-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, IxCWb/KyPcNE9G2uIW5wW7cE11CZZV1j/XIMIx0GeQMnPH0gpCoKOMrDWIEy0kAw jnrO4naYTMJhXLEfKymmAQ== 0001071787-04-001498.txt : 20041228 0001071787-04-001498.hdr.sgml : 20041228 20041228155708 ACCESSION NUMBER: 0001071787-04-001498 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041225 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041228 DATE AS OF CHANGE: 20041228 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWALT INC MORTGAGE PASS THR CERTS SER 2004-2CB CENTRAL INDEX KEY: 0001278123 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-02 FILM NUMBER: 041228671 BUSINESS ADDRESS: STREET 1: 155 N LAKE AVENUE CITY: PASADENA STATE: CA ZIP: 91302 BUSINESS PHONE: 8183044428 8-K 1 cwt042cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-2CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 331,885,487.96 4.250000% 7,405,499.71 1,175,389.47 8,580,889.18 0.00 38.30 1A2 133,778,208.00 5.125000% 0.00 571,325.82 571,325.82 0.00 18.61 1A3 15,234,799.44 5.750000% 0.00 72,997.70 72,997.70 0.00 2.38 1A4 278,373,117.30 2.580000% 4,936,999.80 598,482.70 5,535,482.51 0.00 19.50 1A5 278,373,117.30 5.420000% 0.00 1,257,277.62 1,257,277.62 0.00 40.96 1A6 79,074,790.90 2.930000% 9,265,111.45 193,067.99 9,458,179.44 0.00 6.29 1A7 30,942,308.74 12.956665% 3,625,478.31 334,080.05 3,959,558.36 0.00 10.89 1A8 91,757,092.80 5.750000% 467,428.85 439,655.08 907,083.92 0.00 14.32 1A9 97,553,546.20 5.750000% 0.00 0.00 0.00 0.00 15.23 110 66,589,297.21 2.410000% 7,802,199.07 133,729.15 7,935,928.22 0.00 4.36 111 43,427,802.43 10.871330% 5,088,390.68 393,418.84 5,481,809.52 0.00 12.82 112 50,000,000.00 3.100000% 0.00 129,162.46 129,162.46 0.00 4.21 2A1 13,672,605.60 6.000000% 0.00 68,357.52 68,357.52 0.00 5.51 3A1 12,922,174.81 0.000000% 236,683.54 0.00 236,683.54 0.00 0.00 4A1 208,225,930.14 5.000000% 3,565,915.16 867,608.04 4,433,523.20 0.00 0.00 PO 6,310,323.65 0.000000% 70,311.44 0.00 70,311.44 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.05 0.05 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 39,543,760.00 5.660910% 57,138.68 186,539.04 243,677.72 0.00 5.69 B1 17,575,771.26 5.660910% 25,396.08 82,909.86 108,305.93 0.00 2.53 B2 8,788,378.58 5.660910% 12,698.75 41,457.25 54,156.00 0.00 1.26 B3 8,788,378.58 5.660910% 12,698.75 41,457.25 54,156.00 0.00 1.26 B4 4,394,189.29 5.660910% 6,349.38 20,728.63 27,078.00 0.00 0.63 B5 4,345,891.54 5.660910% 6,279.59 20,500.79 26,780.38 -2,066.00 0.63 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 3,511,694,914.20 - 42,584,579.23 6,628,145.31 49,212,724.53 -2,066.00 205.39 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 324,479,988.25 38.30 1A2 133,778,208.00 18.61 1A3 15,234,799.44 2.38 1A4 273,436,117.50 19.50 1A5 273,436,117.50 40.96 1A6 69,809,679.45 6.29 1A7 27,316,830.43 10.89 1A8 91,289,663.96 14.32 1A9 98,020,975.04 15.23 110 58,787,098.15 4.36 111 38,339,411.74 12.82 112 50,000,000.00 4.21 2A1 13,089,887.37 5.51 3A1 12,685,491.27 0.00 4A1 204,660,014.98 0.00 PO 6,240,012.21 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate M 39,486,621.32 5.69 B1 17,550,375.18 2.53 B2 8,775,679.83 1.26 B3 8,775,679.83 1.26 B4 4,387,839.92 0.63 B5 4,341,677.95 0.63 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 3,419,113,651.29 205.39 - --------------------------------------------------------------------------------
Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 331,885,487.96 4.250000% 12667FAG0 19.021861 3.019120 833.463446 1A2 133,778,208.00 5.125000% 12667FAH8 0.000000 4.270694 1,000.000000 1A3 15,234,799.44 5.750000% 12667FAJ4 0.000000 4.791511 1,000.000029 1A4 278,373,117.30 2.580000% 12667FAK1 15.590874 1.889988 863.501768 1A5 278,373,117.30 5.420000% 12667FAL9 0.000000 3.970439 863.501768 1A6 79,074,790.90 2.930000% 12667FAM7 71.505739 1.490049 538.773086 1A7 30,942,308.74 12.956665% 12667FAN5 71.505739 6.589101 538.773086 1A8 91,757,092.80 5.750000% 12667FAP0 4.853346 4.564969 947.866870 1A9 97,553,546.20 5.750000% 12667FAQ8 0.000000 0.000000 1,053.988979 110 66,589,297.21 2.410000% 12667FAR6 71.505739 1.225603 538.773086 111 43,427,802.43 10.871330% 12667FAS4 71.505739 5.528605 538.773086 112 50,000,000.00 3.100000% 12667FAT2 0.000000 2.583249 1,000.000000 2A1 13,672,605.60 6.000000% 12667FAU9 0.000000 3.847244 736.714839 3A1 12,922,174.81 0.000000% 12667FAV7 16.320458 0.000000 874.725070 4A1 208,225,930.14 5.000000% 12667FAW5 15.052661 3.662401 863.923473 PO 6,310,323.65 0.000000% 12667FAX3 10.082993 0.000000 894.847236 Residual AR 0.00 5.750000% 12667FAY1 0.000000 0.540069 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate M 39,543,760.00 5.660910% 12667FAZ8 1.424585 4.650803 984.482817 B1 17,575,771.26 5.660910% 12667FBA2 1.424585 4.650803 984.482817 B2 8,788,378.58 5.660910% 12667FBB0 1.424585 4.650803 984.482817 B3 8,788,378.58 5.660910% 12667FAD7 1.424585 4.650803 984.482817 B4 4,394,189.29 5.660910% 12667FAE5 1.424585 4.650803 984.482817 B5 4,345,891.54 5.660910% 12667FAF2 1.408757 4.599130 974.008264 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 3,511,694,914.20 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 609,435,464.58 335,634,329.28 310,011,398.61 Loan count 4173 2153 2231 Avg loan rate 6.213855% 6.585238% 5.942400% Prepay amount 18,328,041.91 13,677,739.29 5,133,137.52 Total ----- Prin balance 217,080,172.55 1,472,161,365.02 Loan count 1741 10298 Avg loan rate 5.556231% 6.15 Prepay amount 2,742,906.65 39,881,825.37 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 116,569.41 63,087.13 62,439.10 Sub servicer fees 122,097.11 97,169.74 56,126.32 Trustee fees 4,713.22 2,622.38 2,366.15 Agg advances N/A N/A N/A Adv this period 88,317.26 86,433.31 39,816.93 Total ----- Master serv fees 44,669.35 286,764.99 Sub servicer fees 59,092.61 334,485.78 Trustee fees 1,655.33 11,357.07 Agg advances N/A N/A Adv this period 28,573.66 243,141.16 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 46,761.83 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 46,761.83 Coverage Amounts - ---------------- Bankruptcy 236,925.32 145,018.28 113,932.55 Fraud 14,645,840.24 8,964,489.76 7,042,886.02 Special Hazard 15,142,764.49 0.00 0.00 Total ----- Bankruptcy 80,884.85 576,761.00 Fraud 4,999,999.98 35,653,216.00 Special Hazard 0.00 15,142,764.49 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.627337% 100.000000% 3,428,258,544.94 ----------------------------------------------------------------------------- Junior 2.372663% 0.000000% 83,317,874.03 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 181 25,367,654.11 60 to 89 days 35 5,260,308.62 90 or more 12 1,520,840.07 Foreclosure 23 3,859,759.32 Totals: 251 36,008,562.12 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 180,069.64 Current Total Outstanding Number of Loans: 2 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 49,212,724.53 49,212,724.53 Principal remittance amount 42,584,579.23 42,584,579.23 Interest remittance amount 6,628,145.31 6,628,145.31 -----END PRIVACY-ENHANCED MESSAGE-----