The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101 2,386 13,431 SH   OTR   13,431 0 0
Abbott Laboratories Equities 002824100 6,453 45,850 SH   OTR   45,765 0 85
AbbVie, Inc. Equities 00287Y109 5,599 41,351 SH   OTR   41,351 0 0
Accenture PLC Equities G1151C101 5,227 12,609 SH   OTR   12,609 0 0
Adobe Systems Inc. Equities 00724F101 2,946 5,195 SH   OTR   5,195 0 0
Advance Auto Parts Inc Equities 00751Y106 782 3,258 SH   OTR   3,258 0 0
Advanced Micro Devices Inc Com Equities 007903107 770 5,348 SH   OTR   5,348 0 0
Agilent Technologies Inc. Equities 00846U101 1,151 7,208 SH   OTR   7,208 0 0
Air Products and Chemicals, Inc Equities 009158106 3,356 11,031 SH   OTR   10,951 0 80
Alger Cap Appreciation Inst. Mutual Funds 015570757 1,062 25,101 SH   OTR   23,753 0 1,348
ALIBABA GROUP HOLDING Equities 01609W102 257 2,167 SH   OTR   2,167 0 0
Alliant Energy Corp Equities 018802108 221 3,589 SH   OTR   3,589 0 0
Allstate Corp. Equities 020002101 532 4,526 SH   OTR   4,526 0 0
Altria Group Inc. Com. Equities 02209S103 1,778 37,514 SH   OTR   36,214 0 1,300
Amazon.Com Equities 023135106 17,839 5,350 SH   OTR   5,350 0 0
Amcor PLC Ord USD Equities G0250X107 265 22,083 SH   OTR   22,083 0 0
Amdocs Ltd Equities G02602103 697 9,309 SH   OTR   9,309 0 0
American Electric Power Co., In Equities 025537101 914 10,275 SH   OTR   10,275 0 0
American Express Equities 025816109 955 5,835 SH   OTR   5,835 0 0
American International Group In Equities 026874784 248 4,370 SH   OTR   4,370 0 0
American Tower REIT Com Equities 03027X100 3,135 10,718 SH   OTR   10,718 0 0
American Water Works Company In Equities 030420103 270 1,430 SH   OTR   1,430 0 0
Amerisource Bergen Corporation Equities 03073E105 275 2,068 SH   OTR   2,068 0 0
Ametek Inc Equities 031100100 2,032 13,821 SH   OTR   13,706 0 115
Amgen Inc. Equities 031162100 1,789 7,951 SH   OTR   7,895 0 56
Amphenol Corp Equities 032095101 449 5,135 SH   OTR   5,135 0 0
Analog Devices Inc. Equities 032654105 2,803 15,944 SH   OTR   15,804 0 140
Ansys Inc Equities 03662Q105 949 2,365 SH   OTR   2,365 0 0
Apple Inc. Equities 037833100 42,795 241,003 SH   OTR   240,918 0 85
Applied Materials Inc. Equities 038222105 1,105 7,020 SH   OTR   6,880 0 140
Archer Daniels Midland Co Equities 039483102 674 9,974 SH   OTR   9,974 0 0
Ares Capital Corporation Equities 04010L103 597 28,151 SH   OTR   28,151 0 0
Arthur J. Gallagher & Co. Equities 363576109 1,084 6,388 SH   OTR   6,388 0 0
Ashland Global Hldgs Inc Equities 044186104 1,511 14,034 SH   OTR   13,909 0 125
ASML Holding NV ADR Equities N07059210 2,279 2,862 SH   OTR   2,862 0 0
AstraZeneca PLC Equities 046353108 1,794 30,798 SH   OTR   30,565 0 233
AT&T Inc. Equities 00206R102 1,463 59,463 SH   OTR   55,905 0 3,558
Automatic Data Processing Inc. Equities 053015103 3,145 12,754 SH   OTR   12,754 0 0
Avery Dennison Corp. Equities 053611109 2,149 9,925 SH   OTR   9,925 0 0
Ball Corporation Equities 058498106 1,171 12,164 SH   OTR   12,164 0 0
Bank New York Mellon Corp Equities 064058100 759 13,073 SH   OTR   12,773 0 300
