Exhibit 99

MONTHLY SERVICER’S CERTIFICATE

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

AMERICAN EXPRESS CREDIT ACCOUNT MASTER TRUST

The undersigned, a duly authorized representative of American Express Travel Related Services Company, Inc., as Servicer (“TRS”), pursuant to the Pooling and Servicing Agreement, dated as of May 16, 1996, as amended and restated as of January 1, 2006 (as amended and restated and as otherwise amended and supplemented, the “Agreement”), as supplemented by the Series Supplements (as amended and supplemented, the “Series Supplements”), among TRS, as Servicer, American Express Receivables Financing Corporation II, American Express Receivables Financing Corporation III LLC and American Express Receivables Financing Corporation IV LLC, as Transferors, and The Bank of New York, as Trustee, does hereby certify as follows:

1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or the Series Supplements, as applicable.

2. TRS is, as of the date hereof, the Servicer under the Agreement.

3. The undersigned is a Servicing Officer.

4. This Certificate relates to the Distribution Date occurring on January 15, 2013 and covers activity from November 24, 2012 through December 25, 2012.

5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Monthly Period preceding such Distribution Date.

6. As of the date hereof, to the best knowledge of the undersigned, no Pay Out Event occurred on or prior to such Distribution Date.

IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 9th day of January.

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., as Servicer
By:	/s/ Kunal Singhania
Name:	Kunal Singhania
Title:	Vice President
	ABS Operations

A. Trust Activity	Trust Totals
Record Date		December 31, 2012
Number of days in Monthly Period		32
Beginning Number of Accounts		22,639,302
Beginning Principal Receivable Balance, including any Additions, Removals, or Adjustments of Principal Receivables during the Monthly Period		30,167,135,435.39
a. Addition of Principal Receivables		0.00
b. Removal of Principal Receivables		0.00
c. Adjustments to Principal Receivables		0.00
Special Funding Account Balance		0.00
Beginning Total Principal Balance		30,167,135,435.39
Finance Charge Collections (excluding Recoveries)		489,172,663.84
Collections of Discount Option Receivables		0.00
Recoveries		20,707,616.03
Total Collections of Finance Charge Receivables		509,880,279.87
Total Collections of Principal Receivables		9,918,303,709.21
Monthly Payment Rate		30.8230	%
Defaulted Amount		79,487,278.31
Annualized Default Rate		2.8126	%
Annualized Default Rate, Net of Recoveries		2.0799	%
Trust Portfolio Yield		16.2732	%
New Principal Receivables		12,065,845,271.40
Ending Number of Accounts		22,623,055
Ending Principal Receivables Balance		32,235,189,719.27
Ending Required Minimum Principal Balance		19,323,041,190.00
Ending Transferor Amount		14,176,272,719.27
Ending Special Funding Account Balance		0.00
Ending Total Principal Balance		32,235,189,719.27

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B. Series Allocations

	Invested Amount		Adjusted Invested Amount		Principal Funding Account Balance		Series Required Transferor Amount		Series Allocation Percentage			Series Allocable Finance Charge Collections		Series Allocable Recoveries		Series Allocable Principal Collections		Series Allocable Defaulted Amount
Group 1
2012-2		1,785,716,000		1,785,716,000.00		0.00		125,000,120.00		9.89	%		50,418,381.89		2,047,626.74		980,749,489.37		7,859,923.42
2012-5		714,287,000		714,287,000.00		0.00		50,000,090.00		3.96	%		20,167,369.70		819,051.38		392,300,125.28		3,143,972.01
Total		2,500,003,000.00		2,500,003,000.00		0.00		175,000,210.00		13.84	%		70,585,751.59		2,866,678.12		1,373,049,614.65		11,003,895.43
Group 2
2004-2		400,000,000		400,000,000.00		0.00		28,000,000.00		2.21	%		11,293,706.70		458,667.95		219,687,674.72		1,760,621.16
2005-2		600,000,000		600,000,000.00		0.00		42,000,000.00		3.32	%		16,940,560.05		688,001.92		329,531,512.08		2,640,931.73
2007-2		500,000,000		500,000,000.00		0.00		35,000,000.00		2.77	%		14,117,133.38		573,334.94		274,609,593.40		2,200,776.44
2008-2		1,363,638,000		1,363,638,000.00		0.00		95,454,660.00		7.55	%		38,501,319.05		1,563,642.61		748,936,153.45		6,002,124.78
2008-4		607,956,000		607,956,000.00		0.00		42,556,920.00		3.37	%		17,165,191.88		697,124.83		333,901,099.93		2,675,950.49
2008-5		909,091,000		909,091,000.00		0.00		63,636,370.00		5.03	%		25,667,517.80		1,042,427.26		499,290,219.75		4,001,412.12
2008-6		1,534,091,000		1,534,091,000.00		0.00		107,386,370.00		8.49	%		43,313,934.52		1,759,095.93		842,552,211.50		6,752,382.67
2008-7		596,592,000		596,592,000.00		0.00		41,761,440.00		3.30	%		16,844,337.67		684,094.07		327,659,773.09		2,625,931.24
2008-9		625,000,000		625,000,000.00		0.00		43,750,000.00		3.46	%		17,646,416.72		716,668.67		343,261,991.75		2,750,970.56
2009-2		1,515,155,000		1,515,155,000.00		0.00		106,060,850.00		8.39	%		42,779,290.44		1,737,382.59		832,152,196.97		6,669,034.87
2010-1		1,030,304,000		1,030,304,000.00		0.00		72,121,280.00		5.71	%		29,089,877.97		1,181,418.55		565,862,725.04		4,534,937.55
2011-1		1,212,122,000		1,212,122,000.00		0.00		84,848,540.00		6.71	%		34,223,375.89		1,389,903.78		665,720,659.14		5,335,219.09
2011-2		1,212,122,000		1,212,122,000.00		0.00		84,848,540.00		6.71	%		34,223,375.89		1,389,903.78		665,720,659.14		5,335,219.09
2012-1		606,062,000		606,062,000.00		0.00		42,424,340.00		3.36	%		17,111,716.18		694,953.04		332,860,878.79		2,667,613.95
2012-3		1,212,122,000		1,212,122,000.00		0.00		84,848,540.00		6.71	%		34,223,375.89		1,389,903.78		665,720,659.14		5,335,219.09
2012-A		0		0.00		0.00		0.00		0.00	%		0.00		0.00		0.00		0.00
2012-4		1,181,820,000		1,181,820,000.00		0.00		82,727,400.00		6.54	%		33,367,821.14		1,355,157.39		649,078,219.34		5,201,843.24
2009-D-II		452,839,000		452,839,000.00		0.00		31,698,730.00		2.51	%		12,785,577.12		519,256.84		248,707,867.33		1,993,194.81
Total		15,558,914,000.00		15,558,914,000.00		0.00		1,089,123,980.00		86.16	%		439,294,528.29		17,840,937.93		8,545,254,094.56		68,483,382.88
Trust		18,058,917,000.00		18,058,917,000.00		0.00		1,264,124,190.00		100.00	%		509,880,279.88		20,707,616.05		9,918,303,709.21		79,487,278.31

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C. Group Allocations (1)

	Invested Amount		Investor Finance Charge Collections		Investor Monthly Interest		Investor Default Amount		Investor Monthly Fees		Investor Additional Amounts		Total		Reallocated Investor Finance Charge Collections		Investment Funding Account Proceeds		Available Excess
Group 1
2012-2		1,785,716,000.00		30,181,896.98		1,054,688.78		4,705,176.76		2,976,193.34		0.00		8,736,058.88		30,225,264.58		0.00		21,489,205.70
2012-5		714,287,000.00		12,072,768.93		361,161.21		1,882,072.29		1,190,478.33		0.00		3,433,711.83		12,029,401.33		0.00		8,595,689.50
Total		2,500,003,000.00		42,254,665.91		1,415,849.99		6,587,249.05		4,166,671.67		0.00		12,169,770.71		42,254,665.91		0.00		30,084,895.20
Group 2
2004-2		400,000,000.00		6,760,738.43		141,455.56		1,053,958.59		666,666.67		0.00		1,862,080.82		6,572,437.35		0.00		4,710,356.53
2005-2		600,000,000.00		10,141,107.65		172,840.00		1,580,937.87		1,000,000.00		0.00		2,753,777.87		9,819,312.67		0.00		7,065,534.80
2007-2		500,000,000.00		8,450,923.04		115,053.47		1,317,448.23		833,333.33		0.00		2,265,835.03		8,153,780.70		0.00		5,887,945.67
2008-2		1,363,638,000.00		23,047,999.59		2,031,159.26		3,593,044.94		2,272,730.00		0.00		7,896,934.20		23,954,987.11		0.00		16,058,052.91
2008-4		607,956,000.00		10,275,578.74		754,814.83		1,601,901.11		1,013,260.00		0.00		3,369,975.94		10,529,199.73		0.00		7,159,223.79
2008-5		909,091,000.00		15,365,316.16		893,800.79		2,395,360.66		1,515,151.66		0.00		4,804,313.11		15,509,669.94		0.00		10,705,356.83
2008-6		1,534,091,000.00		25,928,969.96		2,128,658.02		4,042,170.94		2,556,818.33		0.00		8,727,647.29		26,792,936.21		0.00		18,065,288.92
2008-7		596,592,000.00		10,083,506.16		827,694.06		1,571,958.15		994,320.00		0.00		3,393,972.21		10,419,374.77		0.00		7,025,402.56
2008-9		625,000,000.00		10,563,653.80		1,032,747.39		1,646,810.29		1,041,666.67		0.00		3,721,224.35		11,081,156.44		0.00		7,359,932.09
2009-2		1,515,155,000.00		25,608,916.60		1,968,783.99		3,992,276.54		2,525,258.33		0.00		8,486,318.86		26,328,619.50		0.00		17,842,300.64
2010-1		1,030,304,000.00		17,414,039.62		430,586.76		2,714,744.36		1,717,173.34		0.00		4,862,504.46		16,995,252.41		0.00		12,132,747.95
2011-1		1,212,122,000.00		20,487,099.48		438,465.25		3,193,815.96		2,020,203.34		0.00		5,652,484.55		19,926,301.51		0.00		14,273,816.96
2011-2		1,212,122,000.00		20,487,099.48		401,604.91		3,193,815.96		2,020,203.34		0.00		5,615,624.21		19,889,441.17		0.00		14,273,816.96
2012-1		606,062,000.00		10,243,566.64		265,614.00		1,596,910.62		1,010,103.33		0.00		2,872,627.95		10,009,548.21		0.00		7,136,920.26
2012-3		1,212,122,000.00		20,487,099.48		391,596.81		3,193,815.96		2,020,203.34		0.00		5,605,616.11		19,879,433.07		0.00		14,273,816.96
2012-4		1,181,820,000.00		19,974,939.74		458,446.55		3,113,973.33		1,969,700.00		0.00		5,542,119.88		19,459,103.78		0.00		13,916,983.90
2012-A		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
Total		15,106,075,000.00		255,320,554.57		12,453,321.65		39,802,943.51		25,176,791.68		0.00		77,433,056.84		255,320,554.57		0.00		177,887,497.73
Trust Total		17,606,078,000.00		297,575,220.48		13,869,171.64		46,390,192.56		29,343,463.35		0.00		89,602,827.55		297,575,220.48		0.00		207,972,392.93

	Group Investor Finance Charge Collections		Group Expenses		Group Reallocable Investor Finance Charge Collections
Group 1		42,254,665.91		12,169,770.71		30,084,895.20
Group 2		255,320,554.57		77,433,056.84		177,887,497.73

(1) Series 2009-D-II does not share in group allocations with other series. Therefore, certain figures set forth in section “B. Series Allocations” above, which include Series 2009-D-II, will not equal the corresponding figures set forth in this section “C. Group Allocations.”

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D. Trust Performance

Delinquencies:

31-60 Days Delinquent:	121,193,938
61-90 Days Delinquent:	91,162,204
90+ Days Delinquent:	197,786,141
Total 30+ Days Delinquent:	410,142,283

E. Repurchases and Replacements

Information required by Rule 15Ga-1(a) concerning the Trust:

No activity to report for reporting period.

