REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2015

REGULATORY CAPITAL REQUIREMENTS

Schedule of both the Company's and the Bank's actual capital amounts and ratios

									MINIMUM
					MINIMUM				FOR CAPITAL
					TO BE WELL				ADEQUACY
	ACTUAL				CAPITALIZED				PURPOSES
(Dollars in thousands)	AMOUNT		RATIO		AMOUNT		RATIO		AMOUNT		RATIO
As of December 31, 2015
Total Capital (to risk-weighted assets)
Consolidated	$	140,376	13.0	%		N/A	N/A		$	86,357	8.0	%
Subsidiary Bank	$	132,013	12.3	%	$	107,518	10.0	%	$	86,014	8.0	%
Tier I Capital (to risk-weighted assets)
Consolidated	$	102,952	9.5	%		N/A	N/A		$	64,768	6.0	%
Subsidiary Bank	$	123,989	11.5	%	$	86,014	8.0	%	$	64,511	6.0	%
Common Equity Tier I Capital (to risk-weighted assets)
Consolidated	$	82,494	7.6	%		N/A	N/A		$	48,576	4.5	%
Subsidiary Bank	$	123,989	11.5	%	$	69,887	6.5	%	$	48,383	4.5	%
Tier I Capital (to average assets)
Consolidated	$	102,952	7.8	%		N/A	N/A		$	53,023	4.0	%
Subsidiary Bank	$	123,989	9.5	%	$	65,238	5.0	%	$	52,191	4.0	%
As of December 31, 2014
Total Capital (to risk-weighted assets)
Consolidated	$	133,780	16.4	%		N/A	N/A		$	65,249	8.0	%
Subsidiary Bank	$	124,725	15.4	%	$	81,125	10.0	%	$	64,900	8.0	%
Tier I Capital (to risk-weighted assets)
Consolidated	$	98,158	12.0	%		N/A	N/A		$	32,625	4.0	%
Subsidiary Bank	$	118,503	14.6	%	$	48,675	6.0	%	$	32,450	4.0	%
Tier I Capital (to average assets)
Consolidated	$	98,158	9.0	%		N/A	N/A		$	41,480	4.0	%
Subsidiary Bank	$	118,503	10.8	%	$	54,682	5.0	%	$	43,746	4.0	%