-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, CSv0wJrwQxjqaaNmdnc3Qm5Ychdf2YKGhAaDkrlySN1kvqF613kEh4Txvch+UGrF qIJl3lqBPd4xssganNsfhw== 0001071787-04-000652.txt : 20040712 0001071787-04-000652.hdr.sgml : 20040712 20040712143250 ACCESSION NUMBER: 0001071787-04-000652 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040625 ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20040712 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWALT INC MORTGAGE PASS THR CERTS SER 2004-J1 CENTRAL INDEX KEY: 0001278229 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-03 FILM NUMBER: 04909962 BUSINESS ADDRESS: STREET 1: 155 N. LAKE AVENUE CITY: PASADENA STATE: CA ZIP: 91302 BUSINESS PHONE: 6183044428 8-K 1 cwt04j1_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-J) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT CHL Mortgage Pass-Through Certificates Series 2004-J On June 25, 2004, The Bank of New York, as Trustee for CWT, CHL Mortgage Pass-Through Certificates Series 2004-J, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2004, among CWT as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, CHL Mortgage Pass-Through Certificates Series 2004-J relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J Alternative Loan Trust 2004-J1 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 166,142,273.20 6.000000% 19,392,146.64 830,711.37 20,222,858.01 0.00 0.00 1X 173,159,733.74 0.871988% 0.00 125,827.68 125,827.68 0.00 0.00 2A1 29,291,329.22 4.500000% 124,563.79 109,842.48 234,406.27 0.00 0.00 2X 29,132,295.05 0.627308% 0.00 15,229.10 15,229.10 0.00 0.00 PO 65,205.26 0.000000% 501.83 0.00 501.83 0.00 0.00 M 10,867,805.70 5.802967% 31,738.33 52,554.60 84,292.92 0.00 0.00 B1 1,222,782.41 5.802967% 3,571.01 5,913.14 9,484.15 0.00 0.00 B2 543,513.70 5.802967% 1,587.28 2,628.33 4,215.60 0.00 0.00 B3 543,513.70 5.802967% 1,587.28 2,628.33 4,215.60 0.00 0.00 B4 135,853.74 5.802967% 396.75 656.96 1,053.71 0.00 0.00 B5 271,894.22 5.802967% 793.93 1,314.83 2,108.76 0.10 0.00 Residual AR 0.00 6.000000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 209,084,171.15 - 19,556,886.82 1,147,306.81 20,704,193.63 0.10 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 146,750,126.56 0.00 1X 153,975,435.30 0.00 2A1 29,166,765.43 0.00 2X 29,014,157.48 0.00 PO 64,703.44 0.00 M 10,836,067.37 0.00 B1 1,219,211.40 0.00 B2 541,926.42 0.00 B3 541,926.42 0.00 B4 135,456.99 0.00 B5 271,100.18 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 189,527,284.22 - - --------------------------------------------------------------------------------
Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J Alternative Loan Trust 2004-J1 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 166,142,273.20 6.000000% 12667FBC8 85.486330 3.662022 646.918057 1X 173,159,733.74 0.871988% 12667FBD6 0.000000 0.541604 662.761195 2A1 29,291,329.22 4.500000% 12667FBE4 3.611487 3.184671 845.634091 2X 29,132,295.05 0.627308% 12667FBF1 0.000000 0.443827 845.569209 PO 65,205.26 0.000000% 12667FBG9 5.923527 0.000000 763.757098 M 10,867,805.70 5.802967% 12667FBJ3 2.883336 4.774435 984.425834 B1 1,222,782.41 5.802967% 12667FBK0 2.883336 4.774435 984.425834 B2 543,513.70 5.802967% 12667FBL8 2.883336 4.774435 984.425834 B3 543,513.70 5.802967% 12669FAA3 2.883336 4.774435 984.425834 B4 135,853.74 5.802967% 12669FAB1 2.883336 4.774435 984.425834 B5 271,894.22 5.802967% 12669FAC9 2.882955 4.774436 984.426049 Residual AR 0.00 6.000000% 12667FBH7 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 209,084,171.15 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J Alternative Loan Trust 2004-J1 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 158,573,918.13 30,953,366.09 189,527,284.22 Loan count 446 102 548 Avg loan rate 7.147904% 5.345580% 6.88 Prepay amount 18,932,377.07 9,767.26 18,942,144.33 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 18,541.58 6,476.04 25,017.62 Sub servicer fees 6,306.16 0.00 6,306.16 Trustee fees 1,334.99 233.14 1,568.13 Agg advances N/A N/A N/A Adv this period 23,397.38 4,028.23 27,425.61 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 86,802.75 13,197.27 100,000.02 Fraud 2,597,591.21 394,985.28 2,992,576.49 Special Hazard 2,980,877.04 0.00 2,980,877.04 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 209,084,171.15 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 6 2,615,488.47 60 to 89 days 1 410,823.33 90 or more 0 0.00 Foreclosure 1 384,037.63 Totals: 8 3,410,349.43 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 20,704,193.63 20,704,193.63 Principal remittance amount 19,556,886.82 19,556,886.82 Interest remittance amount 1,147,306.81 1,147,306.81 -----END PRIVACY-ENHANCED MESSAGE-----