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Loans and Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2017
Receivables [Abstract]  
Allowance Activity
The following tables summarize the primary segments of the allowance for loan losses, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2016:

(Dollars in thousands)
 
Commercial
 
Residential
 
Home Equity
 
Consumer
 
Total
Allowance for loan losses balance at June 30, 2016
 
$
6,956

 
$
1,011

 
$
758

 
$
366

 
$
9,091

     Charge-offs
 
(768
)
 
—

 
—

 
(250
)
 
(1,018
)
     Recoveries
 
1

 
1

 
—

 
—

 
2

     Provision
 
967

 
11

 
2

 
95

 
1,075

Allowance for loan losses balance at September 30, 2016
 
$
7,156

 
$
1,023

 
$
760

 
$
211

 
$
9,150

(Dollars in thousands)
 
Commercial
 
Residential
 
Home Equity
 
Consumer
 
Total
Allowance for loan losses balance at December 31, 2015
 
$
6,066

 
$
1,095

 
$
715

 
$
130

 
$
8,006

     Charge-offs
 
(1,448
)
 
(124
)
 
—

 
(272
)
 
(1,844
)
     Recoveries
 
3

 
2

 
7

 
1

 
13

     Provision
 
2,535

 
50

 
38

 
352

 
2,975

Allowance for loan losses balance at September 30, 2016
 
$
7,156

 
$
1,023

 
$
760

 
$
211

 
$
9,150

Individually evaluated for impairment
 
$
1,288

 
$
38

 
$
—

 
$
20

 
$
1,346

Collectively evaluated for impairment
 
$
5,868

 
$
985

 
$
760

 
$
191

 
$
7,804

The following tables summarize the primary segments of the allowance for loan losses, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2017:

(Dollars in thousands)
 
Commercial
 
Residential
 
Home Equity
 
Consumer
 
Total
Allowance for loan losses balance at June 30, 2017
 
$
7,723

 
$
992

 
$
777

 
$
256

 
$
9,748

     Charge-offs
 
(382
)
 
—

 
—

 
(90
)
 
(472
)
     Recoveries
 
1

 
6

 
1

 
16

 
24

     Provision
 
(38
)
 
46

 
11

 
77

 
96

Allowance for loan losses balance at September 30, 2017
 
$
7,304

 
$
1,044

 
$
789

 
$
259

 
$
9,396

(Dollars in thousands)
 
Commercial
 
Residential
 
Home Equity
 
Consumer
 
Total
Allowance for loan losses balance at December 31, 2016
 
$
7,181

 
$
990

 
$
728

 
$
202

 
$
9,101

     Charge-offs
 
(645
)
 
(141
)
 
(33
)
 
(106
)
 
(925
)
     Recoveries
 
22

 
40

 
3

 
18

 
83

     Provision
 
746

 
155

 
91

 
145

 
1,137

Allowance for loan losses balance at September 30, 2017
 
$
7,304

 
$
1,044

 
$
789

 
$
259

 
$
9,396

Individually evaluated for impairment
 
$
420

 
$
—

 
$
1

 
$
—

 
$
421

Collectively evaluated for impairment
 
$
6,884

 
$
1,044

 
$
788

 
$
259

 
$
8,975
Primary Segments of the Loan Portfolio
The following table summarizes the primary segments of the Company loan portfolio as of September 30, 2016:

(Dollars in thousands)
 
Commercial
 
Residential
 
Home Equity
 
Consumer
 
Total
     Individually evaluated for impairment
 
$
10,922

 
$
673

 
$
51

 
$
141

 
$
11,787

     Collectively evaluated for impairment
 
739,122

 
242,814

 
67,788

 
14,562

 
1,064,286

Total Loans
 
$
750,044

 
$
243,487

 
$
67,839

 
$
14,703

 
$
1,076,073

The following table summarizes the primary segments of the Company loan portfolio as of September 30, 2017:

(Dollars in thousands)
 
Commercial
 
Residential
 
Home Equity
 
Consumer
 
Total
     Individually evaluated for impairment
 
$
10,457

 
$
1,166

 
$
581

 
$
183

 
$
12,387

     Collectively evaluated for impairment
 
772,406

 
233,070

 
63,692

 
12,912

 
1,082,080

Total Loans
 
$
782,863

 
$
234,236

 
$
64,273

 
$
13,095

 
$
1,094,467
Impaired Loans by Class
The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of September 30, 2017 and December 31, 2016:

 
 
Impaired Loans with Specific Allowance
 
Impaired Loans with No Specific Allowance
 
Total Impaired Loans
(Dollars in thousands)
 
