r
	Commercial &
Three months ended June 30, 2015	Retail		Mortgage				Intercompany
(in thousands)	Banking		Banking		Insurance		Eliminations		Consolidated
Revenues:
Interest income	$	9,719	$	1,137	$	—	$	(162)	$	10,694
Mortgage fee income		76		8,833		—		(292)		8,617
Insurance and investment services income		106		—		859		—		965
Other income		2,132		(88)		4		(1,096)		952
Total operating income		12,033		9,882		863		(1,550)		21,228
Expenses:
Interest expense		2,193		529		—		(454)		2,268
Provision for loan losses		561		—		—		—		561
Salaries and employee benefits		3,718		5,574		902		—		10,194
Other expense		4,485		1,888		240		(1,096)		5,517
Total operating expenses		10,957		7,991		1,142		(1,550)		18,540
Income (loss) before income taxes		1,076		1,891		(279)		—		2,688
Income tax expense (benefit)		165		723		(105)		—		783
Net income (loss)		911		1,168		(174)		—		1,905
Preferred stock dividends		143		—		—		—		143
Net income (loss) available to common shareholders	$	768	$	1,168	$	(174)	$	—	$	1,762

Capital expenditures for the three-month period ended June 30, 2015	$	638	$	71	$	2	$	-	$	711
Total assets as of June 30, 2015		1,390,957		139,767		4,321		(281,979)		1,253,066
Total assets as of December 31, 2014		1,189,746		101,791		4,031		(185,109)		1,110,459
Goodwill as of June 30, 2015		897		16,882		-		-		17,779
Goodwill as of December 31, 2014	$	897	$	16,882	$	-	$	-	$	17,779


	Commercial &
Three months ended June 30, 2014	Retail		Mortgage				Intercompany
(in thousands)	Banking		Banking		Insurance		Eliminations		Consolidated
Revenues:
Interest income	$	8,364	$	688	$	—	$	110	$	9,162
Mortgage fee income		25		4,649		—		(341)		4,333
Insurance and investment services income		71		—		749		—		820
Other income		2,746		604		—		(1,437)		1,913
Total operating income		11,206		5,941		749		(1,668)		16,228
Expenses:
Interest expense		1,931		278		—		(242)		1,967
Provision for loan losses		889		—		—		—		889
Salaries and employee benefits		3,331		3,655		946		—		7,932
Other expense		4,125		1,346		211		(1,426)		4,256
Total operating expenses		10,276		5,279		1,157		(1,668)		15,044
Income (loss) before income taxes		930		662		(408)		—		1,184
Income tax expense (benefit)		107		263		(155)		—		215
Net income (loss)		823		399		(253)		—		969
Preferred stock dividends		22		—		—		—		22
Net income (loss) available to common shareholders	$	801	$	399	$	(253)	$	—	$	947

Capital expenditures for the three-month period ended June 30, 2014	$	2,559	$	74		33	$	-	$	2,666
Total assets as of June 30, 2014		1,143,107		101,609		4,431		(186,526)		1,062,621
Total assets as of December 31, 2013		1,021,097		92,290		3,012		(129,339)		987,060
Goodwill as of June 30, 2014		897		16,882		-		-		17,779
Goodwill as of December 31, 2013	$	897	$	16,882	$	-	$	-	$	17,779


	Commercial &
Six months ended June 30, 2015	Retail		Mortgage				Intercompany
(in thousands)	Banking		Banking		Insurance		Eliminations		Consolidated
Revenues:
Interest income	$	18,622	$	1,966	$	—	$	(256)	$	20,332
Mortgage fee income		63		15,385		—		(522)		14,926
Insurance and investment services income		178		—		2,485		—		2,663
Other income		4,068		2,600		4		(2,316)		4,356
Total operating income		22,931		19,951		2,489		(3,094)		42,277
Expenses:
Interest expense		4,234		903		—		(778)		4,359
Provision for loan losses		1,220		—		—		—		1,220
Salaries and employee benefits		7,476		10,664		1,788		—		19,928
Other expense		9,059		3,581		426		(2,316)		10,750
Total operating expenses		21,989		15,148		2,214		(3,094)		36,257
Income before income taxes		942		4,803		275		—		6,020
Income tax expense		68		1,838		106		—		2,012
Net income		874		2,965		169		—		4,008
Preferred stock dividends		285		—		—		—		285
Net income available to common shareholders	$	589	$	2,965	$	169	$	—	$	3,723

Capital expenditures for the six-month period ended June 30, 2015	$	997	$	99	$	9	$	-	$	1,105
Total assets as of June 30, 2015		1,390,957		139,767		4,321		(281,979)		1,253,066
Total assets as of December 31, 2014		1,189,746		101,791		4,031		(185,109)		1,110,459
Goodwill as of June 30, 2015		897		16,882		-		-		17,779
Goodwill as of December 31, 2014	$	897	$	16,882	$	-	$	-	$	17,779


	Commercial &
Six months ended June 30, 2014	Retail		Mortgage				Intercompany
(in thousands)	Banking		Banking		Insurance		Eliminations		Consolidated
Revenues:
Interest income	$	16,123	$	1,235	$	—	$	181	$	17,539
Mortgage fee income		(8)		8,139		—		(588)		7,543
Insurance and investment services income		129		—		1,707		—		1,836
Other income		5,204		939		—		(2,702)		3,441
Total operating income		21,448		10,313		1,707		(3,109)		30,359
Expenses:
Interest expense		3,278		489		—		(420)		3,347
Provision for loan losses		1,408		—		—		—		1,408
Salaries and employee benefits		6,362		6,632		1,735		—		14,729
Other expense		7,996		2,595		393		(2,689)		8,295
Total operating expenses		19,044		9,716		2,128		(3,109)		27,779
Income (loss) before income taxes		2,404		597		(421)		—		2,580
Income tax expense (benefit)		375		238		(160)		—		453
Net income (loss)		2,029		359		(261)		—		2,127
Preferred stock dividends		43		—		—		—		43
Net income (loss) available to common shareholders	$	1,986	$	359	$	(261)	$	—	$	2,084

Capital expenditures for the six-month period ended June 30, 2014	$	4,428	$	191	$	343	$	-	$	4,962
Total assets as of June 30, 2014		1,143,107		101,609		4,431		(186,526)		1,062,621
Total assets as of December 31, 2013		1,021,097		92,290		3,012		(129,339)		987,060
Goodwill as of June 30, 2014		897		16,882		-		-		17,779
Goodwill as of December 31, 2013	$	897	$	16,882	$	-	$	-	$	17,779