REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2020

Banking and Thrift, Other Disclosures [Abstract]

Actual Capital Amounts and Ratios

Both the Company’s and the Bank’s actual capital amounts and ratios are presented in the table below.

	Actual			Minimum Capital Requirement			Minimum to be Well Capitalized
(Dollars in thousands)	Amount		Ratio	Amount		Ratio	Amount		Ratio
As of December 31, 2020
Total Capital (to risk-weighted assets)
Subsidiary Bank	$	273,318	15.8%	$	138,277	8.0%	$	172,846	10.0%
Tier 1 Capital (to risk-weighted assets)
Subsidiary Bank	$	251,565	14.6%	$	103,708	6.0%	$	138,277	8.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
Subsidiary Bank	$	251,565	14.6%	$	77,781	4.5%	$	112,350	6.5%
Tier 1 Capital (to average assets)
Subsidiary Bank	$	251,565	11.0%	$	91,269	4.0%	$	114,086	5.0%
As of December 31, 2019
Total Capital (to risk-weighted assets)
Subsidiary Bank	$	201,672	12.8%	$	125,686	8.0%	$	157,107	10.0%
Tier 1 Capital (to risk-weighted assets)
Subsidiary Bank	$	189,365	12.1%	$	94,264	6.0%	$	125,686	8.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
Subsidiary Bank	$	189,365	12.1%	$	70,698	4.5%	$	102,120	6.5%
Tier 1 Capital (to average assets)
Subsidiary Bank	$	189,365	9.9%	$	76,182	4.0%	$	95,227	5.0%