411,312,025	400,043,801
Total deposits	465,519,022	460,374,046
Federal Home Loan Bank advances	21,970,500	21,966,750
Securities sold under agreements to repurchase	30,962,993	34,494,579
Subordinated debentures	4,000,000	4,000,000
Accrued interest payable	253,611	284,270
Other liabilities	1,703,899	1,392,984
Total liabilities	524,410,025	522,512,629
Stockholders' Equity
Preferred stock, $.10 par value, 10,000,000 shares authorized, no shares issued
Common stock, $.10 par value, 20,000,000 shares authorized, 7,341,590 and 7,481,317 shares issued and outstanding at March 31, 2013 and December 31, 2012	734,159	748,132
Additional paid-in capital	58,597,789	59,660,244
Retained earnings	17,399,187	16,651,916
Accumulated other comprehensive income	558,433	1,196,111
Total stockholders' equity	77,289,568	78,256,403
Total liabilities and stockholders' equity	$ 601,699,593	$ 600,769,032