Most recent Form ABS-15G:

Form ABS-15G filed on February 10, 2012 under CIK number 0000949349

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Series 2004-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		668,193,678.18			400,000,000.00			268,193,678.18
Beginning Adjusted Invested Amount		N/A			400,000,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		11,293,706.70			6,760,738.43			4,532,968.27
Collections of Principal Receivables		219,687,674.72			131,511,375.75			88,176,298.97
Defaulted Amount		1,760,621.16			1,053,958.59			706,662.57
Ending Invested Amount / Transfer or Amount		714,000,506.66			400,000,000.00			314,000,506.66
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.37900	%		0.57900	%		0.87900	%
Monthly Interest Due		101,972.06			13,992.50			25,491.00			141,455.56
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		101,972.06			13,992.50			25,491.00			141,455.56
Investor Default Amount		880,055.43			79,046.89			94,856.27			1,053,958.59
Investor Monthly Fees Due		556,666.67			50,000.00			60,000.00			666,666.67
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		1,538,694.16			143,039.39			180,347.27			1,862,080.82
Reallocated Investor Finance Charge Collections											6,572,437.35
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.7363	%
Base Rate											2.5428	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		334,000,000.00			30,000,000.00			36,000,000.00			400,000,000.00
Distributions of Interest		101,972.06			13,992.50			25,491.00			141,455.56
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		101,972.06			13,992.50			25,491.00			141,455.56
Ending Certificates Balance		334,000,000.00			30,000,000.00			36,000,000.00			400,000,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.31
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.31
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge- Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.47
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.47
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

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G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	4,735,847.53
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	25,491.00
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	4,710,356.53
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

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J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	5,487,985.19
		a.	Class A Monthly Interest:	$	101,972.06
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	880,055.43
		e.	Excess Spread:	$	4,505,957.70
	2.	Class B Available Funds:		$	492,932.80
		a.	Class B Monthly Interest:	$	13,992.50
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	478,940.30
	3.	Collateral Available Funds:		$	591,519.36
		a.	Excess Spread:	$	591,519.36
	4.	Total Excess Spread:		$	5,576,417.36
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2004-2 Allocable Principal Collections:		$	219,687,674.72
	3.	Principal Allocation Percentage of Series 2004-2 Allocable Principal Collections:		$	131,511,375.75
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	131,511,375.75
	6.	Shared Principal Collections from other Series allocated to Series 2004-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,053,958.59
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	132,565,334.34
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	36,000,000.00
	2.	Required Collateral Invested Amount:		$	36,000,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	132,565,334.34

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M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2004-2.
	1.	Excess Spread:	$	5,576,417.36
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	79,046.89
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	25,491.00
	9.	Applied to unpaid Monthly Servicing Fee:	$	666,666.67
	10.	Collateral Default Amount treated as Available Principal Collections:	$	94,856.27
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	4,710,356.53
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2004-2.
	1.	Excess Spread:	$	5,576,417.36
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	79,046.89
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	25,491.00
	10.	Applied to unpaid Monthly Servicing Fee:	$	666,666.67
	11.	Collateral Default Amount treated as Available Principal Collections:	$	94,856.27
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	4,710,356.53

- 10 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	2.5428	%
		b.	Prior Monthly Period:	2.3451	%
		c.	Second Prior Monthly Period:	2.4125	%
	2.	Three Month Average Base Rate:		2.4335	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	15.7363	%
		b.	Prior Monthly Period:	17.5027	%
		c.	Second Prior Monthly Period:	16.8236	%
	4.	Three Month average Series Adjusted Portfolio Yield:		16.6875	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 11 -

Series 2005-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,002,290,517.27			600,000,000.00			402,290,517.27
Beginning Adjusted Invested Amount		N/A			600,000,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		16,940,560.05			10,141,107.65			6,799,452.40
Collections of Principal Receivables		329,531,512.08			197,267,063.63			132,264,448.45
Defaulted Amount		2,640,931.73			1,580,937.87			1,059,993.86
Ending Invested Amount / Transferor Amount		1,071,000,759.99			600,000,000.00			471,000,759.99
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.30900	%		0.48900	%		0.69900	%
Monthly Interest Due		124,707.25			17,726.25			30,406.50			172,840.00
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		124,707.25			17,726.25			30,406.50			172,840.00
Investor Default Amount		1,320,083.12			118,570.34			142,284.41			1,580,937.87
Investor Monthly Fees Due		835,000.00			75,000.00			90,000.00			1,000,000.00
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		2,279,790.37			211,296.59			262,690.91			2,753,777.87
Reallocated Investor Finance Charge Collections											9,819,312.67
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.6615	%
Base Rate											2.4603	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		501,000,000.00			45,000,000.00			54,000,000.00			600,000,000.00
Distributions of Interest		124,707.25			17,726.25			30,406.50			172,840.00
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		124,707.25			17,726.25			30,406.50			172,840.00
Ending Certificates Balance		501,000,000.00			45,000,000.00			54,000,000.00			600,000,000.00

- 12 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.25
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.25
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.39
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.39
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 13 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	7,095,941.30
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	30,406.50
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	7,065,534.80
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 14 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	8,199,126.08
		a.	Class A Monthly Interest:	$	124,707.25
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,320,083.12
		e.	Excess Spread:	$	6,754,335.71
	2.	Class B Available Funds:		$	736,448.45
		a.	Class B Monthly Interest:	$	17,726.25
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	718,722.20
	3.	Collateral Available Funds:		$	883,738.14
		a.	Excess Spread:	$	883,738.14
	4.	Total Excess Spread:		$	8,356,796.05
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2005-2 Allocable Principal Collections:		$	329,531,512.08
	3.	Principal Allocation Percentage of Series 2005-2 Allocable Principal Collections:		$	197,267,063.63
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	197,267,063.63
	6.	Shared Principal Collections from other Series allocated to Series 2005-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,580,937.87
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	198,848,001.50
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	54,000,000.00
	2.	Required Collateral Invested Amount:		$	54,000,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	198,848,001.50

- 15 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2005-2.
	1.	Excess Spread:	$	8,356,796.05
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	118,570.34
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	30,406.50
	9.	Applied to unpaid Monthly Servicing Fee:	$	1,000,000.00
	10.	Collateral Default Amount treated as Available Principal Collections:	$	142,284.41
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,065,534.80
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2005-2.
	1.	Excess Spread:	$	8,356,796.05
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	118,570.34
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	30,406.50
	10.	Applied to unpaid Monthly Servicing Fee:	$	1,000,000.00
	11.	Collateral Default Amount treated as Available Principal Collections:	$	142,284.41
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,065,534.80

- 16 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	2.4603	%
		b.	Prior Monthly Period:	2.2626	%
		c.	Second Prior Monthly Period:	2.3300	%
	2.	Three Month Average Base Rate:		2.3510	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	15.6615	%
		b.	Prior Monthly Period:	17.4116	%
		c.	Second Prior Monthly Period:	16.7411	%
	4.	Three Month average Series Adjusted Portfolio Yield:		16.6047	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 17 -

Series 2007-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		835,242,097.72			500,000,000.00			335,242,097.72
Beginning Adjusted Invested Amount		N/A			500,000,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		14,117,133.38			8,450,923.04			5,666,210.34
Collections of Principal Receivables		274,609,593.40			164,389,219.69			110,220,373.71
Defaulted Amount		2,200,776.44			1,317,448.23			883,328.21
Ending Invested Amount / Transferor Amount		892,500,633.32			500,000,000.00			392,500,633.32
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.25900	%		0.38900	%		0.55900	%
Monthly Interest Due		91,801.11			8,617.43			14,634.93			115,053.47
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		91,801.11			8,617.43			14,634.93			115,053.47
Investor Default Amount		1,159,354.45			72,459.65			85,634.13			1,317,448.23
Investor Monthly Fees Due		733,333.33			45,833.33			54,166.67			833,333.33
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		1,984,488.89			126,910.41			154,435.73			2,265,835.03
Reallocated Investor Finance Charge Collections											8,153,780.70
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.5954	%
Base Rate											2.3873	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		440,000,000.00			27,500,000.00			32,500,000.00			500,000,000.00
Distributions of Interest		91,801.11			8,617.43			14,634.93			115,053.47
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		91,801.11			8,617.43			14,634.93			115,053.47
Ending Certificates Balance		440,000,000.00			27,500,000.00			32,500,000.00			500,000,000.00

- 18 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.21
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.21
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.31
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.31
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 19 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	5,902,580.61
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	14,634.93
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	5,887,945.68
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 20 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	7,175,327.02
		a.	Class A Monthly Interest:	$	91,801.11
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,159,354.45
		e.	Excess Spread:	$	5,924,171.46
	2.	Class B Available Funds:		$	448,457.94
		a.	Class B Monthly Interest:	$	8,617.43
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	439,840.51
	3.	Collateral Available Funds:		$	529,995.75
		a.	Excess Spread:	$	529,995.75
	4.	Total Excess Spread:		$	6,894,007.72
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2007-2 Allocable Principal Collections:		$	274,609,593.40
	3.	Principal Allocation Percentage of Series 2007-2 Allocable Principal Collections:		$	164,389,219.69
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	164,389,219.69
	6.	Shared Principal Collections from other Series allocated to Series 2007-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,317,448.23
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	165,706,667.92
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	32,500,000.00
	2.	Required Collateral Invested Amount:		$	32,500,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	165,706,667.92

- 21 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2007-2.
	1.	Excess Spread:	$	6,894,007.72
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	72,459.65
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	14,634.93
	9.	Applied to unpaid Monthly Servicing Fee:	$	833,333.33
	10.	Collateral Default Amount treated as Available Principal Collections:	$	85,634.13
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	5,887,945.68
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2007-2.
	1.	Excess Spread:	$	6,894,007.72
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	72,459.65
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	14,634.93
	10.	Applied to unpaid Monthly Servicing Fee:	$	833,333.33
	11.	Collateral Default Amount treated as Available Principal Collections:	$	85,634.13
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	5,887,945.68

- 22 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	2.3873	%
		b.	Prior Monthly Period:	2.1896	%
		c.	Second Prior Monthly Period:	2.2571	%
	2.	Three Month Average Base Rate:		2.2780	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	15.5954	%
		b.	Prior Monthly Period:	17.3311	%
		c.	Second Prior Monthly Period:	16.6681	%
	4.	Three Month average Series Adjusted Portfolio Yield:		16.5315	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 23 -

Series 2008-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,277,935,727.31			1,363,638,000.00			914,297,727.31
Beginning Adjusted Invested Amount		N/A			1,363,638,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		38,501,319.05			23,047,999.59			15,453,319.46
Collections of Principal Receivables		748,936,153.45			448,334,773.53			300,601,379.92
Defaulted Amount		6,002,124.78			3,593,044.94			2,409,079.84
Ending Invested Amount / Transferor Amount		2,434,095,557.25			1,363,638,000.00			1,070,457,557.25
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.46900	%		3.95900	%		5.20900	%
Monthly Interest Due		1,420,033.33			239,192.77			371,933.16			2,031,159.26
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		1,420,033.33			239,192.77			371,933.16			2,031,159.26
Investor Default Amount		3,161,875.75			197,619.87			233,549.32			3,593,044.94
Investor Monthly Fees Due		2,000,000.00			125,001.67			147,728.33			2,272,730.00
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		6,581,909.08			561,814.31			753,210.81			7,896,934.20
Reallocated Investor Finance Charge Collections											23,954,987.11
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											17.0319	%
Base Rate											3.9724	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,200,000,000.00			75,001,000.00			88,637,000.00			1,363,638,000.00
Distributions of Interest		1,420,033.33			239,192.77			371,933.16			2,031,159.26
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		1,420,033.33			239,192.77			371,933.16			2,031,159.26
Ending Certificates Balance		1,200,000,000.00			75,001,000.00			88,637,000.00			1,363,638,000.00

- 24 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	1.18
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	1.18
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge- Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	3.19
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	3.19
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 25 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	16,429,986.07
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	371,933.16
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	16,058,052.91
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 26 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	21,080,363.36
		a.	Class A Monthly Interest:	$	1,420,033.33
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	3,161,875.75
		e.	Excess Spread:	$	16,498,454.28
	2.	Class B Available Funds:		$	1,317,540.28
		a.	Class B Monthly Interest:	$	239,192.77
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,078,347.51
	3.	Collateral Available Funds:		$	1,557,083.47
		a.	Excess Spread:	$	1,557,083.47
	4.	Total Excess Spread:		$	19,133,885.26
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2008-2 Allocable Principal Collections:		$	748,936,153.45
	3.	Principal Allocation Percentage of Series 2008-2 Allocable Principal Collections:		$	448,334,773.53
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	448,334,773.53
	6.	Shared Principal Collections from other Series allocated to Series 2008-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	3,593,044.94
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	451,927,818.47
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	88,637,000.00
	2.	Required Collateral Invested Amount:		$	88,637,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	451,927,818.47

