SEGMENT REPORTING (Details) (USD $)	12 Months Ended
	Dec. 31, 2014 item	Dec. 31, 2013
Information about the reportable segments and reconciliation to the consolidated financial statements
Number of Reportable Segments	3
Revenues:
Interest income	$ 36,414,000	$ 26,960,000
Gain on loans held for sale	18,392,000	21,480,000
Insurance income	3,523,000	1,722,000
Other income	4,016,000	5,243,000
Total operating income	62,345,000	55,405,000
Expenses:
Interest expense	8,083,000	5,549,000
Salaries and employee benefits	31,191,000	27,067,000
Provision for loan losses	2,582,000	2,260,000
Other expense	18,506,000	15,526,000
Total operating expenses	60,362,000	50,402,000
Income (loss) before income taxes	1,983,000	5,003,000
Income tax expense (benefit)	(96,000)	983,000
Net Income	2,079,000	4,020,000
Preferred stock dividends	332,000	85,000
Net Income available to common shareholders	1,747,000	3,935,000
Capital expenditures	9,798,000	6,501,000
Total assets	1,110,459,000	987,060,000
Goodwill	17,779,000	17,779,000
Increase (decrease) in earnings	1,800,000
Increase (decrease) loan origination volume (as a percent)	17.10%
Increase (decrease) in personnel expense	1,500,000
Commercial & Retail Banking
Revenues:
Gain on loans held for sale		2,853,000
Other income		3,843,000
Expenses:
Salaries and employee benefits	13,287,000	12,441,000
Provision for loan losses	2,582,000	2,260,000
Other expense		9,811,000
Income (loss) before income taxes	2,759,000	2,258,000
Income tax expense (benefit)	208,000	5,000
Net Income	2,551,000	2,253,000
Preferred stock dividends	332,000	85,000
Net Income available to common shareholders	2,219,000	2,168,000
Capital expenditures	9,112,000	5,613,000
Goodwill	897,000	897,000
Increase (decrease) in net interest income	4,800,000
Increase (decrease) in average loan balances	219,700,000
Increase (decrease) in noninterest income	(866,000)
Increase (decrease) in income from portfolio loans held for sale	1,900,000
Increase (decrease) in noninterest expense	3,100,000
Increase (decrease) in salaries expense	846,000
Increase (decrease) in occupancy and equipment expense	733,000
Increase (decrease) in data processing expense	340,000
Increase (decrease) in FDIC expense	330,000
Increase (decrease) in consulting expense	274,000
Increase (decrease) in legal expense	230,000
Increase (decrease) in the provision for loan losses	322,000
Mortgage Banking
Revenues:
Gain on loans held for sale		19,042,000
Other income		1,400,000
Expenses:
Salaries and employee benefits	14,487,000	13,017,000
Other expense		5,081,000
Income (loss) before income taxes	145,000	3,266,000
Income tax expense (benefit)	40,000	1,240,000
Net Income	105,000	2,026,000
Net Income available to common shareholders	105,000	2,026,000
Capital expenditures	333,000	489,000
Goodwill	16,882,000	16,882,000
Increase (decrease) in net interest income	334,000
Increase (decrease) in noninterest income	1,400,000
Increase (decrease) in noninterest expense	2,000,000
Revision in accounting estimate	706,000
Number of additional offices	7
Insurance
Revenues:
Insurance income	3,523,000	1,722,000
Expenses:
Salaries and employee benefits	3,417,000	1,609,000
Other expense		634,000
Income (loss) before income taxes	(921,000)	(521,000)
Income tax expense (benefit)	(344,000)	(262,000)
Net Income	(577,000)	(259,000)
Net Income available to common shareholders	(577,000)	(259,000)
Capital expenditures	353,000	399,000
Increase (decrease) in noninterest income	1,800,000
Increase (decrease) in noninterest expense	2,200,000
Increase (decrease) in income tax benefit	(82,000)
Operating segments | Commercial & Retail Banking
Revenues:
Interest income	32,258,000	25,088,000
Gain on loans held for sale	900,000
Other income	4,930,000
Total operating income	38,088,000	31,784,000
Expenses:
Interest expense	7,366,000	5,014,000
Other expense	12,094,000
Total operating expenses	35,329,000	29,526,000
Total assets	1,189,746,000	1,021,097,000
Operating segments | Mortgage Banking
Revenues:
Interest income	2,891,000	2,103,000
Gain on loans held for sale	18,691,000
Other income	325,000
Total operating income	21,907,000	22,545,000
Expenses:
Interest expense	1,635,000	1,181,000
Other expense	5,640,000
Total operating expenses	21,762,000	19,279,000
Total assets	101,791,000	92,290,000
Operating segments | Insurance
Revenues:
Total operating income	3,523,000	1,722,000
Expenses:
Other expense	1,027,000
Total operating expenses	4,444,000	2,243,000
Total assets	4,031,000	3,012,000
Intercompany Eliminations
Revenues:
Interest income	1,265,000	(231,000)
Gain on loans held for sale	(1,199,000)	(415,000)
Other income	(1,239,000)
Total operating income	(1,173,000)	(646,000)
Expenses:
Interest expense	(918,000)	(646,000)
Other expense	(255,000)
Total operating expenses	(1,173,000)	(646,000)
Total assets	$ (185,109,000)	$ (129,339,000)