Bank Of America Corporation Equities 060505104 6,850 153,976 SH   OTR   153,146 0 830
Baxter International Inc. Equities 071813109 1,037 12,078 SH   OTR   12,078 0 0
Becton, Dickinson & Co. Equities 075887109 1,870 7,437 SH   OTR   7,437 0 0
Berkshire Hathaway Inc DE Cl B Equities 084670702 4,685 15,669 SH   OTR   15,669 0 0
Best Buy Inc. Equities 086516101 300 2,950 SH   OTR   2,950 0 0
Biogen Idec Inc Equities 09062X103 296 1,232 SH   OTR   1,232 0 0
Blackrock Dynamic High Inc Inst Mutual Funds 09257E795 261 25,897 SH   OTR   25,897 0 0
Blackrock NY Municipal Opps Ins Mutual Funds 09253A763 185 15,964 SH   OTR   15,964 0 0
BLACKROCK STRAT MUN OPPTYS Mutual Funds 09253E609 1,651 137,726 SH   OTR   137,726 0 0
Blackstone Real Estate Inc Tr. Equities 09259K302 160 11,602 SH   OTR   11,602 0 0
Blackstone Real Estate Inc Tr. Equities 09259K104 282 20,318 SH   OTR   20,318 0 0
Boeing Co. Equities 097023105 1,410 7,002 SH   OTR   7,002 0 0
Boston Scientific Corp Equities 101137107 2,115 49,780 SH   OTR   49,240 0 540
BP PLC ADR Equities 055622104 378 14,186 SH   OTR   14,186 0 0
Bristol-Myers Squibb Co. Equities 110122108 3,438 55,145 SH   OTR   53,145 0 2,000
Broadcom Inc Equities 11135F101 2,827 4,249 SH   OTR   4,249 0 0
Broadridge Financial Solutions Equities 11133T103 1,078 5,898 SH   OTR   5,898 0 0
Brookfield Infrastructure Partn Equities G16252101 304 4,999 SH   OTR   4,999 0 0
Brown & Brown Inc. Equities 115236101 948 13,496 SH   OTR   13,496 0 0
Brown Forman Corp Cl A Equities 115637100 1,373 20,250 SH   OTR   20,250 0 0
Brown Forman Inc. B Equities 115637209 1,161 15,938 SH   OTR   15,938 0 0
CACI International Inc. Class A Equities 127190304 677 2,515 SH   OTR   2,515 0 0
Capital One Financial Equities 14040H105 331 2,278 SH   OTR   2,278 0 0
Carlisle Companies, Inc. Equities 142339100 739 2,979 SH   OTR   2,979 0 0
Caterpillar Inc. Equities 149123101 2,477 11,983 SH   OTR   11,983 0 0
CDW Corp Equities 12514G108 363 1,774 SH   OTR   1,774 0 0
Celanese Corp Del Equities 150870103 240 1,429 SH   OTR   1,429 0 0
Centene Corp. Equities 15135B101 821 9,961 SH   OTR   9,961 0 0
Charles Schwab Corp. Equities 808513105 270 3,210 SH   OTR   3,210 0 0
Charter Communications, Inc. Ne Equities 16119P108 280 429 SH   OTR   429 0 0
Check Point Software Technologi Equities M22465104 284 2,433 SH   OTR   2,433 0 0
Chevron Corporation Equities 166764100 3,943 33,602 SH   OTR   33,602 0 0
Chipotle Mexican Grill Inc Clas Equities 169656105 233 133 SH   OTR   133 0 0
Chubb LTD Equities H1467J104 965 4,993 SH   OTR   4,993 0 0
Church & Dwight Co., Inc. Equities 171340102 1,093 10,666 SH   OTR   10,666 0 0
Cigna Corp Equities 125523100 566 2,464 SH   OTR   2,464 0 0
Cincinnati Financial Corp. Equities 172062101 1,223 10,731 SH   OTR   10,731 0 0
Cintas Corp. Equities 172908105 2,862 6,458 SH   OTR   6,458 0 0
Cisco Systems Inc. Equities 17275R102 4,902 77,356 SH   OTR   76,106 0 1,250
Citigroup Inc New Equities 172967424 895 14,820 SH   OTR   14,720 0 100
