DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2014

DEPOSITS

Schedule of deposits

(in thousands)	2014		2013
Demand deposits of individuals, partnerships, and corporations
Non-interest bearing demand	$	67,066	$	63,336
Interest bearing demand		431,896		320,420
Savings and money markets		87,715		70,902
Time deposits including CDs and IRAs		236,550		241,153
Total deposits	$	823,227	$	695,811
Time deposits that meet or exceed the FDIC insurance limit	$	23,257	$	22,358

Schedule of maturities of time deposits

Maturities of time deposits at December 31, 2014 were as follows (in thousands):

2015	$	159,508
2016		42,679
2017		6,157
2018		12,312
2019		15,894
Total	$	236,550