The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,720 11,557 SH   SOLE   0 0 11,557
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,561 31,774 SH   SOLE   0 0 31,774
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,192 4,181 SH   SOLE   0 0 4,181
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 5,562 94,121 SH   SOLE   0 0 94,121
VANGUARD INDEX FDS LARGE CAP ETF 922908637 958 6,478 SH   SOLE   0 0 6,478
JP MORGAN EXCHANGE TRADED FD DIVERSFED RTRN 46641Q886 8,208 116,197 SH   SOLE   0 0 116,197
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 36,268 991,750 SH   SOLE   0 0 991,750
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 17,842 313,022 SH   SOLE   0 0 313,022
APPLE INC COM 037833100 1,068 3,638 SH   SOLE   0 0 3,638
JP MORGAN EXCHANGE TRADED FD US MOMENTUM 46641Q779 9,238 303,785 SH   SOLE   0 0 303,785
VANGUARD INDEX FDS GROWTH ETF 922908736 4,815 26,433 SH   SOLE   0 0 26,433
ISHARES TR MSCI MIN VOL ETF 46429B697 58,366 889,722 SH   SOLE   0 0 889,722
DELTA AIR LINES INC DEL COM NEW 247361702 251 4,300 SH   SOLE   0 0 4,300
ISHARES TR RUS TP200 VL ETF 464289420 23,747 405,857 SH   SOLE   0 0 405,857
ISHARES TR CORE S&P SCP ETF 464287804 80,302 957,688 SH   SOLE   0 0 957,688
ISHARES TR SP SMCP600VL ETF 464287879 1,624 10,101 SH   SOLE   0 0 10,101
ISHARES TR 1 3 YR TREAS BD 464287457 18,996 224,464 SH   SOLE   0 0 224,464
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,044 29,566 SH   SOLE   0 0 29,566
ISHARES TR BARCLAYS 7 10 YR 464287440 730 6,626 SH   SOLE   0 0 6,626
VANGUARD INDEX FDS VALUE ETF 922908744 4,798 40,036 SH   SOLE   0 0 40,036
PIMCO EQUITY SER RAFI DYN ML US 72202L363 29,298 939,334 SH   SOLE   0 0 939,334
ISHARES INC CORE MSCI EMKT 46434G103 11,899 221,339 SH   SOLE   0 0 221,339
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1,280 12,761 SH   SOLE   0 0 12,761
ISHARES TR AGENCY BOND ETF 464288166 315 2,722 SH   SOLE   0 0 2,722
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 560 14,800 SH   SOLE   0 0 14,800
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,126 15,732 SH   SOLE   0 0 15,732
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 556 15,915 SH   SOLE   0 0 15,915
ISHARES TR 3 7 YR TREAS BD 464288661 830 6,601 SH   SOLE   0 0 6,601
ISHARES TR RUS 1000 VAL ETF 464287598 1,125 8,242 SH   SOLE   0 0 8,242
ISHARES TR RUS MDCP VAL ETF 464287473 298 3,141 SH   SOLE   0 0 3,141
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 566 18,380 SH   SOLE   0 0 18,380
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,619 30,451 SH   SOLE   0 0 30,451
PIMCO EQUITY SER RAFI DYN EMERG 72202L389 19,593 788,153 SH   SOLE   0 0 788,153
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 240 5,446 SH   SOLE   0 0 5,446
PIMCO EQUITY SER RAFI DYN MULTI 72202L371 7,836 301,366 SH   SOLE   0 0 301,366
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,349 15,470 SH   SOLE   0 0 15,470
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,325 7,998 SH   SOLE   0 0 7,998
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 33,040 360,418 SH   SOLE   0 0 360,418
ISHARES TR CORE S&P TTL STK 464287150 18,242 250,956 SH   SOLE   0 0 250,956
VANGUARD INDEX FDS TOTAL STK MKT 922908769 415 2,538 SH   SOLE   0 0 2,538
