Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 25,670	$ 18,430
Interest bearing balances with banks	63,204	9,572
Total cash and cash equivalents	88,874	28,002
Certificates of deposit with other banks	12,549	12,549
Investment securities available-for-sale, at fair value	223,101	235,821
Equity securities	19,026	18,514
Loans held for sale	186,128	109,788
Loans:	1,396,578	1,374,541
Less: Allowance for loan losses	(11,161)	(11,775)
Net Loans	1,385,417	1,362,766
Premises and equipment, net	22,329	21,974
Bank owned life insurance	35,597	35,374
Accrued interest receivable and other assets	67,892	53,142
Assets of branches held for sale	39,137	46,554
Goodwill	19,630	19,630
TOTAL ASSETS	2,099,680	1,944,114
Deposits:
Noninterest bearing	387,536	278,547
Interest bearing	1,210,703	986,495
Total deposits	1,598,239	1,265,042
Deposits of branches held for sale	187,807	188,270
Accrued interest payable and other liabilities	58,196	41,685
Repurchase agreements	9,346	10,172
FHLB and other borrowings	30,815	222,885
Subordinated debt	4,124	4,124
Total liabilities	1,888,527	1,732,178
STOCKHOLDERS’ EQUITY
Preferred stock, par value $1,000; 20,000 authorized; 733 issued in 2020 and 2019, respectively (See Footnote 7)	7,334	7,334
Common stock, par value $1; 20,000,000 shares authorized; 11,997,866 shares issued and 11,930,489 shares outstanding in 2019 and 11,995,366 shares issued and 11,944,289 shares outstanding in 2019	11,998	11,995
Additional paid-in capital	123,049	122,516
Retained earnings	72,354	72,496
Accumulated other comprehensive loss	(2,238)	(1,321)
Treasury stock, 67,377 shares in 2020 and 51,077 shares in 2019, at cost	(1,344)	(1,084)
Total stockholders’ equity	211,153	211,936
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 2,099,680	$ 1,944,114