Recorded Investment
 
Related Allowance
 
Recorded Investment
 
Recorded Investment
 
Unpaid Principal Balance
September 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
     Commercial Business
 
$
3,501

 
$
91

 
$
335

 
$
3,836

 
$
3,837

     Commercial Real Estate
 
1,442

 
242

 
1,477

 
2,919

 
2,946

     Acquisition & Development
 
1,083

 
87

 
2,619

 
3,702

 
5,571

          Total Commercial
 
6,026

 
420

 
4,431

 
10,457

 
12,354

Residential
 
—

 
—

 
1,166

 
1,166

 
1,227

Home Equity
 
505

 
1

 
76

 
581

 
590

Consumer
 
—

 
—

 
183

 
183

 
475

          Total Impaired Loans
 
$
6,531

 
$
421

 
$
5,856

 
$
12,387

 
$
14,646

 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
     Commercial Business
 
$
—

 
$
—

 
$
3,342

 
$
3,342

 
$
4,102

     Commercial Real Estate
 
2,757

 
302

 
892

 
3,649

 
3,676

     Acquisition & Development
 
264

 
74

 
3,526

 
3,790

 
6,059

          Total Commercial
 
3,021

 
376

 
7,760

 
10,781

 
13,837

Residential
 
783

 
122

 
378

 
1,161

 
1,166

Home Equity
 
62

 
36

 
70

 
132

 
135

Consumer
 
16

 
9

 
62

 
78

 
285

          Total Impaired Loans
 
$
3,882

 
$
543

 
$
8,270

 
$
12,152

 
$
15,423
Average Recorded Investment in Impaired Loans and Related Interest Income Recognized
The following tables presents the average recorded investment in impaired loans and related interest income recognized for the periods indicated:

 
 
Nine Months Ended
September 30, 2017
 
Three Months Ended
September 30, 2017
(Dollars in thousands)
 
Average Investment in Impaired Loans
 
Interest Income Recognized on Accrual Basis
 
Interest Income Recognized on Cash Basis
 
Average Investment in Impaired Loans
 
Interest Income Recognized on Accrual Basis
 
Interest Income Recognized on Cash Basis
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
  Commercial Business
 
$
3,479

 
$
116

 
$
87

 
$
3,720

 
$
39

 
$
27

  Commercial Real Estate
 
2,783

 
75

 
74

 
2,915

 
25

 
24

  Acquisition & Development
 
3,661

 
7

 
10

 
3,637

 
2

 
3

    Total Commercial
 
9,923

 
198

 
171

 
10,272

 
66

 
54

Residential
 
1,402

 
8

 
44

 
1,256

 
2

 
20

Home Equity
 
641

 
1

 
1

 
644

 
—

 
—

Consumer
 
189

 
—

 
—

 
184

 
—

 
—

Total
 
$
12,155

 
$
207

 
$
216

 
$
12,356

 
$
68

 
$
74


 
 
Nine Months Ended
September 30, 2016
 
Three Months Ended
September 30, 2016
(Dollars in thousands)
 
Average Investment in Impaired Loans
 
Interest Income Recognized on Accrual Basis
 
Interest Income Recognized on Cash Basis
 
Average Investment in Impaired Loans
 
Interest Income Recognized on Accrual Basis
 
Interest Income Recognized on Cash Basis
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
  Commercial Business
 
$
4,296

 
$
116

 
$
104

 
$
4,730

 
$
39

 
$
40

  Commercial Real Estate
 
5,008

 
84

 
75

 
6,864

 
28

 
25

  Acquisition & Development
 
1,927

 
7

 
9

 
2,958

 
2

 
3

    Total Commercial
 
11,231

 
207

 
188

 
14,552

 
69

 
68

Residential
 
885

 
15

 
22

 
731

 
5

 
8

Home Equity
 
30

 
1

 
1

 
35

 
—

 
—

Consumer
 
284

 
—

 
—

 
286

 
—

 
—

Total
 
$
12,430

 
$
223

 
$
211

 
$
15,604

 
$
74

 
$
76
Classes of the Loan Portfolio Summarized by the Aggregate Pass and the Criticized Categories
The following table represents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of September 30, 2017 and December 31, 2016:

(Dollars in thousands)
 
Pass
 
Special Mention
 
Substandard
 
Doubtful
 
Total
September 30, 2017
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
     Commercial Business
 