Clorox Co. Equities 189054109 601 3,448 SH   OTR   3,448 0 0
CMC Material Inc Equities 12571T100 839 4,378 SH   OTR   4,378 0 0
CME Group Inc Class A Equities 12572Q105 273 1,197 SH   OTR   1,197 0 0
Coca-Cola Co. Equities 191216100 5,025 84,873 SH   OTR   84,708 0 165
Cognizant Technology Solutions Equities 192446102 235 2,646 SH   OTR   2,646 0 0
Colgate-Palmolive Co. Equities 194162103 2,939 34,432 SH   OTR   34,432 0 0
Comcast Corp New CL A Equities 20030N101 2,416 48,004 SH   OTR   47,754 0 250
Community Trust Bancorp, Inc. Equities 204149108 225 5,163 SH   OTR   5,163 0 0
Conagra Brands Inc. Equities 205887102 397 11,617 SH   OTR   11,617 0 0
ConocoPhillips Equities 20825C104 1,020 14,134 SH   OTR   13,634 0 500
Consolidated Edison Inc. Equities 209115104 574 6,726 SH   OTR   6,726 0 0
Constellation Brands Inc. Class Equities 21036P108 641 2,554 SH   OTR   2,554 0 0
Constellation Brands, Inc. Equities 21036P207 2,729 10,889 SH   OTR   10,889 0 0
Cooper Cos Inc New Equities 216648402 1,426 3,403 SH   OTR   3,403 0 0
Corning Inc. Equities 219350105 879 23,607 SH   OTR   23,142 0 465
Costco Wholesale Corp New Equities 22160K105 8,615 15,175 SH   OTR   15,135 0 40
CSB Bancorp Inc. Equities 12628R107 909 24,080 SH   OTR   24,080 0 0
CSX Corp. Equities 126408103 1,482 39,413 SH   OTR   39,413 0 0
CVS/ Caremark Corp. Equities 126650100 1,711 16,587 SH   OTR   16,587 0 0
D. R. Horton Inc. Equities 23331A109 1,656 15,269 SH   OTR   15,269 0 0
Danaher Corp. Equities 235851102 6,075 18,464 SH   OTR   18,464 0 0
Darden Restaurants Inc. Equities 237194105 669 4,443 SH   OTR   4,443 0 0
DaVita Inc. Equities 23918K108 235 2,070 SH   OTR   2,070 0 0
Deere & Co. Equities 244199105 2,837 8,274 SH   OTR   8,274 0 0
Devon Energy Corp Equities 25179M103 295 6,688 SH   OTR   6,688 0 0
Diageo PLC ADR Equities 25243Q205 474 2,152 SH   OTR   2,152 0 0
Digital Creative Development Equities 25384B108 0 40,000 SH   OTR   40,000 0 0
Digital Realty Trust Inc Equities 253868103 712 4,026 SH   OTR   4,026 0 0
Dollar General Corp New Equities 256677105 799 3,388 SH   OTR   3,388 0 0
Dollar Tree, Inc. Equities 256746108 234 1,668 SH   OTR   1,668 0 0
Dominion Resources Inc. Equities 25746U109 432 5,498 SH   OTR   5,498 0 0
Dover Corp. Equities 260003108 338 1,859 SH   OTR   1,859 0 0
Duke Energy Corp New Equities 26441C204 1,584 15,099 SH   OTR   14,986 0 113
Eaton Corporation PLC Equities G29183103 1,242 7,189 SH   OTR   7,189 0 0
Eaton Vance Mun Opptys Cl I Mutual Funds 27826Y555 781 62,343 SH   OTR   62,343 0 0
Ecolab Inc. Equities 278865100 467 1,990 SH   OTR   1,990 0 0
Edwards Lifesciences Corp. Equities 28176E108 1,513 11,679 SH   OTR   11,679 0 0
Electronics Arts Cl A Equities 285512109 453 3,438 SH   OTR   3,438 0 0
Eli Lilly & Co. Equities 532457108 2,800 10,138 SH   OTR   10,138 0 0
Emerson Electric Company Equities 291011104 1,098 11,807 SH   OTR   11,807 0 0
Enbridge Inc. Equities 29250N105 294 7,523 SH   OTR   7,523 0 0
Enterprise Products Partners LP Equities 293792107 301 13,727 SH   OTR   13,727 0 0
