Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Interest and fees on loans	$ 5,324,255	$ 5,645,767	$ 10,724,286	$ 11,385,480
Securities:
Taxable interest income	464,847	577,578	899,278	1,224,991
Non-taxable interest income	170,104	130,246	333,716	284,521
Federal Home Loan Bank dividends	1,555	0	3,145	0
Interest-earning deposits, federal funds sold, and other	28,475	22,688	53,283	41,726
Total interest and dividend income	5,989,236	6,376,279	12,013,708	12,936,718
Interest expense:
Deposits	1,500,518	1,940,424	3,115,150	3,980,591
Federal Home Loan Bank advances	127,548	262,750	253,278	605,179
Securities sold under agreements to repurchase	2,278	5,922	7,893	12,374
Subordinated debentures	22,540	55,551	70,729	129,252
Total interest expense	1,652,884	2,264,647	3,447,050	4,727,396
Net interest income	4,336,352	4,111,632	8,566,658	8,209,322
Provision for loan losses	475,000	400,000	775,000	823,000
Net interest income after provision for loan losses	3,861,352	3,711,632	7,791,658	7,386,322
Other income:
Service fees on deposit accounts	97,992	98,649	191,742	182,270
Other service charges and fees	89,606	95,063	172,197	179,603
Loan servicing fees	40,758	49,835	87,765	98,898
Gain on sale or call of securities	105,348	463,221	106,144	463,221
Gain on sale of loans	170,697	98,236	201,461	164,997
Other	(6,973)	4,677	(11,743)	19,551
Total other income	497,428	809,681	747,566	1,108,540
Other expenses:
Compensation and employee benefits	1,253,760	1,164,193	2,462,507	2,329,078
Occupancy expense	305,218	338,872	628,035	693,634
Data processing services	162,456	168,688	323,815	333,813
Director fees	35,900	49,800	71,000	100,450
Professional fees	130,940	104,323	260,403	141,321
Federal Deposit Insurance Corporation insurance premiums	182,875	198,893	362,580	393,976
Real estate owned expense	139,074	48,825	326,024	98,752
Amortization of core deposit intangible	77,330	99,000	154,680	198,000
Amortization of mortgage servicing rights	24,696	22,248	62,956	48,381
Other	460,404	341,815	892,485	701,260
Total other expenses	2,772,653	2,536,657	5,544,485	5,038,665
Income before income taxes	1,586,127	1,984,656	2,994,739	3,456,197
Income tax expense	572,867	705,264	1,075,598	1,216,293
Net income	$ 1,013,260	$ 1,279,392	$ 1,919,141	$ 2,239,904
Basic and diluted earnings per share (in dollars per share) (see Note 6)	$ 0.13	$ 0.16	$ 0.25	$ 0.29
Dividends per share (in dollars per share)	$ 0.06	$ 0.06	$ 0.12	$ 0.12