XML 28 R71.htm IDEA: XBRL DOCUMENT v3.19.3
Segment Reporting (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Segment Reporting Information [Line Items]        
Interest income $ 21,038 $ 18,176 $ 61,131 $ 50,174
Interest expense 6,004 4,652 17,596 12,530
NET INTEREST INCOME 15,034 13,524 43,535 37,644
Provision for loan losses 657 1,069 1,557 2,148
Net interest income after provision for loan losses 14,377 12,455 41,978 35,496
Noninterest Income:        
Mortgage fee income 11,496 9,008 28,030 24,634
Other income 3,200 1,503 21,818 5,711
Total noninterest income 14,696 10,511 49,848 30,345
Noninterest Expenses:        
Salaries and employee benefits 15,438 11,520 40,452 34,487
Other expense 7,942 6,897 21,766 19,918
Total noninterest expenses 23,380 18,417 62,218 54,405
Income from continuing operations, before income taxes 5,693 4,549 29,608 11,436
Income tax (benefit) - continuing operations 1,347 970 7,139 2,432
Net income from continuing operations 4,346 3,579 22,469 9,004
Income (loss) from discontinued operations, before income taxes (25) 0 575 0
Income tax expense (benefit) - discontinued operations (6) 0 148 0
Net income (loss) from discontinued operations (19) 0 427 0
Net income 4,327 3,579 22,896 9,004
Preferred dividends 121 123 364 366
Net income available to common shareholders 4,206 3,456 22,532 8,638
Capital expenditures 505 1,001 1,134 2,164
Assets, beginning balance     1,750,969 1,534,302
Assets, ending balance 1,961,952 1,723,104 1,961,952 1,723,104
Goodwill, Beginning Balance     18,480 18,480
Goodwill, Ending Balance 19,630 18,480 19,630 18,480
Operating Segments | Commercial & Retail Banking        
Segment Reporting Information [Line Items]        
Interest income 19,299 16,506 56,446 45,772
Interest expense 4,806 3,664 14,303 9,503
NET INTEREST INCOME 14,493 12,842 42,143 36,269
Provision for loan losses 625 1,025 1,497 2,067
Net interest income after provision for loan losses 13,868 11,817 40,646 34,202
Noninterest Income:        
Mortgage fee income 121 152 507 444
Other income 2,138 2,203 19,168 5,052
Total noninterest income 2,259 2,355 19,675 5,496
Noninterest Expenses:        
Salaries and employee benefits 4,820 3,493 13,435 10,946
Other expense 6,113 5,274 16,958 14,803
Total noninterest expenses 10,933 8,767 30,393 25,749
Income from continuing operations, before income taxes 5,194 5,405 29,928 13,949
Income tax (benefit) - continuing operations 1,130 1,121 6,969 2,932
Net income from continuing operations 4,064 4,284 22,959 11,017
Income (loss) from discontinued operations, before income taxes 0 0 0 0
Income tax expense (benefit) - discontinued operations 0 0 0 0
Net income (loss) from discontinued operations 0 0 0 0
Net income 4,064 4,284 22,959 11,017
Preferred dividends 0 0 0 0
Net income available to common shareholders 4,064 4,284 22,959 11,017
Capital expenditures 412 808 915 1,820
Assets, beginning balance     1,753,932 1,531,496
Assets, ending balance 1,959,817 1,722,542 1,959,817 1,722,542
Goodwill, Beginning Balance     1,598 1,598
Goodwill, Ending Balance 2,748 1,598 2,748 1,598
Operating Segments | Mortgage Banking        
Segment Reporting Information [Line Items]        
Interest income 2,288 1,763 5,858 4,870
Interest expense 1,811 1,138 4,303 2,945
NET INTEREST INCOME 477 625 1,555 1,925
Provision for loan losses 32 44 60 81
Net interest income after provision for loan losses 445 581 1,495 1,844
Noninterest Income:        
Mortgage fee income 11,587 9,246 28,076 25,071
Other income 1,112 (738) 2,723 485
Total noninterest income 12,699 8,508 30,799 25,556
Noninterest Expenses:        