EPR Properties Equities 26884U109 209 4,400 SH   OTR   4,400 0 0
Equifax Inc. Equities 294429105 699 2,387 SH   OTR   2,387 0 0
Esco Technologies Equities 296315104 663 7,371 SH   OTR   7,371 0 0
Essential Utilities, Inc. Equities 29670G102 305 5,680 SH   OTR   5,680 0 0
Estee Lauder Cosmetics Equities 518439104 593 1,601 SH   OTR   1,601 0 0
Exelon Corp. Equities 30161N101 520 8,998 SH   OTR   8,998 0 0
Expeditors International of Was Equities 302130109 477 3,554 SH   OTR   3,554 0 0
Exponent Inc. Equities 30214U102 331 2,835 SH   OTR   2,835 0 0
Exxon Mobil Corp Equities 30231G102 4,720 77,129 SH   OTR   77,129 0 0
Facebook Inc. Equities 30303M102 9,276 27,579 SH   OTR   27,505 0 74
Fastenal Company Equities 311900104 1,355 21,158 SH   OTR   21,158 0 0
FedEx Corp. Equities 31428X106 887 3,428 SH   OTR   3,428 0 0
Fifth Third Bancorp Equities 316773100 554 12,712 SH   OTR   10,712 0 2,000
First Republic Bank San Fran Equities 33616C100 482 2,334 SH   OTR   2,334 0 0
First Trust Dorsey Wright Focus Equities 33738R605 1,556 31,644 SH   OTR   28,324 0 3,320
First Trust Large Cap Growth Op Equities 33735K108 412 3,427 SH   OTR   3,427 0 0
First Trust NASDAQ 100 Equal We Equities 337344105 851 7,187 SH   OTR   7,187 0 0
First Trust NASDAQ Cybersecurit Equities 33734X846 349 6,610 SH   OTR   6,610 0 0
First Trust Senior Loan Equities 33738D309 547 11,417 SH   OTR   11,417 0 0
First Trust TCWOpportunistic Fx Equities 33740F805 690 12,960 SH   OTR   12,960 0 0
Fiserv Inc. Equities 337738108 1,570 15,129 SH   OTR   14,934 0 195
Ford Motor Co. Equities 345370860 1,038 49,975 SH   OTR   49,975 0 0
Fortive Corp Equities 34959J108 574 7,522 SH   OTR   7,522 0 0
Fortune Brands Home & Security, Equities 34964C106 654 6,119 SH   OTR   6,119 0 0
Forward Air Corp Equities 349853101 705 5,826 SH   OTR   5,826 0 0
Freeport McMoran C & G Inc. Equities 35671D857 595 14,261 SH   OTR   14,261 0 0
FTI Consulting Inc. Equities 302941109 675 4,397 SH   OTR   4,397 0 0
General Dynamics Corp. Equities 369550108 1,281 6,145 SH   OTR   6,006 0 139
General Mills Inc. Equities 370334104 791 11,745 SH   OTR   11,745 0 0
General Motors Co. Equities 37045V100 572 9,749 SH   OTR   9,579 0 170
Genpact Limited Equities G3922B107 687 12,934 SH   OTR   12,934 0 0
Genuine Parts Equities 372460105 360 2,568 SH   OTR   2,568 0 0
Gibraltar Industries Equities 374689107 585 8,778 SH   OTR   8,778 0 0
Gilead Sciences Inc. Equities 375558103 544 7,498 SH   OTR   7,498 0 0
Glaxosmithkline PLC ADR Equities 37733W105 753 17,076 SH   OTR   17,076 0 0
Goldman Sachs Group Inc. Equities 38141G104 1,477 3,860 SH   OTR   3,860 0 0
Home Depot Inc. Equities 437076102 10,553 25,428 SH   OTR   25,372 0 56
Honeywell International Inc. Equities 438516106 3,720 17,841 SH   OTR   17,841 0 0
Huntington Bancshares, Inc. Equities 446150104 474 30,730 SH   OTR   28,730 0 2,000
Huntington Ingalls Inds Inc Equities 446413106 1,079 5,776 SH   OTR   5,776 0 0
ICON Public Limited Company Equities G4705A100 723 2,333 SH   OTR   2,333 0 0
