1/100 BERKSHIRE HTWY COMMON 084990175 612241 100 SH SOLE 100 0 0 A T & T INC (NEW) COMMON 00206R102 409432 21425 SH SOLE 21425 0 0 ABBOTT LABS COMMON 002824100 4511772 43420 SH SOLE 43420 0 0 ABBVIE INC COMMON 00287Y109 6535427 38103 SH SOLE 38103 0 0 ACCENTURE PLC COMMON G1151C101 20120634 66315 SH SOLE 66315 0 0 ADOBE SYS INC COMMON 00724F101 10090829 18164 SH SOLE 18164 0 0 ADVANCED MICRO DEVICE COMMON 007903107 689392 4250 SH SOLE 4250 0 0 AFLAC INC COMMON 001055102 1460754 16356 SH SOLE 16356 0 0 AIR PRODS & CHEMS INC COMMON 009158106 3447548 13360 SH SOLE 13360 0 0 AKAMAI TECHNOLOGIES I COMMON 00971T101 1734130 19251 SH SOLE 19251 0 0 ALLSTATE CORP COMMON 020002101 999472 6260 SH SOLE 6260 0 0 ALPHABET CLASS A COMMON 02079K305 12095124 66402 SH SOLE 66402 0 0 ALPHABET CLASS C COMMON 02079K107 37977832 207054 SH SOLE 207054 0 0 AMAZON COM INC COMMON 023135106 7707390 39883 SH SOLE 39883 0 0 AMERICAN BALANCED FD MUTUAL 024071102 269340 7793 SH SOLE 7793 0 0 AMERICAN ELECTRIC POW COMMON 025537101 431681 4920 SH SOLE 4920 0 0 AMERICAN EXPRESS CO. COMMON 025816109 3155332 13627 SH SOLE 13627 0 0 AMERICAN FUNDS WASHIN MUTUAL 939330825 270937 4490 SH SOLE 4490 0 0 AMERIPRISE FINL INC COMMON 03076C106 3374374 7899 SH SOLE 7899 0 0 AMGEN INC COMMON 031162100 4060600 12996 SH SOLE 12996 0 0 ANALOG DEVICES INC COMMON 032654105 4861710 21299 SH SOLE 21299 0 0 AON PLC SHS CL A COMMON G0403H108 13357009 45497 SH SOLE 45497 0 0 APPLE INC COMMON 037833100 49720597 236068 SH SOLE 236068 0 0 APPLIED MATLS INC COMMON 038222105 873163 3700 SH SOLE 3700 0 0 AUTOMATIC DATA PROCES COMMON 053015103 1702576 7133 SH SOLE 7133 0 0 AVERY DENNISON CORP COMMON 053611109 218650 1000 SH SOLE 1000 0 0 BANK OF AMERICA CORP COMMON 060505104 3012339 75744 SH SOLE 75744 0 0 BANK OF AMERICA PFD D PREFERR 060505625 2436051 107315 SH SOLE 107315 0 0 BECTON DICKINSON & CO COMMON 075887109 13850704 59264 SH SOLE 59264 0 0 BERKSHIRE HATHAWAY IN COMMON 084670702 5677301 13956 SH SOLE 13956 0 0 BEST BUY INC COMMON 086516101 286586 3400 SH SOLE 3400 0 0 BK OF AMERICA CORP PF PREFERR 060505633 578988 25450 SH SOLE 25450 0 0 BLACKROCK INC COMMON 09247X101 737719 937 SH SOLE 937 0 0 BLACKSTONE GROUP INC COMMON 09260D107 261094 2109 SH SOLE 2109 0 0 BRISTOL MYERS SQUIBB COMMON 110122108 1365922 32890 SH SOLE 32890 0 0 BROADCOM INC COM COMMON 11135F101 23262524 144890 SH SOLE 144890 0 0 BROWN & BROWN INC COMMON 115236101 3984557 44565 SH SOLE 44565 0 0 