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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 2) (USD $)
12 Months Ended
Dec. 31, 2012
Loans:  
Past due period, after which loan is classified as nonaccrual 90 days
Threshold amount of loans categorized as special mention evaluated for impairment $ 250,000
Period of summarized data utilized in analysis of historical loss data 3 years
Period of look-back at gross charge-offs in analysis of historical loss data 3 years
Weightage for the most recent year in historical loss data analysis (as a percent) 60.00%
Weightage for the prior year in historical loss data analysis (as a percent) 30.00%
Weightage for the third year in historical loss data analysis (as a percent) 10.00%
Real estate loans | One-to-four family | Maximum
 
Loans:  
Percentage of the property's appraised value up to which the entity may lend 80.00%
Percentage of the property's appraised value up to which the entity may lend if borrower obtains private mortgage insurance 100.00%
Real estate loans | Multi-family
 
Loans:  
Period one after which interest rate is adjustable 1 year
Period two after which interest rate is adjustable 3 years
Period three after which interest rate is adjustable 5 years
Real estate loans | Multi-family | Minimum
 
Loans:  
Number of units of apartment buildings and rental properties by which loans are secured 5
Loan amount threshold for independent appraisal 250,000
Real estate loans | Multi-family | Maximum
 
Loans:  
Percentage of the property's appraised value up to which the entity may lend 80.00%
Real estate loans | Commercial
 
Loans:  
Balloon term 5 years
Real estate loans | Commercial | Minimum
 
Loans:  
Loan amount threshold for independent appraisal $ 250,000
Amortization period 15 years
Real estate loans | Commercial | Maximum
 
Loans:  
Percentage of the property's appraised value up to which the entity may lend 75.00%
Amortization period 20 years
Real estate loans | Construction | Maximum
 
Loans:  
Percentage of the property's appraised value up to which the entity may lend 80.00%
Percentage of the property's appraised value up to which the entity may lend if borrower obtains private mortgage insurance 100.00%
Construction phase period 6 months
Commercial business | Maximum
 
Loans:  
Balloon term 5 years
Consumer
 
Loans:  
Past due loans, period of charge off 180 days
Consumer | Home equity | Maximum
 
Loans:  
Percentage of the property's appraised value up to which the entity may lend 90.00%