- 27 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2008-2.
	1.	Excess Spread:	$	19,133,885.26
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	197,619.87
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	371,933.16
	9.	Applied to unpaid Monthly Servicing Fee:	$	2,272,730.00
	10.	Collateral Default Amount treated as Available Principal Collections:	$	233,549.32
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	16,058,052.91
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2008-2.
	1.	Excess Spread:	$	19,133,885.26
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	197,619.87
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	371,933.16
	10.	Applied to unpaid Monthly Servicing Fee:	$	2,272,730.00
	11.	Collateral Default Amount treated as Available Principal Collections:	$	233,549.32
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	16,058,052.91

- 28 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	3.9724	%
		b.	Prior Monthly Period:	3.7748	%
		c.	Second Prior Monthly Period:	3.8422	%
	2.	Three Month Average Base Rate:		3.8631	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	17.0319	%
		b.	Prior Monthly Period:	19.0802	%
		c.	Second Prior Monthly Period:	18.2532	%
	4.	Three Month average Series Adjusted Portfolio Yield:		18.1218	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 29 -

Series 2008-4 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,015,580,889.53			607,956,000.00			407,624,889.53
Beginning Adjusted Invested Amount		N/A			607,956,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		17,165,191.88			10,275,578.74			6,889,613.14
Collections of Principal Receivables		333,901,099.93			199,882,824.90			134,018,275.03
Defaulted Amount		2,675,950.49			1,601,901.11			1,074,049.38
Ending Invested Amount / Transferor Amount		1,085,202,230.07			607,956,000.00			477,246,230.07
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.60900	%		0.90900	%		1.15900	%
Monthly Interest Due		693,434.31			24,484.98			36,895.54			754,814.83
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		693,434.31			24,484.98			36,895.54			754,814.83
Investor Default Amount		1,409,669.60			88,105.67			104,125.84			1,601,901.11
Investor Monthly Fees Due		891,666.67			55,730.00			65,863.33			1,013,260.00
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		2,994,770.58			168,320.65			206,884.71			3,369,975.94
Reallocated Investor Finance Charge Collections											10,529,199.73
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.7491	%
Base Rate											3.6604	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		535,000,000.00			33,438,000.00			39,518,000.00			607,956,000.00
Distributions of Interest		693,434.31			24,484.98			36,895.54			754,814.83
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		693,434.31			24,484.98			36,895.54			754,814.83
Ending Certificates Balance		535,000,000.00			33,438,000.00			39,518,000.00			607,956,000.00

- 30 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	1.30
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	1.30
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.73
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.73
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 31 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	7,196,119.33
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	36,895.54
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	7,159,223.79
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 32 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	9,265,673.59
		a.	Class A Monthly Interest:	$	693,434.31
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,409,669.60
		e.	Excess Spread:	$	7,162,569.68
	2.	Class B Available Funds:		$	579,113.26
		a.	Class B Monthly Interest:	$	24,484.98
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	554,628.28
	3.	Collateral Available Funds:		$	684,412.88
		a.	Excess Spread:	$	684,412.88
	4.	Total Excess Spread:		$	8,401,610.84
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2008-4 Allocable Principal Collections:		$	333,901,099.93
	3.	Principal Allocation Percentage of Series 2008-4 Allocable Principal Collections:		$	199,882,824.90
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	199,882,824.90
	6.	Shared Principal Collections from other Series allocated to Series 2008-4:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,601,901.11
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	201,484,726.01
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	39,518,000.00
	2.	Required Collateral Invested Amount:		$	39,518,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	201,484,726.01

- 33 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2008-4.
	1.	Excess Spread:	$	8,401,610.84
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	88,105.67
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	36,895.54
	9.	Applied to unpaid Monthly Servicing Fee:	$	1,013,260.00
	10.	Collateral Default Amount treated as Available Principal Collections:	$	104,125.84
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,159,223.79
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2008-4.
	1.	Excess Spread:	$	8,401,610.84
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	88,105.67
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	36,895.54
	10.	Applied to unpaid Monthly Servicing Fee:	$	1,013,260.00
	11.	Collateral Default Amount treated as Available Principal Collections:	$	104,125.84
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,159,223.79

- 34 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	3.6604	%
		b.	Prior Monthly Period:	3.4627	%
		c.	Second Prior Monthly Period:	3.5301	%
	2.	Three Month Average Base Rate:		3.5510	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	16.7491	%
		b.	Prior Monthly Period:	18.7358	%
		c.	Second Prior Monthly Period:	17.9411	%
	4.	Three Month average Series Adjusted Portfolio Yield:		17.8087	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 35 -

Series 2008-5 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,518,622,147.72			909,091,000.00			609,531,147.72
Beginning Adjusted Invested Amount		N/A			909,091,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		25,667,517.80			15,365,316.16			10,302,201.64
Collections of Principal Receivables		499,290,219.75			298,889,520.24			200,400,699.51
Defaulted Amount		4,001,412.12			2,395,360.66			1,606,051.46
Ending Invested Amount / Transferor Amount		1,622,728,586.50			909,091,000.00			713,637,586.50
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.00900	%		1.30900	%		4.00900	%
Monthly Interest Due		650,244.44			52,723.61			190,832.74			893,800.79
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		650,244.44			52,723.61			190,832.74			893,800.79
Investor Default Amount		2,107,917.17			131,744.82			155,698.67			2,395,360.66
Investor Monthly Fees Due		1,333,333.33			83,333.33			98,485.00			1,515,151.66
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		4,091,494.94			267,801.76			445,016.41			4,804,313.11
Reallocated Investor Finance Charge Collections											15,509,669.94
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.4544	%
Base Rate											3.3352	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		800,000,000.00			50,000,000.00			59,091,000.00			909,091,000.00
Distributions of Interest		650,244.44			52,723.61			190,832.74			893,800.79
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		650,244.44			52,723.61			190,832.74			893,800.79
Ending Certificates Balance		800,000,000.00			50,000,000.00			59,091,000.00			909,091,000.00

- 36 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.81
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.81
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	1.05
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	1.05
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 37 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	10,896,189.57
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	190,832.74
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	10,705,356.83
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 38 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	13,648,508.18
		a.	Class A Monthly Interest:	$	650,244.44
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	2,107,917.17
		e.	Excess Spread:	$	10,890,346.57
	2.	Class B Available Funds:		$	853,031.76
		a.	Class B Monthly Interest:	$	52,723.61
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	800,308.15
	3.	Collateral Available Funds:		$	1,008,130.00
		a.	Excess Spread:	$	1,008,130.00
	4.	Total Excess Spread:		$	12,698,784.72
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2008-5 Allocable Principal Collections:		$	499,290,219.75
	3.	Principal Allocation Percentage of Series 2008-5 Allocable Principal Collections:		$	298,889,520.24
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	298,889,520.24
	6.	Shared Principal Collections from other Series allocated to Series 2008-5:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	2,395,360.66
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	301,284,880.90
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	59,091,000.00
	2.	Required Collateral Invested Amount:		$	59,091,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	301,284,880.90

- 39 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2008-5.
	1.	Excess Spread:	$	12,698,784.72
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	131,744.82
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	190,832.74
	9.	Applied to unpaid Monthly Servicing Fee:	$	1,515,151.66
	10.	Collateral Default Amount treated as Available Principal Collections:	$	155,698.67
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	10,705,356.83
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2008-5.
	1.	Excess Spread:	$	12,698,784.72
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	131,744.82
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	190,832.74
	10.	Applied to unpaid Monthly Servicing Fee:	$	1,515,151.66
	11.	Collateral Default Amount treated as Available Principal Collections:	$	155,698.67
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	10,705,356.83

- 40 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	3.3352	%
		b.	Prior Monthly Period:	3.1375	%
		c.	Second Prior Monthly Period:	3.2049	%
	2.	Three Month Average Base Rate:		3.2258	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	16.4544	%
		b.	Prior Monthly Period:	18.3770	%
		c.	Second Prior Monthly Period:	17.6159	%
	4.	Three Month average Series Adjusted Portfolio Yield:		17.4824	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 41 -

Series 2008-6 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,562,674,769.88			1,534,091,000.00			1,028,583,769.88
Beginning Adjusted Invested Amount		N/A			1,534,091,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		43,313,934.52			25,928,969.96			17,384,964.56
Collections of Principal Receivables		842,552,211.50			504,376,044.86			338,176,166.64
Defaulted Amount		6,752,382.67			4,042,170.94			2,710,211.73
Ending Invested Amount / Transferor Amount		2,738,354,378.15			1,534,091,000.00			1,204,263,378.15
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.40900	%		3.20900	%		4.70900	%
Monthly Interest Due		1,532,287.50			218,111.72			378,258.80			2,128,658.02
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		1,532,287.50			218,111.72			378,258.80			2,128,658.02
Investor Default Amount		3,557,110.21			222,319.39			262,741.34			4,042,170.94
Investor Monthly Fees Due		2,250,000.00			140,625.00			166,193.33			2,556,818.33
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		7,339,397.71			581,056.11			807,193.47			8,727,647.29
Reallocated Investor Finance Charge Collections											26,792,936.21
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.9156	%
Base Rate											3.8441	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,350,000,000.00			84,375,000.00			99,716,000.00			1,534,091,000.00
Distributions of Interest		1,532,287.50			218,111.72			378,258.80			2,128,658.02
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		1,532,287.50			218,111.72			378,258.80			2,128,658.02
Ending Certificates Balance		1,350,000,000.00			84,375,000.00			99,716,000.00			1,534,091,000.00

- 42 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	1.14
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	1.14
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	2.59
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	2.59
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 43 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	18,443,547.72
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	378,258.80
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	18,065,288.92
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 44 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	23,577,782.47
		a.	Class A Monthly Interest:	$	1,532,287.50
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	3,557,110.21
		e.	Excess Spread:	$	18,488,384.76
	2.	Class B Available Funds:		$	1,473,611.40
		a.	Class B Monthly Interest:	$	218,111.72
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,255,499.68
	3.	Collateral Available Funds:		$	1,741,542.34
		a.	Excess Spread:	$	1,741,542.34
	4.	Total Excess Spread:		$	21,485,426.78
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2008-6 Allocable Principal Collections:		$	842,552,211.50
	3.	Principal Allocation Percentage of Series 2008-6 Allocable Principal Collections:		$	504,376,044.86
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	504,376,044.86
	6.	Shared Principal Collections from other Series allocated to Series 2008-6:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	4,042,170.94
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	508,418,215.80
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	99,716,000.00
	2.	Required Collateral Invested Amount:		$	99,716,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	508,418,215.80

- 45 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2008-6.
	1.	Excess Spread:	$	21,485,426.78
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	222,319.39
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	378,258.80
	9.	Applied to unpaid Monthly Servicing Fee:	$	2,556,818.33
	10.	Collateral Default Amount treated as Available Principal Collections:	$	262,741.34
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	18,065,288.92
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2008-6.
	1.	Excess Spread:	$	21,485,426.78
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	222,319.39
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	378,258.80
	10.	Applied to unpaid Monthly Servicing Fee:	$	2,556,818.33
	11.	Collateral Default Amount treated as Available Principal Collections:	$	262,741.34
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	18,065,288.92

- 46 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	3.8441	%
		b.	Prior Monthly Period:	3.6465	%
		c.	Second Prior Monthly Period:	3.7139	%
	2.	Three Month Average Base Rate:		3.7348	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	16.9156	%
		b.	Prior Monthly Period:	18.9386	%
		c.	Second Prior Monthly Period:	18.1249	%
	4.	Three Month average Series Adjusted Portfolio Yield:		17.9930	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 47 -

