Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and due from banks	$ 15,537	$ 14,302
Interest bearing balances with banks	13,267	14,831
Total cash and cash equivalents	28,804	29,133
Certificates of deposit with other banks	7,174	13,150
Investment Securities:
Securities available-for-sale	152,171	70,256
Securities held-to-maturity (fair value of $0 for 2016 and $54,470 for 2015)	0	52,859
Loans held for sale	123,109	102,623
Loans	1,076,073	1,032,170
Less: Allowance for loan losses	(9,150)	(8,006)
Net Loans	1,066,923	1,024,164
Premises and equipment	25,440	26,275
Bank owned life insurance	22,809	22,332
Accrued interest receivable and other assets	23,685	25,204
Goodwill	18,480	18,480
TOTAL ASSETS	1,468,595	1,384,476
Deposits:
Noninterest bearing	105,799	80,423
Interest bearing	1,020,991	931,891
Total deposits	1,126,790	1,012,314
Accrued interest payable and other liabilities	19,600	13,291
Repurchase agreements	27,192	27,437
FHLB and other borrowings	136,112	183,198
Subordinated debt	33,524	33,524
Total liabilities	1,343,218	1,269,764
STOCKHOLDERS’ EQUITY
Preferred stock, par value $1,000; 20,000 authorized and 9,283 issued in 2016 and 2015, respectively	16,334	16,334
Common stock, par value $1; 20,000,000 shares authorized; 8,134,577 and 8,112,998 issued; and 8,083,500 and 8,061,921 outstanding in 2016 and 2015, respectively	8,135	8,113
Additional paid-in capital	74,653	74,228
Retained earnings	29,361	20,054
Accumulated other comprehensive loss	(2,022)	(2,933)
Treasury Stock, 51,077 shares, at cost	(1,084)	(1,084)
Total stockholders’ equity	125,377	114,712
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 1,468,595	$ 1,384,476