Salaries and employee benefits 8,318 6,047 20,515 18,289
Other expense 2,142 2,147 6,009 6,566
Total noninterest expenses 10,460 8,194 26,524 24,855
Income from continuing operations, before income taxes 2,684 895 5,770 2,545
Income tax (benefit) - continuing operations 725 229 1,574 654
Net income from continuing operations 1,959 666 4,196 1,891
Income (loss) from discontinued operations, before income taxes 0 0 0 0
Income tax expense (benefit) - discontinued operations 0 0 0 0
Net income (loss) from discontinued operations 0 0 0 0
Net income 1,959 666 4,196 1,891
Preferred dividends 0 0 0 0
Net income available to common shareholders 1,959 666 4,196 1,891
Capital expenditures 56 128 83 235
Assets, beginning balance     165,430 149,323
Assets, ending balance 272,007 170,931 272,007 170,931
Goodwill, Beginning Balance     16,882 16,882
Goodwill, Ending Balance 16,882 16,882 16,882 16,882
Operating Segments | Financial Holding Company        
Segment Reporting Information [Line Items]        
Interest income 9 1 12 3
Interest expense 156 333 728 1,433
NET INTEREST INCOME (147) (332) (716) (1,430)
Provision for loan losses 0 0 0 0
Net interest income after provision for loan losses (147) (332) (716) (1,430)
Noninterest Income:        
Mortgage fee income 0 0 0 0
Other income 1,516 1,706 4,790 4,748
Total noninterest income 1,516 1,706 4,790 4,748
Noninterest Expenses:        
Salaries and employee benefits 2,300 1,980 6,502 5,252
Other expense 1,254 1,145 3,662 3,124
Total noninterest expenses 3,554 3,125 10,164 8,376
Income from continuing operations, before income taxes (2,185) (1,751) (6,090) (5,058)
Income tax (benefit) - continuing operations (508) (380) (1,404) (1,154)
Net income from continuing operations (1,677) (1,371) (4,686) (3,904)
Income (loss) from discontinued operations, before income taxes (25) 0 575 0
Income tax expense (benefit) - discontinued operations (6) 0 148 0
Net income (loss) from discontinued operations (19) 0 427 0
Net income (1,696) (1,371) (4,259) (3,904)
Preferred dividends 121 123 364 366
Net income available to common shareholders (1,817) (1,494) (4,623) (4,270)
Capital expenditures 37 65 136 109
Assets, beginning balance     196,537 184,599
Assets, ending balance 210,715 191,033 210,715 191,033
Goodwill, Beginning Balance     0 0
Goodwill, Ending Balance 0 0 0 0
Intercompany Eliminations        
Segment Reporting Information [Line Items]        
Interest income (558) (94) (1,185) (471)
Interest expense (769) (483) (1,738) (1,351)
NET INTEREST INCOME 211 389 553 880
Provision for loan losses 0 0 0 0
Net interest income after provision for loan losses 211 389 553 880
Noninterest Income:        
Mortgage fee income (212) (390) (553) (881)
Other income (1,566) (1,668) (4,863) (4,574)
Total noninterest income (1,778) (2,058) (5,416) (5,455)
Noninterest Expenses:        
Salaries and employee benefits 0 0 0 0
Other expense (1,567) (1,669) (4,863) (4,575)
Total noninterest expenses (1,567) (1,669) (4,863) (4,575)
Income from continuing operations, before income taxes 0 0 0 0
Income tax (benefit) - continuing operations 0 0 0 0
Net income from continuing operations 0 0 0 0
Income (loss) from discontinued operations, before income taxes 0 0 0 0
Income tax expense (benefit) - discontinued operations 0 0 0 0
Net income (loss) from discontinued operations 0 0 0 0
Net income 0 0 0 0
Preferred dividends 0 0 0 0
Net income available to common shareholders 0 0 0 0
Capital expenditures 0 0 0 0
Assets, beginning balance     (364,930) (331,116)
Assets, ending balance (480,587) (361,402) (480,587) (361,402)
Goodwill, Beginning Balance     0 0
Goodwill, Ending Balance $ 0 $ 0 $ 0 $ 0