Series 2008-7 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total  Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		996,597,507.13			596,592,000.00			400,005,507.13
Beginning Adjusted Invested Amount		N/A			596,592,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		16,844,337.67			10,083,506.16			6,760,831.51
Collections of Principal Receivables		327,659,773.09			196,146,586.71			131,513,186.38
Defaulted Amount		2,625,931.24			1,571,958.15			1,053,973.09
Ending Invested Amount / Transferor Amount		1,064,917,475.67			596,592,000.00			468,325,475.67
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.50900	%		1.30900	%		4.95900	%
Monthly Interest Due		638,181.25			34,600.40			154,912.41			827,694.06
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		638,181.25			34,600.40			154,912.41			827,694.06
Investor Default Amount		1,383,320.64			86,458.86			102,178.65			1,571,958.15
Investor Monthly Fees Due		875,000.00			54,688.33			64,631.67			994,320.00
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		2,896,501.89			175,747.59			321,722.73			3,393,972.21
Reallocated Investor Finance Charge Collections											10,419,374.77
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.9154	%
Base Rate											3.8439	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		525,000,000.00			32,813,000.00			38,779,000.00			596,592,000.00
Distributions of Interest		638,181.25			34,600.40			154,912.41			827,694.06
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		638,181.25			34,600.40			154,912.41			827,694.06
Ending Certificates Balance		525,000,000.00			32,813,000.00			38,779,000.00			596,592,000.00

- 48 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	1.22
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	1.22
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	1.05
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	1.05
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 49 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	7,180,314.97
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	154,912.41
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	7,025,402.56
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 50 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	9,169,033.03
		a.	Class A Monthly Interest:	$	638,181.25
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,383,320.64
		e.	Excess Spread:	$	7,147,531.14
	2.	Class B Available Funds:		$	573,073.30
		a.	Class B Monthly Interest:	$	34,600.40
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	538,472.90
	3.	Collateral Available Funds:		$	677,268.44
		a.	Excess Spread:	$	677,268.44
	4.	Total Excess Spread:		$	8,363,272.48
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2008-7 Allocable Principal Collections:		$	327,659,773.09
	3.	Principal Allocation Percentage of Series 2008-7 Allocable Principal Collections:		$	196,146,586.71
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	196,146,586.71
	6.	Shared Principal Collections from other Series allocated to Series 2008-7:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,571,958.15
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	197,718,544.86
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	38,779,000.00
	2.	Required Collateral Invested Amount:		$	38,779,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	197,718,544.86

- 51 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2008-7.
	1.	Excess Spread:	$	8,363,272.48
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	86,458.86
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	154,912.41
	9.	Applied to unpaid Monthly Servicing Fee:	$	994,320.00
	10.	Collateral Default Amount treated as Available Principal Collections:	$	102,178.65
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,025,402.56
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2008-7.
	1.	Excess Spread:	$	8,363,272.48
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	86,458.86
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	154,912.41
	10.	Applied to unpaid Monthly Servicing Fee:	$	994,320.00
	11.	Collateral Default Amount treated as Available Principal Collections:	$	102,178.65
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,025,402.56

- 52 -

O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	3.8439	%
		b.	Prior Monthly Period:	3.6462	%
		c.	Second Prior Monthly Period:	3.7136	%
	2.	Three Month Average Base Rate:		3.7346	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	16.9154	%
		b.	Prior Monthly Period:	18.9383	%
		c.	Second Prior Monthly Period:	18.1247	%
	4.	Three Month average Series Adjusted Portfolio Yield:		17.9928	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 53 -

Series 2008-9 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total  Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,044,052,622.15			625,000,000.00			419,052,622.15
Beginning Adjusted Invested Amount		N/A			625,000,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		17,646,416.72			10,563,653.80			7,082,762.92
Collections of Principal Receivables		343,261,991.75			205,486,524.62			137,775,467.13
Defaulted Amount		2,750,970.56			1,646,810.29			1,104,160.27
Ending Invested Amount / Transferor Amount		1,115,625,791.65			625,000,000.00			490,625,791.65
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.80900	%		1.30900	%		5.95900	%
Monthly Interest Due		801,487.50			36,247.48			195,012.41			1,032,747.39
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		801,487.50			36,247.48			195,012.41			1,032,747.39
Investor Default Amount		1,449,193.05			90,574.57			107,042.67			1,646,810.29
Investor Monthly Fees Due		916,666.67			57,291.67			67,708.33			1,041,666.67
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		3,167,347.22			184,113.72			369,763.41			3,721,224.35
Reallocated Investor Finance Charge Collections											11,081,156.44
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											17.2177	%
Base Rate											4.1774	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		550,000,000.00			34,375,000.00			40,625,000.00			625,000,000.00
Distributions of Interest		801,487.50			36,247.48			195,012.41			1,032,747.39
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		801,487.50			36,247.48			195,012.41			1,032,747.39
Ending Certificates Balance		550,000,000.00			34,375,000.00			40,625,000.00			625,000,000.00

- 54 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	1.46
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	1.46
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	1.05
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	1.05
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 55 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	7,554,944.50
	2.	The amount of the distribution in respect of Collateral Minimum Monthly Interest:	$	195,012.41
	3.	The amount of the distribution in respect of Collateral Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	7,359,932.09
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 56 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	9,751,417.67
		a.	Class A Monthly Interest:	$	801,487.50
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,449,193.05
		e.	Excess Spread:	$	7,500,737.12
	2.	Class B Available Funds:		$	609,463.60
		a.	Class B Monthly Interest:	$	36,247.48
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	573,216.12
	3.	Collateral Available Funds:		$	720,275.17
		a.	Excess Spread:	$	720,275.17
	4.	Total Excess Spread:		$	8,794,228.41
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2008-9 Allocable Principal Collections:		$	343,261,991.75
	3.	Principal Allocation Percentage of Series 2008-9 Allocable Principal Collections:		$	205,486,524.62
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	205,486,524.62
	6.	Shared Principal Collections from other Series allocated to Series 2008-9:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,646,810.29
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	207,133,334.91
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	40,625,000.00
	2.	Required Collateral Invested Amount:		$	40,625,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	207,133,334.91

- 57 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.1.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2008-9.
	1.	Excess Spread:	$	8,794,228.41
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Applied to fund Class A Required Amount:	$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to fund overdue Class B Interest:	$	0.00
	6.	Applied to fund Class B Required Amount:	$	90,574.57
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	8.	Applied to Collateral Minimum Monthly Interest:	$	195,012.41
	9.	Applied to unpaid Monthly Servicing Fee:	$	1,041,666.67
	10.	Collateral Default Amount treated as Available Principal Collections:	$	107,042.67
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	12.	Deposited to Reserve Account:	$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,359,932.09
N.2.	Application of Excess Spread, Excess Finance Charge Collections and Funds from Series 2009-D-II Allocated to Series 2008-9.
	1.	Excess Spread:	$	8,794,228.41
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Funds from Series 2009-D-II	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	90,574.57
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Minimum Monthly Interest:	$	195,012.41
	10.	Applied to unpaid Monthly Servicing Fee:	$	1,041,666.67
	11.	Collateral Default Amount treated as Available Principal Collections:	$	107,042.67
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	7,359,932.09

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O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:	4.1774	%
		b.	Prior Monthly Period:	3.9798	%
		c.	Second Prior Monthly Period:	4.0472	%
	2.	Three Month Average Base Rate:		4.0681	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:	17.2177	%
		b.	Prior Monthly Period:	19.3064	%
		c.	Second Prior Monthly Period:	18.4582	%
	4.	Three Month average Series Adjusted Portfolio Yield:		18.3274	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?		Yes

- 59 -

Series 2009-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,531,042,481.15			1,515,155,000.00			1,015,887,481.15
Beginning Adjusted Invested Amount		N/A			1,515,155,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		42,779,290.44			25,608,916.60			17,170,373.84
Collections of Principal Receivables		832,152,196.97			498,150,296.33			334,001,900.64
Defaulted Amount		6,669,034.87			3,992,276.54			2,676,758.33
Ending Invested Amount / Transferor Amount		2,704,553,594.17			1,515,155,000.00			1,189,398,594.17
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		1.45900	%		0.90900	%		5.45900	%
Monthly Interest Due		1,469,131.94			66,561.53			433,090.52			1,968,783.99
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		1,469,131.94			66,561.53			433,090.52			1,968,783.99
Investor Default Amount		3,293,620.57			239,512.09			459,143.88			3,992,276.54
Investor Monthly Fees Due		2,083,333.33			151,500.00			290,425.00			2,525,258.33
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		6,846,085.84			457,573.62			1,182,659.40			8,486,318.86
Reallocated Investor Finance Charge Collections											26,328,619.50
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.8150	%
Base Rate											3.7331	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,250,000,000.00			90,900,000.00			174,255,000.00			1,515,155,000.00
Distributions of Interest		1,469,131.94			66,561.53			433,090.52			1,968,783.99
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		1,469,131.94			66,561.53			433,090.52			1,968,783.99
Ending Certificates Balance		1,250,000,000.00			90,900,000.00			174,255,000.00			1,515,155,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	1.18
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	1.18
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.73
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.73
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

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G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	18,275,391.17
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	433,090.52
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	17,842,300.65
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

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J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	21,721,061.13
		a.	Class A Monthly Interest:	$	1,469,131.94
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	3,293,620.57
		e.	Excess Spread:	$	16,958,308.62
	2.	Class B Available Funds:		$	1,579,555.57
		a.	Class B Monthly Interest:	$	66,561.53
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,512,994.04
	3.	Collateral Available Funds:		$	3,028,002.81
		a.	Excess Spread:	$	3,028,002.81
	4.	Total Excess Spread:		$	21,499,305.47
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2009-2 Allocable Principal Collections:		$	832,152,196.97
	3.	Principal Allocation Percentage of Series 2009-2 Allocable Principal Collections:		$	498,150,296.33
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	498,150,296.33
	6.	Shared Principal Collections from other Series allocated to Series 2009-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	3,992,276.54
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	502,142,572.87
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	174,255,000.00
	2.	Required Collateral Invested Amount:		$	174,255,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	502,142,572.87

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M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2009-2.
	1.	Excess Spread:		$	21,499,305.47
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	239,512.09
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	433,090.52
	9.	Applied to unpaid Monthly Servicing Fee:		$	2,525,258.33
	10.	Collateral Default Amount treated as Available Principal Collections:		$	459,143.88
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	17,842,300.65
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		3.7331	%
		b.	Prior Monthly Period:		3.5355	%
		c.	Second Prior Monthly Period:		3.6026	%
	2.	Three Month Average Base Rate:			3.6238	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		16.8150	%
		b.	Prior Monthly Period:		18.8162	%
		c.	Second Prior Monthly Period:		18.0137	%
	4.	Three Month average Series Adjusted Portfolio Yield:			17.8816	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,515,155,000.00
	2.	Monthly Interest:		$	2,897,094.88
	3.	Monthly Interest previously due but not paid:		$	0.02
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,518,052,094.90

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Series 2010-1 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,721,106,548.51			1,030,304,000.00			690,802,548.51
Beginning Adjusted Invested Amount		N/A			1,030,304,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		29,089,877.97			17,414,039.62			11,675,838.35
Collections of Principal Receivables		565,862,725.04			338,741,741.22			227,120,983.82
Defaulted Amount		4,534,937.55			2,714,744.36			1,820,193.19
Ending Invested Amount / Transferor Amount		1,839,093,945.03			1,030,304,000.00			808,789,945.03
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		4,250,000.00			0.00			0.00			4,250,000.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		4,250,000.00			0.00			0.00			4,250,000.00
Required Reserve Account Amount		4,250,000.00			0.00			0.00			4,250,000.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.45900	%		0.80900	%		1.40900	%
Monthly Interest Due		314,287.50			40,286.45			76,012.81			430,586.76
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		314,287.50			40,286.45			76,012.81			430,586.76
Investor Default Amount		2,239,661.99			162,884.03			312,198.34			2,714,744.36
Investor Monthly Fees Due		1,416,666.67			103,030.00			197,476.67			1,717,173.34
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		3,970,616.16			306,200.48			585,687.82			4,862,504.46
Reallocated Investor Finance Charge Collections											16,995,252.41
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.8096	%
Base Rate											2.6237	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		850,000,000.00			61,818,000.00			118,486,000.00			1,030,304,000.00
Distributions of Interest		314,287.50			40,286.45			76,012.81			430,586.76
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		314,287.50			40,286.45			76,012.81			430,586.76
Ending Certificates Balance		850,000,000.00			61,818,000.00			118,486,000.00			1,030,304,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.37
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.37
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge- Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.65
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.65
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 66 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	7,958,760.76
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	76,012.81
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	7,882,747.95
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 67 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	14,021,070.04
		a.	Class A Monthly Interest:	$	314,287.50
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	2,239,661.99
		e.	Excess Spread:	$	11,467,120.55
	2.	Class B Available Funds:		$	1,019,711.19
		a.	Class B Monthly Interest:	$	40,286.45
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	979,424.74
	3.	Collateral Available Funds:		$	1,954,471.18
		a.	Excess Spread:	$	1,954,471.18
	4.	Total Excess Spread:		$	14,401,016.47
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2010-1 Allocable Principal Collections:		$	565,862,725.04
	3.	Principal Allocation Percentage of Series 2010-1 Allocable Principal Collections:		$	338,741,741.22
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	338,741,741.22
	6.	Shared Principal Collections from other Series allocated to Series 2010-1:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	2,714,744.36
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	341,456,485.58
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	118,486,000.00
	2.	Required Collateral Invested Amount:		$	118,486,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	341,456,485.58

