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CONSOLIDATED BALANCE SHEETS (USD $)
Dec. 31, 2011
Dec. 31, 2010
Statement of Financial Position [Abstract]    
Cash and due from banks $ 10,336,923 $ 11,294,266
Interest-earning deposits 7,083,526 12,773,854
Federal funds sold 21,940,960 42,184,927
Total cash and cash equivalents 39,361,409 66,253,047
Interest-earning time deposits 1,738,498 1,718,651
Securities available for sale 85,575,351 78,474,908
Federal Home Loan Bank stock 6,306,273 6,306,273
Loans, net of allowance for loan losses of $7,789,262 and $5,728,395 at December 31, 2011 and December 31, 2010, respectively 387,634,646 387,567,638
Loans held for sale 1,661,750   
Property and equipment, net 10,088,154 10,562,321
Goodwill 11,385,323 11,385,323
Bank-owned life insurance 5,067,935   
Core deposit intangible 816,000 1,120,000
Foreclosed assets 5,822,864 3,844,347
Mortgage servicing rights 651,409 601,325
Accrued interest receivable 1,726,319 1,866,511
Prepaid FDIC insurance premiums 1,439,197 2,301,408
Other assets 3,449,851 2,968,232
Total assets 562,724,979 574,969,984
Non-interest-bearing 39,256,851 34,172,434
Interest-bearing 375,501,432 413,310,775
Total deposits 414,758,283 447,483,209
Federal Home Loan Bank advances 26,944,000 21,924,000
Securities sold under agreements to repurchase 36,874,298 21,457,075
Subordinated debentures 4,000,000 3,974,272
Accrued interest payable 417,828 561,687
Other liabilities 2,016,445 2,236,302
Total liabilities 485,010,854 497,636,545
Preferred stock, $.10 par value, 10,000,000 shares authorized, no shares issued      
Common stock, $.10 par value, 20,000,000 shares authorized, 7,727,756 and 7,887,702 shares issued and outstanding at 2011 and 2010 772,776 788,770
Additional paid-in capital 61,230,512 62,116,845
Retained earnings 14,418,656 14,384,059
Accumulated other comprehensive income 1,292,181 614,774
Unearned Employee Stock Ownership Plan shares    (571,009)
Total stockholders' equity 77,714,125 77,333,439
Total liabilities and stockholders' equity $ 562,724,979 $ 574,969,984