ISHARES TR CORE US AGGBD ET 464287226 3,257 28,988 SH   SOLE   0 0 28,988
ISHARES GOLD TRUST ISHARES 464285105 186 12,861 SH   SOLE   0 0 12,861
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 811 2,160 SH   SOLE   0 0 2,160
ISHARES US ETF TR COMMOD SEL STG 46431W853 5,890 178,974 SH   SOLE   0 0 178,974
ISHARES TR IBOXX HI YD ETF 464288513 228 2,597 SH   SOLE   0 0 2,597
ISHARES TR S&P 500 GRWT ETF 464287309 2,766 14,287 SH   SOLE   0 0 14,287
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 15,641 140,786 SH   SOLE   0 0 140,786
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 21,729 272,774 SH   SOLE   0 0 272,774
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,980 91,210 SH   SOLE   0 0 91,210
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 2,721 53,015 SH   SOLE   0 0 53,015
ISHARES TR S&P MC 400GR ETF 464287606 1,303 5,473 SH   SOLE   0 0 5,473
INVESCO QQQ TR UNIT SER 1 46090E103 110,339 518,972 SH   SOLE   0 0 518,972
ISHARES INC MSCI SWITZERLAND 464286749 6,737 165,773 SH   SOLE   0 0 165,773
ISHARES TR RUS 1000 GRW ETF 464287614 1,116 6,345 SH   SOLE   0 0 6,345
ISHARES TR CORE S&P MCP ETF 464287507 102,636 498,669 SH   SOLE   0 0 498,669
ISHARES TR RUS 1000 ETF 464287622 721 4,043 SH   SOLE   0 0 4,043
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 41,732 730,984 SH   SOLE   0 0 730,984
ISHARES TR S&P 500 VAL ETF 464287408 4,327 33,260 SH   SOLE   0 0 33,260
ISHARES TR RUS MID CAP ETF 464287499 371 6,225 SH   SOLE   0 0 6,225
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,487 66,157 SH   SOLE   0 0 66,157
ISHARES TR S&P MC 400VL ETF 464287705 830 4,860 SH   SOLE   0 0 4,860
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 51,074 949,153 SH   SOLE   0 0 949,153
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,450 123,689 SH   SOLE   0 0 123,689
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 46,171 453,282 SH   SOLE   0 0 453,282
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 12,136 238,520 SH   SOLE   0 0 238,520
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,659 37,305 SH   SOLE   0 0 37,305
ISHARES TR MSCI EAFE ETF 464287465 408 5,870 SH   SOLE   0 0 5,870
ISHARES TR CORE S&P500 ETF 464287200 23,834 73,734 SH   SOLE   0 0 73,734
JP MORGAN EXCHANGE TRADED FD HIGH YLD RESRCH 46641Q878 3,896 75,255 SH   SOLE   0 0 75,255
ISHARES TR SHORT TREAS BD 464288679 47,418 429,276 SH   SOLE   0 0 429,276
ISHARES TR EAFE GRWTH ETF 464288885 9,715 112,348 SH   SOLE   0 0 112,348
GENERAL MOLY INC COM 370373102 12 54,797 SH   SOLE   0 0 54,797
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,791 49,335 SH   SOLE   0 0 49,335
JP MORGAN EXCHANGE TRADED FD DIVERSFD EQT ETF 46641Q845 10,212 313,540 SH   SOLE   0 0 313,540
JP MORGAN EXCHANGE TRADED FD US VALUE FACTR 46641Q753 10,895 375,831 SH   SOLE   0 0 375,831
ISHARES TR S&P SML 600 GWT 464287887 1,280 6,622 SH   SOLE   0 0 6,622
ISHARES TR CRE U S REIT ETF 464288521 9,149 167,595 SH   SOLE   0 0 167,595
ISHARES INC MSCI PAC JP ETF 464286665 5,173 111,723 SH   SOLE   0 0 111,723
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,959 21,586 SH   SOLE   0 0 21,586
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,624 75,736 SH   SOLE   0 0 75,736