CARRIER GLOBAL CORPOR COMMON 14448C104 795691 12614 SH SOLE 12614 0 0 CATERPILLAR INC COMMON 149123101 1467305 4405 SH SOLE 4405 0 0 CDN IMPERIAL BK COMM COMMON 136069101 361970 7614 SH SOLE 7614 0 0 CDW CORP COMMON 12514G108 4085528 18252 SH SOLE 18252 0 0 CHEVRON CORP COMMON 166764100 9601207 61381 SH SOLE 61381 0 0 CHUBB LIMITED COMMON H1467J104 437717 1716 SH SOLE 1716 0 0 CHURCH & DWIGHT CO. COMMON 171340102 373248 3600 SH SOLE 3600 0 0 CIGNA CORP NEW COM COMMON 125523100 945430 2860 SH SOLE 2860 0 0 CISCO SYSTEMS INC COMMON 17275R102 6159399 129644 SH SOLE 129644 0 0 CME GROUP INC COM COMMON 12572Q105 5285474 26884 SH SOLE 26884 0 0 COCA COLA CO. COMMON 191216100 10467238 164450 SH SOLE 164450 0 0 COLGATE PALMOLIVE CO COMMON 194162103 2505864 25823 SH SOLE 25823 0 0 COLUMBIA FDS SER TR I MUTUAL 19766H429 201785 1552 SH SOLE 1552 0 0 COMCAST CORP NEW CL A COMMON 20030N101 2315805 59137 SH SOLE 59137 0 0 CONOCOPHILLIPS COMMON 20825C104 686051 5998 SH SOLE 5998 0 0 CONSTELLATION BRANDS COMMON 21036P108 2614222 10161 SH SOLE 10161 0 0 CORTEVA INC COM COMMON 22052L104 497543 9224 SH SOLE 9224 0 0 COSTCO WHOLESALE COMMON 22160K105 9031144 10625 SH SOLE 10625 0 0 CSX CORP COMMON 126408103 2431313 72685 SH SOLE 72685 0 0 CULLEN FROST BANKERS COMMON 229899109 350624 3450 SH SOLE 3450 0 0 CVS HEALTH CORP. COMMON 126650100 2418609 40952 SH SOLE 40952 0 0 DANAHER CORP COMMON 235851102 12247626 49020 SH SOLE 49020 0 0 DARDEN RESTAURANTS IN COMMON 237194105 226980 1500 SH SOLE 1500 0 0 DEERE & CO. COMMON 244199105 2541805 6803 SH SOLE 6803 0 0 DIAGEO PLC COMMON 25243Q205 6563518 52058 SH SOLE 52058 0 0 DIAMONDBACK ENERGY IN COMMON 25278X109 1156297 5776 SH SOLE 5776 0 0 DOMINION RES INC VA COMMON 25746U109 292437 5968 SH SOLE 5968 0 0 DOVER CORP COMMON 260003108 427125 2367 SH SOLE 2367 0 0 DUKE ENERGY CORPORATI COMMON 26441C204 797129 7953 SH SOLE 7953 0 0 EATON CORP PLC SHS COMMON G29183103 10340565 32979 SH SOLE 32979 0 0 EMERSON ELECTRIC CO COMMON 291011104 724082 6573 SH SOLE 6573 0 0 ENBRIDGE INC COMMON 29250N105 2426918 68191 SH SOLE 68191 0 0 ENTERPRISE PRODS PART COMMON 293792107 4057200 140000 SH SOLE 140000 0 0 EXXON MOBIL COMMON 30231G102 11767099 102216 SH SOLE 102216 0 0 FEDEX CORP COMMON 31428X106 6803749 22691 SH SOLE 22691 0 0 FIDELITY 500 INDEX FU MUTUAL 315911750 272968 1435 SH SOLE 1435 0 0 FRANKLIN CUSTODIAN FD MUTUAL 353496631 230144 98774 SH SOLE 98774 0 0 FRANKLIN MANAGED TR R MUTUAL 353825805 246866 