- 68 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2010-1.
	1.	Excess Spread:		$	14,401,016.47
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	162,884.03
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	76,012.81
	9.	Applied to unpaid Monthly Servicing Fee:		$	1,717,173.34
	10.	Collateral Default Amount treated as Available Principal Collections:		$	312,198.34
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	4,250,000.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	7,882,747.95
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.6237	%
		b.	Prior Monthly Period:		2.4261	%
		c.	Second Prior Monthly Period:		2.4932	%
	2.	Three Month Average Base Rate:			2.5143	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		15.8096	%
		b.	Prior Monthly Period:		17.5920	%
		c.	Second Prior Monthly Period:		16.9042	%
	4.	Three Month average Series Adjusted Portfolio Yield:			16.7686	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,030,304,000.00
	2.	Monthly Interest:		$	937,248.05
	3.	Monthly Interest previously due but not paid:		$	0.05
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,031,241,248.00

- 69 -

Series 2011-1 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,024,830,643.95			1,212,122,000.00			812,708,643.95
Beginning Adjusted Invested Amount		N/A			1,212,122,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		34,223,375.89			20,487,099.48			13,736,276.41
Collections of Principal Receivables		665,720,659.14			398,519,579.51			267,201,079.63
Defaulted Amount		5,335,219.09			3,193,815.96			2,141,403.13
Ending Invested Amount / Transferor Amount		2,163,639,305.33			1,212,122,000.00			951,517,305.33
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.37900	%		0.90900	%		1.25900	%
Monthly Interest Due		305,305.56			53,254.35			79,905.34			438,465.25
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		305,305.56			53,254.35			79,905.34			438,465.25
Investor Default Amount		2,634,896.46			191,628.11			367,291.39			3,193,815.96
Investor Monthly Fees Due		1,666,666.67			121,211.67			232,325.00			2,020,203.34
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		4,606,868.69			366,094.13			679,521.73			5,652,484.55
Reallocated Investor Finance Charge Collections											19,926,301.51
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.7455	%
Base Rate											2.5530	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,000,000,000.00			72,727,000.00			139,395,000.00			1,212,122,000.00
Distributions of Interest		305,305.56			53,254.35			79,905.34			438,465.25
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		305,305.56			53,254.35			79,905.34			438,465.25
Ending Certificates Balance		1,000,000,000.00			72,727,000.00			139,395,000.00			1,212,122,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.31
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.31
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge- Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.73
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.73
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 71 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	14,353,722.30
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	79,905.34
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	14,273,816.96
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

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J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	16,439,188.06
		a.	Class A Monthly Interest:	$	305,305.56
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	2,634,896.46
		e.	Excess Spread:	$	13,498,986.04
	2.	Class B Available Funds:		$	1,195,572.83
		a.	Class B Monthly Interest:	$	53,254.35
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,142,318.48
	3.	Collateral Available Funds:		$	2,291,540.62
		a.	Excess Spread:	$	2,291,540.62
	4.	Total Excess Spread:		$	16,932,845.14
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2011-1 Allocable Principal Collections:		$	665,720,659.14
	3.	Principal Allocation Percentage of Series 2011-1 Allocable Principal Collections:		$	398,519,579.51
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	398,519,579.51
	6.	Shared Principal Collections from other Series allocated to Series 2011-1:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	3,193,815.96
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	401,713,395.47
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	139,395,000.00
	2.	Required Collateral Invested Amount:		$	139,395,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	401,713,395.47

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M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2011-1.
	1.	Excess Spread:		$	16,932,845.14
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	191,628.11
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	79,905.34
	9.	Applied to unpaid Monthly Servicing Fee:		$	2,020,203.34
	10.	Collateral Default Amount treated as Available Principal Collections:		$	367,291.39
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	14,273,816.96
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.5530	%
		b.	Prior Monthly Period:		2.3554	%
		c.	Second Prior Monthly Period:		2.4225	%
	2.	Three Month Average Base Rate:			2.4436	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		15.7455	%
		b.	Prior Monthly Period:		17.5140	%
		c.	Second Prior Monthly Period:		16.8335	%
	4.	Three Month average Series Adjusted Portfolio Yield:			16.6977	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,212,122,000.00
	2.	Monthly Interest:		$	985,723.50
	3.	Monthly Interest previously due but not paid:		$	0.05
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,213,107,723.55

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Series 2011-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,024,830,643.95			1,212,122,000.00			812,708,643.95
Beginning Adjusted Invested Amount		N/A			1,212,122,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		34,223,375.89			20,487,099.48			13,736,276.41
Collections of Principal Receivables		665,720,659.14			398,519,579.51			267,201,079.63
Defaulted Amount		5,335,219.09			3,193,815.96			2,141,403.13
Ending Invested Amount / Transferor Amount		2,163,639,305.33			1,212,122,000.00			951,517,305.33
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.32900	%		0.85900	%		1.35900	%
Monthly Interest Due		265,027.78			50,325.06			86,252.07			401,604.91
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		265,027.78			50,325.06			86,252.07			401,604.91
Investor Default Amount		2,634,896.46			191,628.11			367,291.39			3,193,815.96
Investor Monthly Fees Due		1,666,666.67			121,211.67			232,325.00			2,020,203.34
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		4,566,590.91			363,164.84			685,868.46			5,615,624.21
Reallocated Investor Finance Charge Collections											19,889,441.17
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.7108	%
Base Rate											2.5147	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,000,000,000.00			72,727,000.00			139,395,000.00			1,212,122,000.00
Distributions of Interest		265,027.78			50,325.06			86,252.07			401,604.91
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		265,027.78			50,325.06			86,252.07			401,604.91
Ending Certificates Balance		1,000,000,000.00			72,727,000.00			139,395,000.00			1,212,122,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.27
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.27
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.69
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.69
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 76 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	14,360,069.03
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	86,252.07
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	14,273,816.96
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 77 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	16,408,778.30
		a.	Class A Monthly Interest:	$	265,027.78
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	2,634,896.46
		e.	Excess Spread:	$	13,508,854.06
	2.	Class B Available Funds:		$	1,193,361.22
		a.	Class B Monthly Interest:	$	50,325.06
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,143,036.16
	3.	Collateral Available Funds:		$	2,287,301.65
		a.	Excess Spread:	$	2,287,301.65
	4.	Total Excess Spread:		$	16,939,191.87
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2011-2 Allocable Principal Collections:		$	665,720,659.14
	3.	Principal Allocation Percentage of Series 2011-2 Allocable Principal Collections:		$	398,519,579.51
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	398,519,579.51
	6.	Shared Principal Collections from other Series allocated to Series 2011-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	3,193,815.96
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	401,713,395.47
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	139,395,000.00
	2.	Required Collateral Invested Amount:		$	139,395,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	401,713,395.47

- 78 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2011-2.
	1.	Excess Spread:		$	16,939,191.87
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	191,628.11
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	86,252.07
	9.	Applied to unpaid Monthly Servicing Fee:		$	2,020,203.34
	10.	Collateral Default Amount treated as Available Principal Collections:		$	367,291.39
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	14,273,816.96
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.5147	%
		b.	Prior Monthly Period:		2.3171	%
		c.	Second Prior Monthly Period:		2.3842	%
	2.	Three Month Average Base Rate:			2.4053	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		15.7108	%
		b.	Prior Monthly Period:		17.4717	%
		c.	Second Prior Monthly Period:		16.7952	%
	4.	Three Month average Series Adjusted Portfolio Yield:			16.6593	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,212,122,000.00
	2.	Monthly Interest:		$	875,628.50
	3.	Monthly Interest previously due but not paid:		$	0.01
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,212,997,628.51

- 79 -

Series 2012-1 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,012,416,992.46			606,062,000.00			406,354,992.46
Beginning Adjusted Invested Amount		N/A			606,062,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		17,111,716.18			10,243,566.64			6,868,149.54
Collections of Principal Receivables		332,860,878.79			199,260,118.53			133,600,760.26
Defaulted Amount		2,667,613.95			1,596,910.62			1,070,703.33
Ending Invested Amount / Transferor Amount		1,081,821,437.67			606,062,000.00			475,759,437.67
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.47900	%		1.00900	%		1.35900	%
Monthly Interest Due		192,930.56			29,556.86			43,126.58			265,614.00
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		192,930.56			29,556.86			43,126.58			265,614.00
Investor Default Amount		1,317,448.24			95,815.37			183,647.01			1,596,910.62
Investor Monthly Fees Due		833,333.33			60,606.67			116,163.33			1,010,103.33
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		2,343,712.13			185,978.90			342,936.92			2,872,627.95
Reallocated Investor Finance Charge Collections											10,009,548.21
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.8328	%
Base Rate											2.6493	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		500,000,000.00			36,364,000.00			69,698,000.00			606,062,000.00
Distributions of Interest		192,930.56			29,556.86			43,126.58			265,614.00
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		192,930.56			29,556.86			43,126.58			265,614.00
Ending Certificates Balance		500,000,000.00			36,364,000.00			69,698,000.00			606,062,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.39
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.39
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.81
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.81
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

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G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	7,180,046.84
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	43,126.58
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	7,136,920.26
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 82 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	8,257,858.28
		a.	Class A Monthly Interest:	$	192,930.56
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,317,448.24
		e.	Excess Spread:	$	6,747,479.48
	2.	Class B Available Funds:		$	600,577.52
		a.	Class B Monthly Interest:	$	29,556.86
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	571,020.66
	3.	Collateral Available Funds:		$	1,151,112.41
		a.	Excess Spread:	$	1,151,112.41
	4.	Total Excess Spread:		$	8,469,612.55
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2012-1 Allocable Principal Collections:		$	332,860,878.79
	3.	Principal Allocation Percentage of Series 2012-1 Allocable Principal Collections:		$	199,260,118.53
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	199,260,118.53
	6.	Shared Principal Collections from other Series allocated to Series 2012-1:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,596,910.62
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	200,857,029.15
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	69,698,000.00
	2.	Required Collateral Invested Amount:		$	69,698,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	200,857,029.15

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M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2012-1.
	1.	Excess Spread:		$	8,469,612.55
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	95,815.37
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	43,126.58
	9.	Applied to unpaid Monthly Servicing Fee:		$	1,010,103.33
	10.	Collateral Default Amount treated as Available Principal Collections:		$	183,647.01
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	7,136,920.26
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.6493	%
		b.	Prior Monthly Period:		2.4517	%
		c.	Second Prior Monthly Period:		2.5188	%
	2.	Three Month Average Base Rate:			2.5399	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		15.8328	%
		b.	Prior Monthly Period:		17.6202	%
		c.	Second Prior Monthly Period:		16.9298	%
	4.	Three Month average Series Adjusted Portfolio Yield:			16.7943	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	606,062,000.00
	2.	Monthly Interest:		$	441,596.90
	3.	Monthly Interest previously due but not paid:		$	0.02
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	606,503,596.88

