Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Operating activities
Net Income	$ 1,796,000	$ 2,103,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Net amortization and accretion of investments	180,000	185,000
Net amortization of deferred loan fees	(22,000)	22,000
Provision for loan losses	625,000	659,000
Depreciation and amortization	800,000	454,000
Stock based compensation	105,000	99,000
Loans originated for sale	(317,168,000)	(338,846,000)
Proceeds of loans sold	327,700,000	288,880,000
Mortgage fee income	(6,785,000)	(6,309,000)
Gain on sale of securities	(381,000)	(121,000)
Income on bank owned life insurance	(161,000)	(167,000)
Deferred taxes	(520,000)	(20,000)
Other, net	1,731,000	2,433,000
Net cash provided by (used in) operating activities	7,900,000	(50,628,000)
Investing activities
Purchases of investment securities available-for-sale	(32,885,000)	(11,535,000)
Maturities/paydowns of investment securities available-for-sale	400,000	540,000
Maturities/paydowns of investment securities held-to-maturity	1,613,000	1,511,000
Sales of investment securities available-for-sale	21,225,000	11,484,000
Sales of investment securities held-to-maturity	0
Purchases of premises and equipment	(652,000)	(394,000)
Net increase in loans	(43,449,000)	(33,065,000)
Gain on sale of portfolio loans	(149,000)	(346,000)
Purchases of restricted bank stock	(5,450,000)	(6,040,000)
Redemptions of restricted bank stock	6,933,000	4,349,000
Proceeds from sale of certificates of deposit with banks		248,000
Proceeds from sale of other real estate owned	15,000
Net cash used in investing activities	(52,399,000)	(33,248,000)
Financing activities
Net increase in deposits	79,254,000	43,081,000
Net increase (decrease) in repurchase agreements	2,124,000	(6,551,000)
Net change in short-term FHLB borrowings	(36,908,000)	43,997,000
Principal payments on FHLB borrowings	(23,000)	(41,000)
Common stock options exercised	(8,000)
Cash dividends paid on common stock	(161,000)
Cash dividends paid on preferred stock	(186,000)	(142,000)
Net cash provided by financing activities	44,092,000	80,344,000
(Decrease) in cash and cash equivalents	(407,000)	(3,532,000)
Cash and cash equivalents at beginning of period	29,133,000
Cash and cash equivalents at end of period	28,726,000	26,545,000
Supplemental disclosure of cash flow information
Cashless stock options exercised	16,000
Cash payments for:
Interest on deposits, repurchase agreements and borrowings	$ 3,089,000	$ 2,547,000