2650 SH SOLE 2650 0 0 FS KKR CAPITAL CORP C COMMON 302635206 219477 11124 SH SOLE 11124 0 0 GENERAL ELECTRIC CO C COMMON 369604301 322709 2030 SH SOLE 2030 0 0 GENERAL MILLS INC COMMON 370334104 299220 4730 SH SOLE 4730 0 0 GLOBE LIFE INC COMMON 37959E102 246840 3000 SH SOLE 3000 0 0 GOLDMAN SACHS GROUP I PREFERR 38144G804 621674 27100 SH SOLE 27100 0 0 GOLDMAN SACHS GROUP I PREFERR 38143Y665 4826992 208060 SH SOLE 208060 0 0 HERSHEY FOODS CORP COMMON 427866108 496341 2700 SH SOLE 2700 0 0 HOME DEPOT INC COMMON 437076102 7878324 22886 SH SOLE 22886 0 0 HONEYWELL INTL INC COMMON 438516106 6915066 32383 SH SOLE 32383 0 0 ILLINOIS TOOL WORKS I COMMON 452308109 649981 2743 SH SOLE 2743 0 0 INTEL CORP COMMON 458140100 900453 29075 SH SOLE 29075 0 0 INTERCONTINENTAL EXCH COMMON 45866F104 5341597 39021 SH SOLE 39021 0 0 INTERNATIONAL PAPER C COMMON 460146103 251349 5825 SH SOLE 5825 0 0 INT'L BUSINESS MACHIN COMMON 459200101 1904007 11009 SH SOLE 11009 0 0 IQVIA HOLDINGS INC COMMON 46266C105 16217237 76699 SH SOLE 76699 0 0 J P MORGAN CHASE & CO COMMON 46625H100 26401437 130532 SH SOLE 130532 0 0 JACOBS SOLUTIONS INC COMMON 46982L108 17952472 128498 SH SOLE 128498 0 0 JOHNSON & JOHNSON COMMON 478160104 15001157 102635 SH SOLE 102635 0 0 KIMBERLY CLARK CORP COMMON 494368103 809161 5855 SH SOLE 5855 0 0 L3 HARRIS TECHNOLOGIE COMMON 502431109 4811627 21425 SH SOLE 21425 0 0 LAM RESEARCH CORP COM COMMON 512807108 3804709 3573 SH SOLE 3573 0 0 LEIDOS HLDGS INC COMMON 525327102 2704178 18537 SH SOLE 18537 0 0 LENNAR CORP COMMON 526057104 10248600 68383 SH SOLE 68383 0 0 LILLY, ELI AND CO COMMON 532457108 5467590 6039 SH SOLE 6039 0 0 LINDE PLC SHS COMMON G54950103 1183032 2696 SH SOLE 2696 0 0 LOCKHEED MARTIN CORP COMMON 539830109 3128169 6697 SH SOLE 6697 0 0 LOWE'S COS INC COMMON 548661107 11329126 51389 SH SOLE 51389 0 0 LYONDELLBASELL INDUST COMMON N53745100 564394 5900 SH SOLE 5900 0 0 MARATHON PETE CORP COMMON 56585A102 759842 4380 SH SOLE 4380 0 0 MARSH & MCLENNAN COS COMMON 571748102 448623 2129 SH SOLE 2129 0 0 MCCORMICK & CO INC COMMON 579780206 1640629 23127 SH SOLE 23127 0 0 MCCORMICK & CO INC CO COMMON 579780107 276000 4000 SH SOLE 4000 0 0 MCDONALD'S CORP COMMON 580135101 18199194 71414 SH SOLE 71414 0 0 MEDTRONIC PLC COMMON G5960L103 3887723 49393 SH SOLE 49393 0 0 MERCK & COMPANY COMMON 58933Y105 5830361 47095 SH SOLE 47095 0 0 META PLATFORMS INC COMMON 30303M102 8812767 17478 SH SOLE 17478 0 0 METLIFE INC 