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Series 2012-2 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,983,010,355.56			1,785,716,000.00			1,197,294,355.56
Beginning Adjusted Invested Amount		N/A			1,785,716,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		50,418,381.89			30,181,896.98			20,236,484.91
Collections of Principal Receivables		980,749,489.37			587,104,919.66			393,644,569.71
Defaulted Amount		7,859,923.42			4,705,176.76			3,154,746.66
Ending Invested Amount / Transferor Amount		3,187,505,321.87			1,785,716,000.00			1,401,789,321.87
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	NA			NA			NA
Coupon December 17, 2012 - January 14, 2013		0.68000	%		0.99000	%		1.29000	%
Monthly Interest Due		850,000.00			84,710.18			119,978.60			1,054,688.78
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		850,000.00			84,710.18			119,978.60			1,054,688.78
Investor Default Amount		3,952,344.69			270,548.53			482,283.54			4,705,176.76
Investor Monthly Fees Due		2,500,000.00			171,131.67			305,061.67			2,976,193.34
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		7,302,344.69			526,390.38			907,323.81			8,736,058.88
Reallocated Investor Finance Charge Collections											30,225,264.58
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.3009	%
Base Rate											2.8411	%
Excess Spread Percentage											14.4407	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,500,000,000.00			102,679,000.00			183,037,000.00			1,785,716,000.00
Distributions of Interest		850,000.00			84,710.18			119,978.60			1,054,688.78
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		850,000.00			84,710.18			119,978.60			1,054,688.78
Ending Certificates Balance		1,500,000,000.00			102,679,000.00			183,037,000.00			1,785,716,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.57
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.57
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.83
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.83
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 86 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	21,609,184.30
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	119,978.60
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	21,489,205.70
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 87 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	25,389,197.87
		a.	Class A Monthly Interest:	$	850,000.00
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	3,952,344.69
		e.	Excess Spread:	$	20,586,853.18
	2.	Class B Available Funds:		$	1,737,958.30
		a.	Class B Monthly Interest:	$	84,710.18
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,653,248.12
	3.	Collateral Available Funds:		$	3,098,108.41
		a.	Excess Spread:	$	3,098,108.41
	4.	Total Excess Spread:		$	25,338,209.71
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2012-2 Allocable Principal Collections:		$	980,749,489.37
	3.	Principal Allocation Percentage of Series 2012-2 Allocable Principal Collections:		$	587,104,919.66
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	587,104,919.66
	6.	Shared Principal Collections from other Series allocated to Series 2012-2:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	4,705,176.76
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	591,810,096.42
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	183,037,000.00
	2.	Required Collateral Invested Amount:		$	183,037,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	591,810,096.42

- 88 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2012-2.
	1.	Excess Spread:		$	25,338,209.71
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	270,548.53
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	119,978.60
	9.	Applied to unpaid Monthly Servicing Fee:		$	2,976,193.34
	10.	Collateral Default Amount treated as Available Principal Collections:		$	482,283.54
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	21,489,205.70
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.8411	%
		b.	Prior Monthly Period:		2.5747	%
		c.	Second Prior Monthly Period:		2.6578	%
	2.	Three Month Average Base Rate:			2.6912	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		16.3009	%
		b.	Prior Monthly Period:		18.1539	%
		c.	Second Prior Monthly Period:		17.4626	%
	4.	Three Month average Series Adjusted Portfolio Yield:			17.3058	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,785,716,000.00
	2.	Monthly Interest:		$	1,414,809.99
	3.	Monthly Interest previously due but not paid:		$	0.00
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,787,130,809.99

- 89 -

Series 2012-3 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		2,024,830,643.95			1,212,122,000.00			812,708,643.95
Beginning Adjusted Invested Amount		N/A			1,212,122,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		34,223,375.89			20,487,099.48			13,736,276.41
Collections of Principal Receivables		665,720,659.14			398,519,579.51			267,201,079.63
Defaulted Amount		5,335,219.09			3,193,815.96			2,141,403.13
Ending Invested Amount / Transferor Amount		2,163,639,305.33			1,212,122,000.00			951,517,305.33
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.35900	%		0.70900	%		0.95900	%
Monthly Interest Due		289,194.44			41,537.22			60,865.15			391,596.81
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		289,194.44			41,537.22			60,865.15			391,596.81
Investor Default Amount		2,634,896.46			191,628.11			367,291.39			3,193,815.96
Investor Monthly Fees Due		1,666,666.67			121,211.67			232,325.00			2,020,203.34
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		4,590,757.57			354,377.00			660,481.54			5,605,616.11
Reallocated Investor Finance Charge Collections											19,879,433.07
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.7014	%
Base Rate											2.5043	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		1,000,000,000.00			72,727,000.00			139,395,000.00			1,212,122,000.00
Distributions of Interest		289,194.44			41,537.22			60,865.15			391,596.81
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		289,194.44			41,537.22			60,865.15			391,596.81
Ending Certificates Balance		1,000,000,000.00			72,727,000.00			139,395,000.00			1,212,122,000.00

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D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.29
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.29
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.57
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.57
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 91 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	14,334,682.11
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	60,865.15
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	14,273,816.96
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

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J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	16,400,521.62
		a.	Class A Monthly Interest:	$	289,194.44
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	2,634,896.46
		e.	Excess Spread:	$	13,476,430.72
	2.	Class B Available Funds:		$	1,192,760.74
		a.	Class B Monthly Interest:	$	41,537.22
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,151,223.52
	3.	Collateral Available Funds:		$	2,286,150.71
		a.	Excess Spread:	$	2,286,150.71
	4.	Total Excess Spread:		$	16,913,804.95
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2012-3 Allocable Principal Collections:		$	665,720,659.14
	3.	Principal Allocation Percentage of Series 2012-3 Allocable Principal Collections:		$	398,519,579.51
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	398,519,579.51
	6.	Shared Principal Collections from other Series allocated to Series 2012-3:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	3,193,815.96
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	401,713,395.47
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	139,395,000.00
	2.	Required Collateral Invested Amount:		$	139,395,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	401,713,395.47

- 93 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2012-3.
	1.	Excess Spread:		$	16,913,804.95
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	191,628.11
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	60,865.15
	9.	Applied to unpaid Monthly Servicing Fee:		$	2,020,203.34
	10.	Collateral Default Amount treated as Available Principal Collections:		$	367,291.39
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	14,273,816.96
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.5043	%
		b.	Prior Monthly Period:		2.3067	%
		c.	Second Prior Monthly Period:		2.3738	%
	2.	Three Month Average Base Rate:			2.3949	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		15.7014	%
		b.	Prior Monthly Period:		17.4603	%
		c.	Second Prior Monthly Period:		16.7849	%
	4.	Three Month average Series Adjusted Portfolio Yield:			16.6488	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			Yes
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,212,122,000.00
	2.	Monthly Interest:		$	670,327.95
	3.	Monthly Interest previously due but not paid:		$	0.01
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,212,792,327.96

- 94 -

Series 2012-4 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,974,211,631.86			1,181,820,000.00			792,391,631.86
Beginning Adjusted Invested Amount		N/A			1,181,820,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		33,367,821.14			19,974,939.74			13,392,881.40
Collections of Principal Receivables		649,078,219.34			388,556,935.23			260,521,284.11
Defaulted Amount		5,201,843.24			3,113,973.33			2,087,869.91
Ending Invested Amount / Transferor Amount		2,109,550,196.95			1,181,820,000.00			927,730,196.95
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	December 13, 2012			December 13, 2012			December 13, 2012
Coupon December 17, 2012 - January 14, 2013		0.44900	%		0.75900	%		1.00900	%
Monthly Interest Due		352,652.08			43,355.56			62,438.91			458,446.55
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		352,652.08			43,355.56			62,438.91			458,446.55
Investor Default Amount		2,569,024.04			186,840.51			358,108.78			3,113,973.33
Investor Monthly Fees Due		1,625,000.00			118,183.33			226,516.67			1,969,700.00
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		4,546,676.12			348,379.40			647,064.36			5,542,119.88
Reallocated Investor Finance Charge Collections											19,459,103.78
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											15.7754	%
Base Rate											2.5859	%
Excess Spread Percentage											14.1311	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		975,000,000.00			70,910,000.00			135,910,000.00			1,181,820,000.00
Distributions of Interest		352,652.08			43,355.56			62,438.91			458,446.55
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		352,652.08			43,355.56			62,438.91			458,446.55
Ending Certificates Balance		975,000,000.00			70,910,000.00			135,910,000.00			1,181,820,000.00

- 95 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.36
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.36
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.61
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.61
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 96 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	13,979,422.81
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	62,438.91
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	13,916,983.90
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 97 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	16,053,735.92
		a.	Class A Monthly Interest:	$	352,652.08
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	2,569,024.04
		e.	Excess Spread:	$	13,132,059.80
	2.	Class B Available Funds:		$	1,167,559.40
		a.	Class B Monthly Interest:	$	43,355.56
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	1,124,203.84
	3.	Collateral Available Funds:		$	2,237,808.46
		a.	Excess Spread:	$	2,237,808.46
	4.	Total Excess Spread:		$	16,494,072.10
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2012-4 Allocable Principal Collections:		$	649,078,219.34
	3.	Principal Allocation Percentage of Series 2012-4 Allocable Principal Collections:		$	388,556,935.23
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	388,556,935.23
	6.	Shared Principal Collections from other Series allocated to Series 2012-4:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	3,113,973.33
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	391,670,908.56
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	135,910,000.00
	2.	Required Collateral Invested Amount:		$	135,910,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	391,670,908.56

- 98 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2012-4.
	1.	Excess Spread:		$	16,494,072.10
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	186,840.51
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	62,438.91
	9.	Applied to unpaid Monthly Servicing Fee:		$	1,969,700.00
	10.	Collateral Default Amount treated as Available Principal Collections:		$	358,108.78
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	13,916,983.90
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.5859	%
		b.	Prior Monthly Period:		2.3893	%
		c.	Second Prior Monthly Period:		N/A
	2.	Three Month Average Base Rate:			N/A
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		15.7754	%
		b.	Prior Monthly Period:		17.6692	%
		c.	Second Prior Monthly Period:		N/A
	4.	Three Month average Series Adjusted Portfolio Yield:			N/A
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average base rate:?			N/A
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	1,181,820,000.00
	2.	Monthly Interest:		$	754,001.68
	3.	Monthly Interest previously due but not paid:		$	0.00
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	1,182,574,001.68

- 99 -

Series 2012-5 Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		1,193,205,144.51			714,287,000.00			478,918,144.51
Beginning Adjusted Invested Amount		N/A			714,287,000.00			N/A
Floating Allocation Percentage		N/A			59.8629	%		40.1371	%
Principal Allocation Percentage		N/A			59.8629	%		40.1371	%
Collections of Finance Charge Receivables		20,167,369.70			12,072,768.93			8,094,600.77
Collections of Principal Receivables		392,300,125.28			234,842,165.13			157,457,960.15
Defaulted Amount		3,143,972.01			1,882,072.29			1,261,899.72
Ending Invested Amount / Transferor Amount		1,275,003,199.75			714,287,000.00			560,716,199.75
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	November 08, 2012			November 08, 2012			November 08, 2012
Coupon December 17, 2012 - January 14, 2013		0.59000	%		0.77000	%		1.07000	%
Monthly Interest Due		295,000.00			26,354.53			39,806.68			361,161.21
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		295,000.00			26,354.53			39,806.68			361,161.21
Investor Default Amount		1,580,937.88			108,220.47			192,913.94			1,882,072.29
Investor Monthly Fees Due		1,000,000.00			68,453.33			122,025.00			1,190,478.33
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Total Due		2,875,937.88			203,028.33			354,745.62			3,433,711.83
Reallocated Investor Finance Charge Collections											12,029,401.33
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											16.2040	%
Base Rate											2.7341	%
Excess Spread Percentage											14.4407	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		600,000,000.00			41,072,000.00			73,215,000.00			714,287,000.00
Distributions of Interest		295,000.00			26,354.53			39,806.68			361,161.21
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		295,000.00			26,354.53			39,806.68			361,161.21
Ending Certificates Balance		600,000,000.00			41,072,000.00			73,215,000.00			714,287,000.00

- 100 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 original certificate principal amount.
	1.	The total amount of the distribution:	$	0.49
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.49
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 original certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.64
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.64
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00

- 101 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 original certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 original certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	8,635,496.18
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	39,806.68
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	8,595,689.50
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (c), (d), and (e) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 102 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	10,104,678.93
		a.	Class A Monthly Interest:	$	295,000.00
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	1,580,937.88
		e.	Excess Spread:	$	8,228,741.05
	2.	Class B Available Funds:		$	691,698.95
		a.	Class B Monthly Interest:	$	26,354.53
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	665,344.42
	3.	Collateral Available Funds:		$	1,233,023.45
		a.	Excess Spread:	$	1,233,023.45
	4.	Total Excess Spread:		$	10,127,108.92
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			59.8629	%
	2.	Series 2012-5 Allocable Principal Collections:		$	392,300,125.28
	3.	Principal Allocation Percentage of Series 2012-5 Allocable Principal Collections:		$	234,842,165.13
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	234,842,165.13
	6.	Shared Principal Collections from other Series allocated to Series 2012-5:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	1,882,072.29
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	236,724,237.42
L.	Application of Available Principal Collections during Revolving Period.
	1.	Collateral Invested Amount:		$	73,215,000.00
	2.	Required Collateral Invested Amount:		$	73,215,000.00
	3.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	4.	Treated as Shared Principal Collections:		$	236,724,237.42

