BORROWED FUNDS (Tables)

12 Months Ended

Dec. 31, 2014

BORROWED FUNDS

Schedule of information related to short-term borrowings and repurchase agreements

(Dollars in thousands)	2014			2013
Balance at end of year	$	95,829		$	98,028
Average balance during the year		76,185			55,686
Maximum month-end balance		120,229			98,028
Weighted-average rate during the year		0.27	%		0.25	%
Rate at December 31		0.32	%		0.25	%

Schedule of borrowings from the FHLB

(Dollars in thousands)	2014		2013
Fixed interest rate notes, originating between April 2002 and December 2007, due between July 2016 and April 2022, interest of between 4.50% and 5.90% payable monthly	$	4,618	$	5,759
Amortizing fixed interest rate note, originating February 2007, due February 2022, payable in monthly installments of $5, including interest of 5.22%		840		860
	$	5,458	$	6,619

Schedule of maturities of borrowings over the next five years

A summary of maturities of borrowings and subordinated debt over the next five years is as follows:

(dollars in thousands)

Year	Amount
2015		95,998
2016		1,246
2017		1,470
2018		81
2019		85
Thereafter		35,931
	$	134,811