4.0 percent PFD PREFERR 59156R504 2848027 116246 SH SOLE 116246 0 0 MICROSOFT CORP COMMON 594918104 73274259 163943 SH SOLE 163943 0 0 MONDELEZ INTL INC COMMON 609207105 4627851 70719 SH SOLE 70719 0 0 MOODYS CORP COMMON 615369105 8090382 19220 SH SOLE 19220 0 0 MORGAN STANLEY PFD A PREFERR 61747S504 910510 39795 SH SOLE 39795 0 0 NETFLIX COM INC COMMON 64110L106 1033916 1532 SH SOLE 1532 0 0 NEXTERA ENERGY INC COMMON 65339F101 4829313 68201 SH SOLE 68201 0 0 NIKE INC CL B COMMON 654106103 574018 7616 SH SOLE 7616 0 0 NORFOLK SOUTHERN CORP COMMON 655844108 1579260 7356 SH SOLE 7356 0 0 NOVARTIS ADR COMMON 66987V109 8874719 83362 SH SOLE 83362 0 0 NVIDIA CORP COMMON 67066G104 3693871 29900 SH SOLE 29900 0 0 NXP SEMICONDUCTORS N COMMON N6596X109 1202832 4470 SH SOLE 4470 0 0 ONEOK INC NEW COMMON 682680103 6330971 77633 SH SOLE 77633 0 0 ORACLE SYS CORP COMMON 68389X105 26495016 187642 SH SOLE 187642 0 0 OTIS WORLDWIDE CORP C COMMON 68902V107 332867 3458 SH SOLE 3458 0 0 PARKER HANNIFIN CORP COMMON 701094104 4530034 8956 SH SOLE 8956 0 0 PEPSICO INC COMMON 713448108 15855284 96133 SH SOLE 96133 0 0 PFIZER INC COMMON 717081103 1835208 65590 SH SOLE 65590 0 0 PHILLIPS 66 COMMON 718546104 1519272 10762 SH SOLE 10762 0 0 PNC FINANCIAL CORP COMMON 693475105 1547021 9950 SH SOLE 9950 0 0 PPG INDUSTRIES INC COMMON 693506107 339903 2700 SH SOLE 2700 0 0 PPL CORP COMMON 69351T106 226730 8200 SH SOLE 8200 0 0 PROCTER & GAMBLE CO COMMON 742718109 13324727 80795 SH SOLE 80795 0 0 PROLOGIS INC COM COMMON 74340W103 608271 5416 SH SOLE 5416 0 0 PRUDENTIAL FINL INC COMMON 744320102 878004 7492 SH SOLE 7492 0 0 QUALCOMM INC COMMON 747525103 3457964 17361 SH SOLE 17361 0 0 RAYMOND JAMES FINANCI COMMON 754730109 1564161 12654 SH SOLE 12654 0 0 RESTAURANT BRANDS INT COMMON 76131D103 372961 5300 SH SOLE 5300 0 0 ROCHE HLDG LTD ADR COMMON 771195104 2538976 73155 SH SOLE 73155 0 0 ROPER INDS INC NEW CO COMMON 776696106 1031498 1830 SH SOLE 1830 0 0 RTX CORPORATION COMMON 75513E101 10406991 103666 SH SOLE 103666 0 0 S&P GLOBAL INC COM COMMON 78409V104 4004409 8978 SH SOLE 8978 0 0 SCHWAB CHARLES CORP COMMON 808513105 9674760 131290 SH SOLE 131290 0 0 SCHWAB S&P 500 INDEX MUTUAL 808509855 305180 3622 SH SOLE 3622 0 0 SIMON PPTY GROUP INC COMMON 828806109 1977195 13025 SH SOLE 13025 0 0 SKYWORKS SOLUTIONS IN COMMON 83088M102 277108 2600 SH SOLE 2600 0 0 SPROTT PHYSICAL GOLD COMMON 85208R101 295558 13404 SH SOLE 13404 0 0 STARBUCKS CORP