The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 2,357 136,021 SH   SOLE   0 0 136,021
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 810 24,145 SH   SOLE   0 0 24,145
FORD MTR CO DEL COM 345370860 112 10,070 SH   SOLE   0 0 10,070
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 2,440 135,273 SH   SOLE   0 0 135,273
INVESCO QQQ TR UNIT SER 1 46090E103 10,762 38,398 SH   SOLE   0 0 38,398
ISHARES TR SP SMCP600VL ETF 464287879 1,527 17,151 SH   SOLE   0 0 17,151
ISHARES TR US TREAS BD ETF 46429B267 721 30,150 SH   SOLE   0 0 30,150
ISHARES TR AGENCY BOND ETF 464288166 487 4,428 SH   SOLE   0 0 4,428
ISHARES TR CORE DIV GRWTH 46434V621 6,023 126,428 SH   SOLE   0 0 126,428
ISHARES TR 3 7 YR TREAS BD 464288661 1,318 11,040 SH   SOLE   0 0 11,040
ISHARES TR IBOXX HI YD ETF 464288513 252 3,423 SH   SOLE   0 0 3,423
ISHARES TR S&P 500 GRWT ETF 464287309 7,620 126,271 SH   SOLE   0 0 126,271
ISHARES TR S&P MC 400GR ETF 464287606 2,380 37,349 SH   SOLE   0 0 37,349
ISHARES TR RUS TP200 GR ETF 464289438 358 2,855 SH   SOLE   0 0 2,855
ISHARES TR CORE MSCI EAFE 46432F842 201 3,417 SH   SOLE   0 0 3,417
ISHARES TR CORE S&P MCP ETF 464287507 4,117 18,196 SH   SOLE   0 0 18,196
ISHARES TR RUS 1000 ETF 464287622 840 4,043 SH   SOLE   0 0 4,043
ISHARES TR RUS MID CAP ETF 464287499 785 12,137 SH   SOLE   0 0 12,137
ISHARES TR S&P 500 VAL ETF 464287408 5,405 39,318 SH   SOLE   0 0 39,318
ISHARES TR MSCI EAFE ETF 464287465 258 4,132 SH   SOLE   0 0 4,132
ISHARES TR 7-10 YR TRSY BD 464287440 434 4,242 SH   SOLE   0 0 4,242
ISHARES TR RUS TP200 VL ETF 464289420 263 4,258 SH   SOLE   0 0 4,258
ISHARES TR CORE S&P SCP ETF 464287804 8,645 93,551 SH   SOLE   0 0 93,551
ISHARES TR 1 3 YR TREAS BD 464287457 2,334 28,190 SH   SOLE   0 0 28,190
ISHARES TR RUS 1000 VAL ETF 464287598 970 6,688 SH   SOLE   0 0 6,688
ISHARES TR MRGSTR MD CP ETF 464288208 6,203 110,076 SH   SOLE   0 0 110,076
ISHARES TR RUS MDCP VAL ETF 464287473 261 2,570 SH   SOLE   0 0 2,570
ISHARES TR CORE US AGGBD ET 464287226 2,265 22,276 SH   SOLE   0 0 22,276
ISHARES TR ESG AWR MSCI USA 46435G425 6,573 78,347 SH   SOLE   0 0 78,347
ISHARES TR RUS 1000 GRW ETF 464287614 966 4,416 SH   SOLE   0 0 4,416
ISHARES TR RUSSELL 2000 ETF 464287655 391 2,310 SH   SOLE   0 0 2,310
ISHARES TR S&P MC 400VL ETF 464287705 1,502 15,913 SH   SOLE   0 0 15,913
ISHARES TR MBS ETF 464288588 712 7,304 SH   SOLE   0 0 7,304
ISHARES TR CORE S&P500 ETF 464287200 10,108 26,660 SH   SOLE   0 0 26,660
ISHARES TR SHORT TREAS BD 464288679 345 3,134 SH   SOLE   0 0 3,134
ISHARES TR S&P SML 600 GWT 464287887 1,817 17,251 SH   SOLE   0 0 17,251
SIMPLIFY EXCHANGE TRADED FUN VOLATILITY PREM 82889N863 3,108 140,086 SH   SOLE   0 0 140,086
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202 5,655 213,633 SH   SOLE   0 0 213,633
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 845 2,746 SH   SOLE   0 0 2,746
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,077 10,807 SH   SOLE   0 0 10,807
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 889 2,149 SH   SOLE   0 0 2,149
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,607 79,885 SH   SOLE   0 0 79,885
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 10,493 114,692 SH   SOLE   0 0 114,692
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,218 168,868 SH   SOLE   0 0 168,868
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 231 2,899 SH   SOLE   0 0 2,899
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 453 5,906 SH   SOLE   0 0 5,906
VANGUARD BD INDEX FDS INTERMED TERM 921937819 421 5,417 SH   SOLE   0 0 5,417
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 505 10,191 SH   SOLE   0 0 10,191
VANGUARD INDEX FDS LARGE CAP ETF 922908637 715 4,150 SH   SOLE   0 0 4,150
VANGUARD INDEX FDS GROWTH ETF 922908736 838 3,760 SH   SOLE   0 0 3,760
VANGUARD INDEX FDS VALUE ETF 922908744 784 5,949 SH   SOLE   0 0 5,949
VANGUARD INDEX FDS SMALL CP ETF 922908751 232 1,315 SH   SOLE   0 0 1,315
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,056 5,598 SH   SOLE   0 0 5,598
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 499 1,440 SH   SOLE   0 0 1,440
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 315 7,567 SH   SOLE   0 0 7,567
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 280 4,751 SH   SOLE   0 0 4,751
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 244 5,107 SH   SOLE   0 0 5,107
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 798 5,561 SH   SOLE   0 0 5,561
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 914 22,394 SH   SOLE   0 0 22,394