-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, I7LNyupTfGl8XFU5Uklw8mixpb3w95PCWmyUQsUsTK2Y5jrcHV+kM6+a0ZyCpgGL HbJKHFyc5g7K0/8IfN5VYA== 0001071787-04-001007.txt : 20041001 0001071787-04-001007.hdr.sgml : 20041001 20041001101150 ACCESSION NUMBER: 0001071787-04-001007 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040925 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041001 DATE AS OF CHANGE: 20041001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWALT INC MORTGAGE PASS THR CERTS SER 2004-J1 CENTRAL INDEX KEY: 0001278229 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-03 FILM NUMBER: 041056797 BUSINESS ADDRESS: STREET 1: 155 N. LAKE AVENUE CITY: PASADENA STATE: CA ZIP: 91302 BUSINESS PHONE: 6183044428 8-K 1 cwt04j1_8k0409.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-J) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT CHL Mortgage Pass-Through Certificates Series 2004-J On September 25, 2004, The Bank of New York, as Trustee for CWT, CHL Mortgage Pass-Through Certificates Series 2004-J, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CWT as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, CHL Mortgage Pass-Through Certificates Series 2004-J relating to the distribution date of September 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2004 Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J Alternative Loan Trust 2004-J1 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 130,350,761.12 6.000000% 6,336,170.39 651,753.81 6,987,924.20 0.00 0.00 1X 137,551,049.89 0.839846% 0.00 96,268.10 96,268.10 0.00 0.00 2A1 28,805,321.95 4.500000% 600,932.29 108,019.96 708,952.25 0.00 0.00 2X 28,658,833.50 0.625473% 0.00 14,937.77 14,937.77 0.00 0.00 PO 64,364.27 0.000000% 170.80 0.00 170.80 0.00 0.00 M 10,767,605.06 5.803480% 35,408.65 52,074.65 87,483.31 0.00 0.00 B1 1,211,508.41 5.803480% 3,983.98 5,859.14 9,843.11 0.00 0.00 B2 538,502.53 5.803480% 1,770.83 2,604.32 4,375.16 0.00 0.00 B3 538,502.53 5.803480% 1,770.83 2,604.32 4,375.16 0.00 0.00 B4 134,601.18 5.803480% 442.63 650.96 1,093.59 0.00 0.00 B5 269,387.37 5.803480% 885.86 1,302.82 2,188.69 -0.00 0.00 Residual AR 0.00 6.000000% 0.00 0.02 0.02 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 172,680,554.42 - 6,981,536.28 936,075.87 7,917,612.15 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 124,014,590.73 0.00 1X 131,201,022.49 0.00 2A1 28,204,389.66 0.00 2X 28,061,071.07 0.00 PO 64,193.47 0.00 M 10,732,196.41 0.00 B1 1,207,524.44 0.00 B2 536,731.69 0.00 B3 536,731.69 0.00 B4 134,158.55 0.00 B5 268,501.51 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 165,699,018.14 - - --------------------------------------------------------------------------------
Payment Date: 09/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J Alternative Loan Trust 2004-J1 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 130,350,761.12 6.000000% 12667FBC8 27.931717 2.873124 546.693076 1X 137,551,049.89 0.839846% 12667FBD6 0.000000 0.414370 564.732591 2A1 28,805,321.95 4.500000% 12667FBE4 17.422872 3.131830 817.731862 2X 28,658,833.50 0.625473% 12667FBF1 0.000000 0.435336 817.793096 PO 64,364.27 0.000000% 12667FBG9 2.016145 0.000000 757.737426 M 10,767,605.06 5.803480% 12667FBJ3 3.216775 4.730834 974.989453 B1 1,211,508.41 5.803480% 12667FBK0 3.216775 4.730834 974.989453 B2 538,502.53 5.803480% 12667FBL8 3.216775 4.730834 974.989453 B3 538,502.53 5.803480% 12669FAA3 3.216775 4.730834 974.989453 B4 134,601.18 5.803480% 12669FAB1 3.216775 4.730834 974.989453 B5 269,387.37 5.803480% 12669FAC9 3.216776 4.730835 974.989666 Residual AR 0.00 6.000000% 12667FBH7 0.000000 0.168263 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 172,680,554.42 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J Alternative Loan Trust 2004-J1 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 135,729,205.24 29,969,812.90 165,699,018.14 Loan count 391 100 491 Avg loan rate 7.100744% 5.343896% 6.79 Prepay amount 5,920,722.87 486,864.93 6,407,587.80 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 21,651.32 4,741.66 26,392.98 Sub servicer fees 3,687.19 0.00 3,687.19 Trustee fees 1,065.77 229.33 1,295.10 Agg advances N/A N/A N/A Adv this period 39,394.25 1,835.21 41,229.46 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 86,802.75 13,197.27 100,000.02 Fraud 2,597,591.21 394,985.28 2,992,576.49 Special Hazard 2,973,464.98 0.00 2,973,464.98 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 172,680,554.42 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 8 2,563,177.41 60 to 89 days 1 465,326.45 90 or more 1 387,056.63 Foreclosure 2 792,174.92 Totals: 12 4,207,735.41 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 350,264.13 Current Total Outstanding Number of Loans: 1 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 7,917,612.15 7,917,612.15 Principal remittance amount 6,981,536.28 6,981,536.28 Interest remittance amount 936,075.87 936,075.87 -----END PRIVACY-ENHANCED MESSAGE-----