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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Income Statement [Abstract]    
Interest and fees on loans $ 21,216,983 $ 22,562,083
Taxable interest income 1,678,079 2,170,774
Non-taxable interest income 726,594 595,869
Federal Home Loan Bank dividends 6,306   
Interest-earning deposits, federal funds sold, and other 99,949 111,992
Total interest and dividend income 23,727,911 25,440,718
Deposits 5,813,221 7,729,676
Federal Home Loan Bank advances 511,987 993,646
Securities sold under agreements to repurchase 11,179 27,060
Subordinated debentures 116,115 185,075
Total interest expense 6,452,502 8,935,457
Net interest income 17,275,409 16,505,261
Provision for loan losses 5,292,000 2,573,000
Net interest income after provision for loan losses 11,983,409 13,932,261
Service fees on deposit accounts 398,730 395,460
Other service charges and fees 338,510 343,993
Loan servicing fees 194,722 203,929
Gain on sale of securities 454,920 663,814
Gain on sale of loans 572,395 554,575
Other 129,461 83,999
[NoninterestIncome] 2,088,738 2,245,770
Compensation and employee benefits 4,918,828 4,699,393
Occupancy expense 1,269,013 1,367,504
Data processing services 643,362 664,073
Director fees 149,150 186,500
Professional fees 550,581 340,155
FDIC insurance premiums 910,468 751,589
Foreclosed asset related expenses 976,130 259,142
Amortization of core deposit intangible 304,000 360,001
Amortization of mortgage servicing rights 178,127 273,499
Other 1,842,378 1,498,218
[NoninterestExpense] 11,742,037 10,400,074
Income before income taxes 2,330,110 5,777,957
Income tax expense 435,082 1,972,085
Net income 1,895,028 3,805,872
Other comprehensive income:    
Change in unrealized gains (losses) on securities available for sale, net of reclassifications and taxes 677,407 (1,111,660)
Comprehensive income $ 2,572,435 $ 2,694,212
Basic and diluted earnings per share $ 0.24 $ 0.49
Dividends per share $ 0.24 $ 0.49