Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Cash and cash equivalents:
Cash and due from banks	$ 18,430	$ 14,747
Interest bearing balances with banks	9,572	7,474
Total cash and cash equivalents	28,002	22,221
Certificates of deposit with other banks	12,549	14,778
Investment Securities:
Securities available-for-sale, at fair value	235,821	221,614
Equity securities	18,514	9,599
Loans held for sale	109,788	75,807
Loans receivable	1,374,541	1,304,366
Less: Allowance for loan losses	(11,775)	(10,939)
Net Loans	1,362,766	1,293,427
Premises and equipment, net	21,974	26,545
Bank owned life insurance	35,374	34,291
Accrued interest receivable and other assets	53,142	34,207
Assets of branches held for sale	46,554	0
Goodwill	19,630	18,480
TOTAL ASSETS	1,944,114	1,750,969
Deposits:
Noninterest bearing	278,547	213,597
Interest bearing	986,495	1,095,557
Total deposits	1,265,042	1,309,154
Deposits of branches held for sale	188,270	0
Accrued interest payable and other liabilities	41,685	17,706
Repurchase agreements	10,172	14,925
FHLB and other borrowings	222,885	214,887
Subordinated debt	4,124	17,524
Total liabilities	1,732,178	1,574,196
STOCKHOLDERS’ EQUITY
Preferred stock, par value $1,000; 20,000 authorized; 733 issued in 2019 and 783 issued in 2018 (See Footnote 12)	7,334	7,834
Common stock, par value $1; 20,000,000 shares authorized; 11,995,366 shares issued and 11,944,289 shares outstanding in 2019 and 11,658,370 shares issued and 11,607,293 shares outstanding in 2018	11,995	11,658
Additional paid-in capital	122,516	116,897
Retained earnings	72,496	48,274
Accumulated other comprehensive loss	(1,321)	(6,806)
Treasury Stock, 51,077 shares, at cost	(1,084)	(1,084)
Total stockholders’ equity	211,936	176,773
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,944,114	$ 1,750,969