- 103 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:		$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:		$	0.00
	3.	Distribution of Principal:		$	0.00
	4.	Treated as Shared Principal Collections:		$	0.00
N.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2012-5.
	1.	Excess Spread:		$	10,127,108.92
	2.	Excess Finance Charge Collections:		$	0.00
	3.	Applied to fund Class A Required Amount:		$	0.00
	4.	Class A Investor Charge-Offs treated as Available Principal Collections:		$	0.00
	5.	Applied to fund overdue Class B Interest:		$	0.00
	6.	Applied to fund Class B Required Amount:		$	108,220.47
	7.	Reduction of Class B Invested Amount treated as Available Principal Collections:		$	0.00
	8.	Applied to Collateral Senior Minimum Monthly Interest:		$	39,806.68
	9.	Applied to unpaid Monthly Servicing Fee:		$	1,190,478.33
	10.	Collateral Default Amount treated as Available Principal Collections:		$	192,913.94
	11.	Reduction of Collateral Invested Amount treated as Available Principal Collections:		$	0.00
	12.	Deposited to Reserve Account:		$	0.00
	13.	Remaining Excess Spread distributed to Collateral Interest Holder(s):		$	8,595,689.50
O.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		2.7341	%
		b.	Prior Monthly Period:		2.4847	%
		c.	Second Prior Monthly Period:		N/A
	2.	Three Month Average Base Rate:			N/A
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		16.2040	%
		b.	Prior Monthly Period:		18.1954	%
		c.	Second Prior Monthly Period:		N/A
	4.	Three Month average Series Adjusted Portfolio Yield:			N/A
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average base rate:?			N/A
P.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	714,287,000.00
	2.	Monthly Interest:		$	472,353.91
	3.	Monthly Interest previously due but not paid:		$	0.00
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	714,759,353.91

- 104 -

MONTHLY SERVICER’S CERTIFICATE

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

AMERICAN EXPRESS CREDIT ACCOUNT MASTER TRUST

The undersigned, a duly authorized representative of American Express Travel Related Services Company, Inc., as Servicer (“TRS”), pursuant to the Pooling and Servicing Agreement, dated as of May 16, 1996, as amended and restated as of January 1, 2006 (as amended and restated and as otherwise amended and supplemented, the “Agreement”), as supplemented by the Series Supplements (as amended and supplemented, the “Series Supplements”), among TRS, as Servicer, American Express Receivables Financing Corporation II, American Express Receivables Financing Corporation III LLC and American Express Receivables Financing Corporation IV LLC, as Transferors, and The Bank of New York Mellon, as Trustee, does hereby certify as follows:

1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or the Series Supplements, as applicable.

2. TRS is, as of the date hereof, the Servicer under the Agreement.

3. The undersigned is a Servicing Officer.

4. This Certificate relates to the Distribution Date occurring on January 15, 2013 and covers activity from November 24, 2012 through December 25, 2012.

5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Monthly Period preceding such Distribution Date.

6. As of the date hereof, to the best knowledge of the undersigned, no Pay Out Event occurred on or prior to such Distribution Date.

IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this     th day of January.

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., as Servicer
By:
Name:	Kunal Singhania
Title:	Vice President
	ABS Operations

- 105 -

Series 2012-A Certificates

A. Investor/Transferor Allocations	Series Allocations			Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		0.00			0.00			0.00
Beginning Adjusted Invested Amount		N/A			0.00			N/A
Floating Allocation Percentage		N/A			0.0000	%		100.0000	%
Principal Allocation Percentage		N/A			0.0000	%		100.0000	%
Collections of Finance Charge Receivables		0.00			0.00			0.00
Collections of Principal Receivables		0.00			0.00			0.00
Defaulted Amount		0.00			0.00			0.00
Ending Invested Amount / Transferor Amount		0.00			0.00			0.00
B. Monthly Period Funding Requirements	Class A			Class B			Collateral Interest			Total
Principal Funding Account Balance		0.00			0.00			0.00			0.00
Investment Proceeds for Monthly Period		0.00			0.00			0.00			0.00
Reserve Account Opening Balance		0.00			0.00			0.00			0.00
Reserve Account Investment Proceeds retained per Section 4.12(b)		0.00			0.00			0.00			0.00
Reserve Account Deposit		0.00			0.00			0.00			0.00
Reserve Draw Amount		0.00			0.00			0.00			0.00
Reserve Account Surplus (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Reserve Account Closing Balance (after giving effect to any principal distributions on the related Distribution Date)		0.00			0.00			0.00			0.00
Required Reserve Account Amount		0.00			0.00			0.00			0.00
LIBOR Determination Date	NA			October 03, 2012			October 03, 2012
Increase LIBOR Determination Date		NA			NA			NA
Coupon December 17, 2012 - January 14, 2013		0.00000	%		0.00000	%		0.00000	%
Monthly Interest Due		0.00			0.00			0.00			0.00
a. Estimated Interest		0.00			0.00						0.00
b. Capped Class A Additional Transaction Costs		0.00			0.00						0.00
c. Interest Underpayment		0.00			0.00						0.00
d. Interest Overpayment		0.00			0.00						0.00
Outstanding Monthly Interest Due		0.00			0.00			0.00			0.00
Additional Interest Due		0.00			0.00			0.00			0.00
Total Interest Due		0.00			0.00			0.00			0.00
Investor Default Amount		0.00			0.00			0.00			0.00
Investor Monthly Fees Due		0.00			0.00			0.00			0.00
Investor Additional Amounts Due		0.00			0.00			0.00			0.00
Additional Transaction Costs (not included in Monthly Interest)		0.00			0.00						0.00
Total Due		0.00			0.00			0.00			0.00
Reallocated Investor Finance Charge Collections											0.00
Interest and Principal Funding Investment Proceeds											0.00
Interest on Reserve Account											0.00
Series Adjusted Portfolio Yield											0.0000	%
Base Rate											0.0000	%
Excess Spread Percentage											0.0000	%
C. Certificates - Balances and Distributions	Class A			Class B			Collateral Interest			Total
Beginning Certificates Balance		0.00			0.00			0.00			0.00
Invested Amount Increases		0.00			0.00			0.00			0.00
Distributions of Interest		0.00			0.00			0.00			0.00
Deposits to the Principal Funding Account		0.00			0.00			0.00			0.00
Distributions of Principal		0.00			0.00			0.00			0.00
Total Distributions		0.00			0.00			0.00			0.00
Ending Certificates Balance		0.00			0.00			0.00			0.00

- 106 -

D.	Information regarding distributions on the Distribution Date in respect of the Class A Certificates per $1,000 certificate principal amount.
	1.	The total amount of the distribution:	$	0.00
	2.	The amount of the distribution in respect of Class A Monthly Interest:	$	0.00
	3.	The amount of the distribution in respect of Class A Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class A Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class A Certificates:	$	0.00
	6.	The amount of the distribution in respect of Class A Additional Transaction Costs (not included in Class A Monthly Interest):	$	0.00
E.	Class A Investor Charge-Offs and Reimbursement of Class A Investor Charge-Offs.
	1.	The total amount of Class A Investor Charge-Offs:	$	0.00
	2.	The amount of Class A Investor Charge-Offs per $1,000 certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of Class A Investor Charge-Offs:	$	0.00
	4.	The amount reimbursed in respect of Class A Investor Charge-Offs per $1,000 certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
F.	Information regarding distributions in respect of the Class B Certificates, per $1,000 certificate principal amount.
	1.	The total amount of the distribution in respect of Class B Certificates:	$	0.00
	2.	The amount of the distribution in respect of Class B Monthly Interest:	$	0.00
	3.	The amount of the distribution in respect of Class B Outstanding Monthly Interest:	$	0.00
	4.	The amount of the distribution in respect of Class B Additional Interest:	$	0.00
	5.	The amount of the distribution in respect of principal of the Class B Certificates:	$	0.00
	6.	The amount of the distribution in respect of Class B Additional Transaction Costs (not included in Class B Monthly Interest):	$	0.00

- 107 -

G.	Amount of reductions in Class B Invested Amount pursuant to clauses (d), (e), and (f) of the definition of Class B Invested Amount on such Distribution Date.
	1.	The amount of reductions in Class B Invested Amount pursuant to clauses (d), (e), and (f) of the definition of Class B Invested Amount:	$	0.00
	2.	The amount of the reductions in the Class B Invested Amount per $1,000 certificate principal amount:	$	0.00
	3.	The total amount reimbursed in respect of such reductions in the Class B Invested Amount:	$	0.00
	4.	The amount reimbursed in respect of such reductions in the Class B Invested Amount, per $1,000 certificate principal amount:	$	0.00
	5.	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date:	$	0.00
H.	Information regarding distributions on the Distribution Date to the Collateral Interest Holder.
	1.	The total amount distributed to the Collateral Interest Holder:	$	0.00
	2.	The amount of the distribution in respect of Collateral Senior Minimum Monthly Interest:	$	0.00
	3.	The amount of the distribution in respect of Collateral Senior Additional Interest:	$	0.00
	4.	The amount distributed to the Collateral Interest Holder in respect of principal on the Collateral Invested Amount:	$	0.00
	5.	The amount of the distribution to the Collateral Interest Holder in respect of remaining Excess Spread:	$	0.00
I.	Amount of reductions in Collateral Invested Amount pursuant to clauses (d), (e), and (f) of the definition of Collateral Invested Amount.
	1.	The amount of reductions in the Collateral Invested Amount pursuant to clauses (d), (e), and (f) of the definition of Collateral Invested Amount:	$	0.00
	2.	The total amount reimbursed in respect of such reductions in the Collateral Invested Amount:	$	0.00

- 108 -

J.	Application of Reallocated Investor Finance Charge Collections.
	1.	Class A Available Funds:		$	0.00
		a.	Class A Monthly Interest:	$	0.00
		b.	Class A Outstanding Monthly Interest:	$	0.00
		c.	Class A Additional Interest:	$	0.00
		d.	Class A Investor Default Amount (treated as Available Principal Collections):	$	0.00
		e.	Excess Spread:	$	0.00
	2.	Class B Available Funds:		$	0.00
		a.	Class B Monthly Interest:	$	0.00
		b.	Class B Outstanding Monthly Interest:	$	0.00
		c.	Class B Additional Interest:	$	0.00
		d.	Excess Spread:	$	0.00
	3.	Collateral Available Funds:		$	0.00
		a.	Excess Spread:	$	0.00
	4.	Total Excess Spread:		$	0.00
K.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:			0.0000	%
	2.	Series 2012-A Allocable Principal Collections:		$	0.00
	3.	Principal Allocation Percentage of Series 2012-A Allocable Principal Collections:		$	0.00
	4.	Reallocated Principal Collections Required to fund the Required Amount:		$	0.00
	5.	Item 3 minus Item 4:		$	0.00
	6.	Shared Principal Collections from other Series allocated to Series 2012-A:		$	0.00
	7.	Other amounts treated as Available Principal Collections:		$	0.00
	8.	Available Principal Collections (total of items 5, 6 & 7):		$	0.00
L.	Application of Available Principal Collections during Revolving Period.
	1.	Treated as Shared Principal Collections:		$	0.00

