Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from banks	$ 14,302	$ 13,403
Interest bearing balances	14,831	16,674
Total cash and cash equivalents	29,133	30,077
Certificates of deposit with other banks	13,150	11,907
Investment Securities:
Securities available-for-sale	70,256	68,213
Securities held-to-maturity (fair value of $54,470 for 2015 and $55,871 for 2014)	52,859	54,538
Loans held for sale	102,623	69,527
Loans:	1,032,170	798,297
Less: Allowance for loan losses	(8,006)	(6,223)
Net Loans	1,024,164	792,074
Bank premises and equipment	26,275	25,472
Bank owned life insurance	22,332	21,679
Accrued interest receivable and other assets	25,204	19,193
Goodwill	18,480	17,779
Total assets	1,384,476	1,110,459
Deposits:
Non-interest bearing	80,423	67,066
Interest bearing	931,891	756,161
Total Deposits	1,012,314	823,227
Accrued interest payable and other liabilities	13,291	10,310
Repurchase agreements	27,437	32,673
FHLB and other borrowings	183,198	101,287
Subordinated debt	33,524	33,524
Total Liabilities	1,269,764	1,001,021
STOCKHOLDERS' EQUITY
Preferred stock, par value $1,000; 20,783 authorized and 9,283 issued in 2015 and 2014, respectively (See Footnote 6)	16,334	16,334
Common stock, par value $1; 20,000,000 shares authorized; 8,112,998 and 8,034,362 issued; and 8,061,921 and 7,983,285 outstanding in 2015 and 2014, respectively	8,113	8,034
Additional paid-in capital	74,228	74,342
Retained earnings	20,054	14,454
Accumulated other comprehensive loss	(2,933)	(2,642)
Treasury Stock, 51,077 shares, at cost	(1,084)	(1,084)
Total Stockholders' Equity	114,712	109,438
Total liabilities and stockholders’ equity	$ 1,384,476	$ 1,110,459