XML 65 R46.htm IDEA: XBRL DOCUMENT v3.8.0.1
REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Actual Capital Amounts and Ratios
The most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 common equity risk-based and Tier 1 leverage ratios as set forth in the table below. Both the Company’s and the Bank’s actual capital amounts and ratios are presented in the table below.



 
 
Actual
 
Minimum to be Well Capitalized
 
Minimum for Capital Adequacy Purposes
(Dollars in thousands)
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2017
 
 

 
 

 
 

 
 

 
 

 
 

     Total Capital (to risk-weighted assets)
          Consolidated
 
$
178,147

 
14.9
%
 
n/a

 
n/a

 
$
95,948

 
8.0
%
          Subsidiary Bank
 
$
169,536

 
14.2
%
 
$
119,231

 
10.0
%
 
$
95,385

 
8.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
     Tier 1 Capital (to risk-weighted assets)
          Consolidated
 
$
138,308

 
11.5
%
 
n/a

 
n/a

 
$
71,886

 
6.0
%
          Subsidiary Bank
 
$
159,097

 
13.3
%
 
$
95,385

 
8.0
%
 
$
71,539

 
6.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
     Common Equity Tier 1 Capital (to risk-weighted assets)
          Consolidated
 
$
126,350

 
10.6
%
 
n/a

 
n/a

 
$
53,915

 
4.5
%
          Subsidiary Bank
 
$
159,097

 
13.3
%
 
$
77,500

 
6.5
%
 
$
53,654

 
4.5
%
 
 
 
 
 
 
 
 
 
 
 
 
 
     Tier 1 Capital (to average assets)
          Consolidated
 
$
138,308

 
9.3
%
 
n/a

 
n/a

 
$
58,667

 
4.0
%
          Subsidiary Bank
 
$
159,097

 
10.7
%
 
$
73,119

 
5.0
%
 
$
58,495

 
4.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016
 
 

 
 

 
 

 
 

 
 

 
 

     Total Capital (to risk-weighted assets)
          Consolidated
 
$
174,093

 
15.4
%
 
n/a

 
n/a

 
$
90,699

 
8.0
%
          Subsidiary Bank
 
$
163,394

 
14.5
%
 
$
113,027

 
10.0
%
 
$
90,422

 
8.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
     Tier 1 Capital (to risk-weighted assets)
          Consolidated
 
$
135,100

 
11.9
%
 
n/a

 
n/a

 
$
68,025

 
6.0
%
          Subsidiary Bank
 
$
153,737

 
13.6
%
 
$
90,422

 
8.0
%
 
$
67,816

 
6.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
     Common Equity Tier 1 Capital (to risk-weighted assets)
          Consolidated
 
$
114,642

 
10.1
%
 
n/a

 
n/a

 
$
51,018

 
4.5
%
          Subsidiary Bank
 
$
153,737

 
13.6
%
 
$
73,468

 
6.5
%
 
$
50,862

 
4.5
%
 
 
 
 
 
 
 
 
 
 
 
 
 
     Tier 1 Capital (to average assets)
          Consolidated
 
$
135,100

 
9.5
%
 
n/a

 
n/a

 
$
56,655

 
4.0
%
          Subsidiary Bank
 
$
153,737

 
10.9
%
 
$
70,651

 
5.0
%
 
$
56,521

 
4.0
%