COMMON 855244109 292015 3751 SH SOLE 3751 0 0 T MOBILE US INC COMMON 872590104 8912594 50588 SH SOLE 50588 0 0 TARGET CORP COMMON 87612E106 862185 5824 SH SOLE 5824 0 0 TEXAS INSTRUMENTS INC COMMON 882508104 526009 2704 SH SOLE 2704 0 0 TEXAS PACIFIC LAND CO COMMON 88262P102 3524496 4800 SH SOLE 4800 0 0 THERMO FISHER SCIENTI COMMON 883556102 13913051 25159 SH SOLE 25159 0 0 TOLL BROTHERS INC COMMON 889478103 9914349 86077 SH SOLE 86077 0 0 TORONTO DOMINION BK O COMMON 891160509 403022 7333 SH SOLE 7333 0 0 TRACTOR SUPPLY CO COMMON 892356106 303750 1125 SH SOLE 1125 0 0 TRANE TECHNOLOGIES PL COMMON G8994E103 1437095 4369 SH SOLE 4369 0 0 TRAVELERS COMPANIES I COMMON 89417E109 2267851 11153 SH SOLE 11153 0 0 TRUIST FINANCIAL CORP COMMON 89832Q109 671717 17290 SH SOLE 17290 0 0 UDR INC COMMON 902653104 209865 5100 SH SOLE 5100 0 0 UNILEVER PLC ADR COMMON 904767704 1088527 19795 SH SOLE 19795 0 0 UNION PACIFIC CORP COMMON 907818108 4550994 20114 SH SOLE 20114 0 0 UNITED PARCEL SVC INC COMMON 911312106 5318538 38864 SH SOLE 38864 0 0 UNITEDHEALTH GROUP IN COMMON 91324P102 14866904 29193 SH SOLE 29193 0 0 US BANCORP DEL 5.56 percent PREFERR 902973155 3198646 150383 SH SOLE 150383 0 0 VANGUARD BD INDEX FDS MUTUAL 921937686 216276 2758 SH SOLE 2758 0 0 VANGUARD MUN BD FD IN MUTUAL 922907860 216887 19990 SH SOLE 19990 0 0 VANGUARD PA TAX FREE MUTUAL 92204L302 224549 20830 SH SOLE 20830 0 0 VANGUARD US GROWTH FU MUTUAL 921910600 247017 1414 SH SOLE 1414 0 0 VANGUARD WINDSOR II A MUTUAL 922018304 485239 5850 SH SOLE 5850 0 0 VANGUARD/PRIMECAP FD MUTUAL 921936209 237078 1318 SH SOLE 1318 0 0 VANGUARD/WELLINGTON F MUTUAL 921935201 605896 7926 SH SOLE 7926 0 0 VERALTO CORP COMMON 92338C103 839825 8797 SH SOLE 8797 0 0 VERIZON COMMUNICATION COMMON 92343V104 1060981 25727 SH SOLE 25727 0 0 VICTORY PORTFOLIOS II MUTUAL 903287407 531076 19735 SH SOLE 19735 0 0 VISA INC COMMON 92826C839 18166336 69213 SH SOLE 69213 0 0 VULCAN MATLS CO COM COMMON 929160109 746040 3000 SH SOLE 3000 0 0 WAL MART STORES INC COMMON 931142103 5945412 87807 SH SOLE 87807 0 0 WALT DISNEY COMPANY COMMON 254687106 952985 9598 SH SOLE 9598 0 0 WASTE MGMT INC DEL COMMON 94106L109 3844824 18022 SH SOLE 18022 0 0 WATSCO INC COMMON 942622200 8059465 17398 SH SOLE 17398 0 0 WELLS FARGO & CO COMMON 949746101 2359015 39721 SH SOLE 39721 0 0 WELLTOWER INC COMMON 95040Q104 505613 4850 SH SOLE 4850 0 0 ZETA GLOBAL HOLDINGS COMMON 98956A105 317700 18000 SH SOLE 18000 0 0