ICU Medical Inc. Equities 44930G107 1,900 8,008 SH   OTR   7,908 0 100
Idexx Laboratories Equities 45168D104 616 935 SH   OTR   935 0 0
Illinois Tool Works Inc. Equities 452308109 1,164 4,716 SH   OTR   4,716 0 0
Infinera Corp Equities 45667G103 107 11,121 SH   OTR   11,121 0 0
Intel Corp. Equities 458140100 3,825 74,264 SH   OTR   73,026 0 1,238
IntercontinentalExchange, Inc. Equities 45866F104 889 6,503 SH   OTR   6,503 0 0
International Business Machines Equities 459200101 1,103 8,251 SH   OTR   8,251 0 0
International Flavors & Fragran Equities 459506101 217 1,442 SH   OTR   1,442 0 0
International Paper Equities 460146103 266 5,664 SH   OTR   5,664 0 0
Intuit Inc Equities 461202103 3,119 4,850 SH   OTR   4,850 0 0
Invesco Bulletshares 2022 Corp Equities 46138J882 541 25,275 SH   OTR   25,275 0 0
Invesco Bulletshares 2023 Corp Equities 46138J866 356 16,590 SH   OTR   16,590 0 0
Invesco Exchange S&P Mid Cap ET Equities 46138E198 278 4,748 SH   OTR   4,748 0 0
Invesco S&P 500 High Div, Low V Equities 46138E362 590 13,019 SH   OTR   13,019 0 0
Invesco Synamic Semiconductors Equities 46137V647 218 1,420 SH   OTR   1,420 0 0
Investment Company of America C Mutual Funds 461308827 4,391 84,842 SH   OTR   84,842 0 0
IQ hedge MultilQ Hedge Multi- S Equities 45409B107 1,317 41,434 SH   OTR   41,434 0 0
IShares Barclay U.S. Treasury Equities 46429B267 1,031 38,625 SH   OTR   38,625 0 0
iShares Broad USD High Yield Co Equities 46435U853 1,300 31,560 SH   OTR   31,560 0 0
iShares Core Dividend Growth Equities 46434V621 579 10,413 SH   OTR   10,413 0 0
IShares Core MSCI EAFE Equities 46432F842 4,042 54,155 SH   OTR   53,772 0 383
IShares Core MSCI Emerging Mkts Equities 46434G103 3,487 58,256 SH   OTR   58,256 0 0
IShares Core Total Bond Mkt Equities 464287226 1,557 13,645 SH   OTR   13,645 0 0
IShares MSCI Canada Index Equities 464286509 410 10,665 SH   OTR   10,665 0 0
IShares MSCI Japan Equities 46434G822 266 3,970 SH   OTR   3,970 0 0
iShares MSCI USA ESG Optimized Equities 46435G425 2,738 25,375 SH   OTR   25,375 0 0
iShares Russell 3000 Value Inde Equities 464287663 2,127 27,866 SH   OTR   27,866 0 0
Ishares Russell Midcap Growth I Equities 464287481 1,295 11,243 SH   OTR   11,243 0 0
IShares Russell Midcap Value In Equities 464287473 897 7,328 SH   OTR   7,328 0 0
IShares S&P 500 Index Fd Equities 464287200 13,248 27,773 SH   OTR   27,773 0 0
IShares Tr Barclay 1-3 Years .0 Equities 464287457 343 4,004 SH   OTR   3,009 0 995
IShares Tr Emerging Markets Ind Equities 464287234 3,088 63,223 SH   OTR   63,223 0 0
IShares Tr Europe and Far East Equities 464287465 3,677 46,736 SH   OTR   46,736 0 0
IShares Tr MSCI USA Min Volatil Equities 46429B697 2,590 32,011 SH   OTR   32,011 0 0
IShares Tr Nasdaq Biotechnology Equities 464287556 955 6,257 SH   OTR   6,257 0 0
IShares Tr Russell 1000 Value I Equities 464287598 2,318 13,801 SH   OTR   13,801 0 0
IShares Tr S&P MidCap 400 Growt Equities 464287606 2,507 29,400 SH   OTR   29,400 0 0
IShares Tr S&P Midcap 400 Index Equities 464287507 7,038 24,863 SH   OTR   24,863 0 0