- 109 -

M.	Application of Principal Collections During Accumulation or Amortization Period.
	1.	Principal Funding Account:	$	0.00
	2.	Excess of Collateral Invested Amount over Required Collateral Invested Amount:	$	0.00
	3.	Distribution of Principal:	$	0.00
	4.	Treated as Shared Principal Collections:	$	0.00
N.	Application of Excess Spread, Excess Finance Charge Collections and Available Interest Reserve Account Amount Allocated to Series 2012-A.
	1.	Excess Spread:	$	0.00
	2.	Excess Finance Charge Collections:	$	0.00
	3.	Available Interest Reserve Account Amount:	$	0.00
	4.	Applied to fund Class A Required Amount:	$	0.00
	5.	Class A Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	6.	Applied to fund overdue Class B Interest:	$	0.00
	7.	Applied to fund Class B Required Amount:	$	0.00
	8.	Reduction of Class B Invested Amount treated as Available Principal Collections:	$	0.00
	9.	Applied to Collateral Senior Minimum Monthly Interest:	$	0.00
	10.	Applied to unpaid Monthly Servicing Fee:	$	0.00
	11.	Collateral Default Amount treated as Available Principal Collections:	$	0.00
	12.	Reduction of Collateral Invested Amount treated as Available Principal Collections:	$	0.00
	13.	Deposited to Reserve Account:	$	0.00
	14.	Applied to pay Class A Additional Transaction Costs (not included in Class A Monthly Interest):	$	0.00
	15.	Applied to pay Class B Additional Transaction Costs (not included in Class B Monthly Interest):	$	0.00
	16.	Remaining Excess Spread distributed to Collateral Interest Holder(s):	$	0.00
	17.	Available Excess Overpayment Account Amount distributed to Collateral Interest Holder(s):	$	0.00
O.	Funding of Interest Reserve Account and Payment of Additional Transaction Costs.
	1.	Interest Reserve Account Opening Balance:	$	0.00
	2.	Excess of Excess Finance Charge Collections over aggregate Finance Charge Shortfalls:	$	0.00
	3.	Deposited to Interest Reserve Account:	$	0.00
	4.	Remaining Excess Finance Charge Collections distributed to the holders of the Transferor Certificates:	$	0.00

- 110 -

P.	Funding of Excess Overpayment Account Amount.
	1.	Excess Overpayment Account Opening Balance:		$	0.00
	2.	Amount deposited into Excess Overpayment Account in respect of Class A Certificates:		$	0.00
	3.	Amount deposited into Excess Overpayment Account in respect of Class B Certificates:		$	0.00
	4.	Remaining Excess Finance Charge Collections distributed to the holders of the Transferor Certificates:		$	0.00
	5.	Available Excess Overpayment Account Amount distributed to the Collateral Interest Holder:		$	0.00
Q.	Yield and Base Rate.
	1.	Base Rate:
		a.	Current Monthly Period:		0.0000	%
		b.	Prior Monthly Period:		0.0000	%
		c.	Second Prior Monthly Period:		0.0000	%
	3.	Series Adjusted Portfolio Yield:
		a.	Current Monthly Period:		0.0000	%
		b.	Prior Monthly Period:		0.0000	%
		c.	Second Prior Monthly Period:		0.0000	%
	5.	Is the 3 month average Series Adjusted Portfolio Yield more than the 3 month average Base Rate?			No
R.	Reassignment Amount
	1.	Adjusted Invested Amount:		$	0.00
	2.	Monthly Interest:		$	0.00
	3.	Monthly Interest previously due but not paid:		$	0.00
	4.	Additional Interest:		$	0.00
	5.	Additional Interest previously due but not paid:		$	0.00
	6.	Reassignment Amount:		$	0.00

- 111 -

MONTHLY SERVICER’S CERTIFICATE

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

AMERICAN EXPRESS CREDIT ACCOUNT MASTER TRUST

The undersigned, a duly authorized representative of American Express Travel Related Services Company, Inc., as Servicer (“TRS”), pursuant to the Pooling and Servicing Agreement, dated as of May 16, 1996, as amended and restated as of January 1, 2006 (as amended and restated and as otherwise amended and supplemented, the “Agreement”), as supplemented by the Series Supplements (as amended and supplemented, the “Series Supplements”), among TRS, as Servicer, American Express Receivables Financing Corporation II, American Express Receivables Financing Corporation III LLC and American Express Receivables Financing Corporation IV LLC, as Transferors, and The Bank of New York, as Trustee, does hereby certify as follows:

1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or the Series Supplements, as applicable.

2. TRS is, as of the date hereof, the Servicer under the Agreement.

3. The undersigned is a Servicing Officer.

4. This Certificate relates to the Distribution Date occurring on January 15, 2013 and covers activity from November 24, 2012 through December 25, 2012.

5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Monthly Period preceding such Distribution Date.

6. As of the date hereof, to the best knowledge of the undersigned, no Pay Out Event occurred on or prior to such Distribution Date.

IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this     th day of January.

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC., as Servicer
By:
Name:	Kunal Singhania
Title:	Vice President ABS Operations

- 112 -

Series 2009-D-II Certificates

A. Investor/Transferor Allocations	Series Allocations		Total Investor Interest			Transferors’ Interest
Beginning Invested Amount/Transferor Amount		756,460,392.58		452,839,000.00			303,621,392.58
Beginning Adjusted Invested Amount		N/A		452,839,000.00			N/A
Floating Allocation Percentage		N/A		59.8629	%		40.1371	%
Principal Allocation Percentage		N/A		59.8629	%		40.1371	%
Collections of Finance Charge Receivables		12,785,577.12		7,653,815.08			5,131,762.04
Collections of Principal Receivables		248,707,867.33		148,883,699.71			99,824,167.62
Defaulted Amount		1,993,194.81		1,193,183.88			800,010.93
Ending Invested Amount / Transferor Amount		808,318,188.59		452,839,000.00			355,479,188.59
B. Monthly Period Funding Requirements						Total
LIBOR Determination Date							December 13, 2012
Coupon December 17, 2012 - January 14, 2013							20.20900	%
Monthly Interest Due							7,371,979.92
Outstanding Monthly Interest Due							0.00
Additional Interest Due							0.00
Total Interest Due							7,371,979.92
Investor Default Amount							1,193,183.88
Investor Monthly Fees Due							754,731.67
Investor Additional Amounts Due							0.00
Total Due							9,319,895.47
Investor Finance Charge Collections							7,653,815.08
C. Certificates - Balances and Distributions						Total
Beginning Certificates Balance							452,839,000.00
Distributions of Interest							7,371,979.92
Distributions of Principal							0.00
Total Distributions							7,371,979.92
Ending Certificates Balance							452,839,000.00

D.	Information regarding distributions on the Distribution Date in respect of the Series 2009-D-II Certificates per $1,000 certificate principal amount
	(1)	The total amount of the distribution	$	16.28
	(2)	The amount of the distribution in respect of Monthly Interest	$	16.28
	(3)	The amount of the distribution in respect of Outstanding Monthly Interest	$	0.00
	(4)	The amount of the distribution in respect of Additional Interest	$	0.00
	(5)	The amount of the distribution in respect of principal of the Series 2009-D-II Certificates	$	0.00

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E.	Amount of reductions in the Scheduled Partial Amortization Amounts pursuant to clauses (c) and (d) of the definition of Scheduled Partial Amortization Amount on such Distribution Date
	(1)	The amount of the aggregate reductions in the Scheduled Partial Amortization Amounts per $1,000 certificate principal amount	$	0.00
	(2)	The aggregate amount reimbursed in respect of such reductions in the Scheduled Partial Amortization Amounts per $1,000 certificate principal amount	$	0.00
	(3)	The amount, if any, by which the outstanding principal balance of the Series 2009-D-II Certificates exceeds the Invested Amount after giving effect to all transactions on such Distribution Date	$	0.00

F. Scheduled Partial Amortization Amounts/ Series 2009-D-II Invested Amount
Series	Beginning Scheduled Partial Amortization Amount		Distributions of Principal		Pro rata share of Investor Charge-Offs		Reallocated Principal Collections Applied		Reimbursements		Ending Scheduled Partial Amortization Amount
2004-2		17,500,000.00		0.00		0.00		0.00		0.00		17,500,000.00
2005-2		26,250,000.00		0.00		0.00		0.00		0.00		26,250,000.00
2007-2		33,334,000.00		0.00		0.00		0.00		0.00		33,334,000.00
2008-2		90,908,000.00		0.00		0.00		0.00		0.00		90,908,000.00
2008-4		40,529,000.00		0.00		0.00		0.00		0.00		40,529,000.00
2008-5		60,606,000.00		0.00		0.00		0.00		0.00		60,606,000.00
2008-6		102,273,000.00		0.00		0.00		0.00		0.00		102,273,000.00
2008-7		39,772,000.00		0.00		0.00		0.00		0.00		39,772,000.00
2008-9		41,667,000.00		0.00		0.00		0.00		0.00		41,667,000.00
Series 2009-D-II
Invested Amount		452,839,000.00		0.00		0.00		0.00		0.00		452,839,000.00
(aggregate of Scheduled Partial Amortization Amounts)

G.	Application of Investor Finance Charge Collections.
	1.	Available Funds		$	7,653,815.08
		a.	Monthly Servicing Fee	$	0.00
		b.	Aggregate application of Referenced Series Shortfall Coverage Amounts	$	0.00
		c.	Investor Default Amount (treated as Available Principal Collections):	$	1,193,183.88
		d.	Monthly Interest	$	6,460,631.20
		e.	Outstanding Monthly Interest	$	0.00
		f.	Additional Interest	$	0.00
	2.	Excess Spread:		$	0.00

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H.	Reallocated Principal Collections.
	1.	Principal Allocation Percentage:		59.8629	%
	2.	Series 2009-D-II Allocable Principal Collections:	$	248,707,867.33
	3.	Principal Allocation Percentage of Series 2009-D-II Allocable Principal Collections:	$	148,883,699.71
	4.	Aggregate amount of Reallocated Principal Collections required to fund the Referenced Series Adjusted Shortfalls	$	0.00
	5.	Item 3 minus item 4:	$	148,883,699.71
	6.	Shared Principal Collections from other Series allocated to Series 2009-D-II:	$	0.00
	7.	Other amounts treated as Available Principal Collections:	$	1,193,183.88
	8.	Available Principal Collections (total of items 5., 6. & 7.):	$	150,076,883.59
I.	Application of Available Principal Collections during Revolving Period.
	1.	Treated as Shared Principal Collections:	$	150,076,883.59
J.	Application of Principal Collections During Scheduled Partial Amortization Period or Early Amortization Period.
	1.	Retained during an Early Amortization Period	$	0.00
	2.	Aggregate application to fund Scheduled Partial Amortization Amounts during a Scheduled Partial Amortization Period	$	0.00
	3.	Treated as Shared Principal Collections:	$	0.00
K.	Application of Excess Spread and Excess Finance Charge Collections Allocated to Series 2009-D-II.
	1.	Excess Spread:	$	0.00
	2.	Excess Finance Charge Collections:	$	1,666,080.39
	3.	Applied to fund Required Amount:	$	911,348.72
	4.	Investor Charge-Offs treated as Available Principal Collections:	$	0.00
	5.	Applied to unpaid Monthly Servicing Fee:	$	754,731.67
	6.	Aggregate reimbursement of reductions of Scheduled Partial Amortization Amounts treated as Available Principal Collections	$	0.00
	7.	Applied to fund Series 2009-D-I Shortfall	$	0.00
	8.	Remaining Excess Spread distributed to Holders of Transferor Certificate	$	0.00

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L. Amounts and Applications Relating to the Referenced Series

Series	Referenced Series Adjusted Shortfall		Referenced Series Shortfall Coverage Amount		Allocable portion of Reallocated Principal Collections		Applied to fund Scheduled Partial Amortization Amount		Reimbursements of reductions of Scheduled Partial Amortization Amount
2004-2		0.00		0.00		0.00		0.00		0.00
2005-2		0.00		0.00		0.00		0.00		0.00
2007-2		0.00		0.00		0.00		0.00		0.00
2008-2		0.00		0.00		0.00		0.00		0.00
2008-4		0.00		0.00		0.00		0.00		0.00
2008-5		0.00		0.00		0.00		0.00		0.00
2008-6		0.00		0.00		0.00		0.00		0.00
2008-7		0.00		0.00		0.00		0.00		0.00
2008-9		0.00		0.00		0.00		0.00		0.00
Aggregate for all Referenced Series
		0.00		0.00		0.00		0.00		0.00

M.	Application of Funds from Series 2009-D-I:
	1.	Applied under Section 4.05
		a.	Shortfalls in Monthly Servicing Fee	$	0.00
		b.	Shortfalls in Investor Default Amount (treated as Available Principal Collections)	$	0.00
		c.	Shortfalls in Monthly Interest, Outstanding Monthly Interest and Additional Interest	$	0.00
	2.	Applied under Section 4.07
		a.	Shortfalls in Investor Charge-Offs treated as Available Principal Collections	$	0.00
		b.	Shortfalls in unpaid Monthly Servicing Fee	$	0.00
		c.	Shortfalls in reimbursements of reductions of Scheduled Partial Amortization Amounts treated as Available Principal Collections	$	0.00

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