8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of report (Date of earliest event reported): August 1, 2006

AFFIRMATIVE INSURANCE HOLDINGS, INC.

(Exact Name of Registrant as Specified in Charter)

Delaware
(State or other jurisdiction
of incorporation 000-50795
(Commission File Number) 75-2770432
(I.R.S. Employer
Identification Number)

4450 Sojourn Drive, Suite 500
Addison, Texas
(Address of principal
executive offices) 75001
(Zip code)

(972) 728-6300
(Registrant’s telephone number, including area code)

Not Applicable
(Former name or former address, if changed since last report)

     Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:

o      Written communications pursuant to Rule 425 under the Securities Act

o      Soliciting material pursuant to Rule 14a-12 under the Exchange Act

o      Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act

o      Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act

Item 7.01. Regulation FD Disclosure.

On August 1, 2006, we issued a press release announcing our earnings release date and conference call for the quarter ended June 30, 2006. A copy of the press release is filed as Exhibit 99.1 to this Current Report on Form 8-K.

The information furnished in this report, including the exhibit, shall not be deemed to be incorporated by reference into any of our filings with the SEC under the Securities Act of 1933, except as shall be expressly set forth by specific reference in any such filing, and shall not be deemed to be “filed” with the SEC under the Securities Exchange Act of 1934.

Item 9.01. Financial Statements and Exhibits.

     (c) Exhibits.

Number	Exhibit
99.1*	Press release dated August 1, 2006

 

* Filed herewith.

SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

AFFIRMATIVE INSURANCE HOLDINGS, INC.
By:	/s/ MARK E. PAPE
	Mark E. Pape
	Executive Vice President and Chief Financial Officer

Date: August 1, 2006

Number	Exhibit
99.1*	Press release dated August 1, 2006

 

* Filed herewith

EX-99.1

News Release

Contact: Mark Pape
Chief Financial Officer
Affirmative Insurance Holdings, Inc.
(972) 728-6481

AFFIRMATIVE INSURANCE HOLDINGS ANNOUNCES EARNINGS RELEASE DATE AND CONFERENCE CALL FOR 2006
SECOND QUARTER FINANCIAL RESULTS

ADDISON, Texas (August 1, 2006) — Affirmative Insurance Holdings, Inc. (Nasdaq: AFFM) announced today that it would release financial results for the quarter and year-to-date periods ended June 30, 2006 on Wednesday, August 9, 2006, before the market opens.

We will conduct a conference call the same day, Wednesday, August 9, at 11:00 a.m. Eastern time, 10:00 a.m. Central time. Following a brief presentation, participants will have the opportunity to ask questions. To participate in the call, dial 1-866-700-7441 and use pass code 99901449. The international dial-in number is 617-213-8839.

A real-time audio webcast of the conference call can be accessed by visiting our Web site at http://www.affirmativeholdings.com . Click on the “investor relations” section of the “about us” tab and then click on “presentations and audio archives” where an audio link is provided. Individuals accessing the audio webcast will be “listen only” and will not have the ability to take part in the Q&A session.

A replay of the call will be made available approximately one hour after the conclusion of the call. Interested individuals can access the webcast replay in the “investor relations” section of the “about us” tab on our Web site at http://www.affirmativeholdings.com. Also, a phone replay will be available through August 16, 2006 and may be accessed by dialing 1-888-286-8010 (international dial 1-617-801-6888), pass code 51884872.

ABOUT AFFIRMATIVE INSURANCE HOLDINGS
Headquartered in Addison, Texas, Affirmative Insurance Holdings, Inc. is a producer and provider of personal non-standard automobile insurance policies to individual consumers in highly targeted geographic markets. We currently offer products and services in 12 states, including Texas, Illinois, California and Florida.

# # #