J B Hunt Transportation Service Equities 445658107 672 3,286 SH   OTR   3,286 0 0
J P Morgan Chase & Co. Equities 46625H100 13,748 86,821 SH   OTR   86,586 0 235
Johnson & Johnson Equities 478160104 9,198 53,770 SH   OTR   53,770 0 0
Jones Lang LaSalle Inc. Equities 48020Q107 346 1,285 SH   OTR   1,285 0 0
Kellogg Co. Equities 487836108 9,205 142,892 SH   OTR   142,892 0 0
Keycorp. Equities 493267108 209 9,045 SH   OTR   9,045 0 0
Kimberly Clark Corp. Equities 494368103 954 6,679 SH   OTR   6,679 0 0
Kinder Morgan, Inc. Equities 49456B101 401 25,294 SH   OTR   25,294 0 0
Kla-Tencor Corp. Equities 482480100 817 1,899 SH   OTR   1,899 0 0
L3Harris Technologies Inc Equities 502431109 1,506 7,063 SH   OTR   7,006 0 57
Lab Corp. of America Holdings Equities 50540R409 527 1,677 SH   OTR   1,677 0 0
Lam Research Corp. Equities 512807108 2,883 4,009 SH   OTR   4,009 0 0
Leidos Holdings, Inc. Equities 525327102 646 7,261 SH   OTR   7,261 0 0
Lincoln Electric Holdings Inc. Equities 533900106 3,620 25,952 SH   OTR   25,952 0 0
Linde PLC Equities G5494J103 1,158 3,342 SH   OTR   3,342 0 0
Lockheed Martin Corp. Equities 539830109 1,581 4,449 SH   OTR   4,449 0 0
Lowe's Cos. Equities 548661107 6,490 25,110 SH   OTR   24,956 0 154
LVMH Moet Hennessy Louis Vuitto Equities 502441306 255 1,540 SH   OTR   1,540 0 0
Marathon Petroleum Corp. Equities 56585A102 518 8,089 SH   OTR   8,089 0 0
Marriott International Inc. Cla Equities 571903202 456 2,760 SH   OTR   2,760 0 0
Marsh & McLennan Cos. Inc. Equities 571748102 2,751 15,829 SH   OTR   15,829 0 0
Masco Corp. Equities 574599106 504 7,178 SH   OTR   7,178 0 0
Mastercard Inc Cl A Equities 57636Q104 5,258 14,632 SH   OTR   14,632 0 0
Maximus Inc. Equities 577933104 652 8,178 SH   OTR   8,178 0 0
McDonald's Corp. Equities 580135101 5,080 18,951 SH   OTR   18,856 0 95
McKesson Corp. Equities 58155Q103 440 1,772 SH   OTR   1,772 0 0
Medtronic PLC Equities G5960L103 1,831 17,699 SH   OTR   17,699 0 0
Merck & Co Inc New Equities 58933Y105 3,255 42,472 SH   OTR   42,048 0 424
MetLife Inc. Equities 59156R108 320 5,124 SH   OTR   5,124 0 0
Mettler-Toledo International In Equities 592688105 1,314 774 SH   OTR   774 0 0
MFC IShares Tr MSCI ACWI Ex US Equities 464288240 235 4,233 SH   OTR   4,233 0 0
MGM Mirage Inc. Equities 552953101 301 6,699 SH   OTR   6,699 0 0
Microchip Technology Inc. Equities 595017104 507 5,828 SH   OTR   5,828 0 0
Micron Technology, Inc. Equities 595112103 478 5,129 SH   OTR   5,129 0 0
Microsoft Corp. Equities 594918104 34,491 102,552 SH   OTR   101,575 0 977
Mondelez International Inc. Equities 609207105 2,496 37,641 SH   OTR   36,849 0 792
Morgan Stanley Equities 617446448 815 8,301 SH   OTR   8,051 0 250
MSCI Inc Class A Equities 55354G100 592 966 SH   OTR   966 0 0
NASDAQ OMX Group, Inc. Equities 631103108 1,599 7,614 SH   OTR   7,614 0 0
National Fuel Gas Co. Equities 636180101 294 4,602 SH   OTR   4,602 0 0
National Retail Properties Inc Equities 637417106 431 8,972 SH   OTR   8,972 0 0