$
356,809

 
$
4,348

 
$
4,553

 
$
—

 
$
365,710

     Commercial Real Estate
 
266,798

 
23,198

 
7,607

 
—

 
297,603

     Acquisition & Development
 
112,886

 
940

 
3,403

 
2,321

 
119,550

          Total Commercial
 
736,493

 
28,486

 
15,563

 
2,321

 
782,863

Residential
 
231,434

 
2,291

 
231

 
280

 
234,236

Home Equity
 
63,102

 
1,043

 
128

 
—

 
64,273

Consumer
 
12,754

 
183

 
27

 
131

 
13,095

          Total Loans
 
$
1,043,783

 
$
32,003

 
$
15,949

 
$
2,732

 
$
1,094,467

 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
     Commercial Business
 
$
377,631

 
$
2,933

 
$
6,833

 
$
69

 
$
387,466

     Commercial Real Estate
 
240,851

 
26,340

 
3,532

 
737

 
271,460

     Acquisition & Development
 
90,875

 
1,905

 
2,584

 
3,226

 
98,590

          Total Commercial
 
709,357

 
31,178

 
12,949

 
4,032

 
757,516

Residential
 
212,869

 
1,664

 
787

 
132

 
215,452

Home Equity
 
64,706

 
582

 
98

 
—

 
65,386

Consumer
 
14,134

 
302

 
13

 
62

 
14,511

          Total Loans
 
$
1,001,066

 
$
33,726

 
$
13,847

 
$
4,226

 
$
1,052,865
Classes of the Loan Portfolio Summarized by Aging Categories
The following table presents the classes of the loan portfolio summarized by aging categories of performing loans and nonaccrual loans as of September 30, 2017 and December 31, 2016:
(Dollars in thousands)
 
Current
 
30-59 Days Past Due
 
60-89 Days Past Due
 
90+ Days Past Due
 
Total Past Due
 
Total Loans
 
Non-Accrual
 
90+ Days Still Accruing
September 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     Commercial Business
 
$
362,942

 
$
1,468

 
$
958

 
$
342

 
$
2,768

 
$
365,710

 
$
577

 
$
—

     Commercial Real Estate
 
297,132

 
—

 
32

 
439

 
471

 
297,603

 
693

 
—

     Acquisition & Development
 
116,998

 
—

 
—

 
2,552

 
2,552

 
119,550

 
3,441

 
—

          Total Commercial
 
777,072

 
1,468

 
990

 
3,333

 
5,791

 
782,863

 
4,711

 
—

Residential
 
233,554

 
41

 
247

 
394

 
682

 
234,236

 
1,084

 
—

Home Equity
 
64,184

 
13

 
—

 
76

 
89

 
64,273

 
581

 
—

Consumer
 
12,943

 
14

 
—

 
138

 
152

 
13,095

 
183

 
—

          Total Loans
 
$
1,087,753

 
$
1,536

 
$
1,237

 
$
3,941

 
$
6,714

 
$
1,094,467

 
$
6,559

 
$
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     Commercial Business
 
$
387,208

 
$
15

 
$
169

 
$
74

 
$
258

 
$
387,466

 
$
74

 
$
—

     Commercial Real Estate
 
270,339

 
229

 
—

 
892

 
1,121

 
271,460

 
1,375

 
—

     Acquisition & Development
 
96,014

 
—

 
—

 
2,576

 
2,576

 
98,590

 
3,526

 
—

          Total Commercial
 
753,561

 
244

 
169

 
3,542

 
3,955

 
757,516

 
4,975

 
—

Residential
 
212,502

 
2,067

 
419

 
464

 
2,950

 
215,452

 
1,072

 
—

Home Equity
 
64,791

 
525

 
—

 
70

 
595

 
65,386

 
104

 
—

Consumer
 
14,354

 
55

 
34

 
68

 
157

 
14,511

 
78

 
—

          Total Loans
 
$
1,045,208

 
$
2,891

 
$
622

 
$
4,144

 
$
7,657

 
$
1,052,865

 
$
6,229

 
$
—
Troubled Debt Restructurings on Financing Receivables
 
 
New TDR's
 
 
Three Months Ended September 30, 2017
 
Nine Months Ended September 30, 2017
(Dollars in thousands)
 
Number of Contracts
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Contracts
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
Commercial
 
 

 
 

 
 

 
 

 
 

 
 

     Commercial Business
 
1

 
$
147

 
$
147

 
1

 
$
147

 
$
147

     Commercial Real Estate
 
—

 
—

 
—

 
—

 
—

 
—

     Acquisition & Development
 
—

 
—

 
—

 
—

 
—

 
—

          Total Commercial
 
1

 
147

 
147

 
1

 
147

 
147

Residential
 
—

 
—

 
—

 
—

 
—

 
—

Home Equity
 
—

 
—

 
—

 
—

 
—

 
—

Consumer
 
—

 
—

 
—

 
—

 
—

 
—

          Total
 
1

 
$
147

 
$
147

 
1

 
$
147

 
$
147