Neogen Corp. Equities 640491106 2,906 63,989 SH   OTR   63,989 0 0
Nestle SA Sponsored ADR Equities 641069406 1,142 8,166 SH   OTR   8,166 0 0
Netflix Inc. Equities 64110L106 1,776 2,948 SH   OTR   2,948 0 0
Nextera Energy Inc. Equities 65339F101 5,640 60,414 SH   OTR   60,414 0 0
Nike Inc Cl B Equities 654106103 4,410 26,460 SH   OTR   26,460 0 0
NiSource Equities 65473P881 235 8,593 SH   OTR   8,143 0 450
Norfolk Southern Equities 655844108 1,577 5,298 SH   OTR   5,260 0 38
Northrop Grumman Corp. Equities 666807102 5,563 14,373 SH   OTR   14,373 0 0
Novartis AG ADR Equities 66987V109 363 4,145 SH   OTR   3,990 0 155
Novo-Nordisk a/s ADR Equities 670100205 252 2,246 SH   OTR   2,246 0 0
Nucor Corp. Equities 670346105 549 4,806 SH   OTR   4,806 0 0
Nvidia Corp Equities 67066G104 2,922 9,936 SH   OTR   9,936 0 0
NXP Semiconductors NV Equities N6596X109 218 959 SH   OTR   959 0 0
O'Reilly Automotive, Inc New Equities 67103H107 931 1,318 SH   OTR   1,291 0 27
Old Dominion Freight Line Inc. Equities 679580100 874 2,437 SH   OTR   2,437 0 0
Oracle Corp. Equities 68389X105 3,105 35,608 SH   OTR   35,494 0 114
Palo Alto Networks, Inc. Equities 697435105 383 688 SH   OTR   688 0 0
Parker-Hannifin Corp. Equities 701094104 2,131 6,698 SH   OTR   6,698 0 0
Paychex Inc. Equities 704326107 697 5,106 SH   OTR   4,506 0 600
Pepsico Inc. Equities 713448108 6,946 39,982 SH   OTR   39,982 0 0
PerkinElmer Inc. Equities 714046109 760 3,778 SH   OTR   3,778 0 0
Pfizer, Inc. Equities 717081103 6,378 108,002 SH   OTR   107,519 0 483
Phillip Morris International Equities 718172109 2,537 26,705 SH   OTR   25,705 0 1,000
Phillips 66 Equities 718546104 419 5,780 SH   OTR   5,780 0 0
Pimco Enchnaced Short Maturity Equities 72201R833 2,549 25,099 SH   OTR   24,749 0 350
Pimco Total Return ETF Equities 72201R775 612 5,590 SH   OTR   5,590 0 0
PNC Financial Services Group Equities 693475105 1,881 9,379 SH   OTR   9,379 0 0
Pool Corporation Equities 73278L105 1,133 2,002 SH   OTR   2,002 0 0
Post Holdings, Inc. Equities 737446104 338 3,002 SH   OTR   3,002 0 0
PPG Industries, Inc. Equities 693506107 2,851 16,531 SH   OTR   16,456 0 75
PPL Corp. Equities 69351T106 424 14,096 SH   OTR   14,096 0 0
Procter & Gamble Co. Equities 742718109 10,438 63,808 SH   OTR   63,660 0 148
Progressive Corp. Equities 743315103 1,820 17,730 SH   OTR   17,230 0 500
ProLogis INc. Equities 74340W103 675 4,010 SH   OTR   4,010 0 0
Prudential Financial Equities 744320102 332 3,066 SH   OTR   3,066 0 0
Public Service Group Equities 744573106 215 3,228 SH   OTR   3,228 0 0
Qualcomm Inc. Equities 747525103 3,458 18,911 SH   OTR   18,787 0 124
Raytheon Technology Corp Equities 75513E101 2,135 24,804 SH   OTR   24,804 0 0
Realty Income Corporation Equities 756109104 439 6,131 SH   OTR   6,131 0 0
Regeneron Pharmaceuticals Inc Equities 75886F107 1,273 2,016 SH   OTR   2,005 0 11
Republic Svcs Inc Equities 760759100 739 5,301 SH   OTR   5,301 0 0
Resmed Inc Equities 761152107 224 859 SH   OTR   859 0 0
Roche Holdings LTD Spons ADR Equities 771195104 245 4,714 SH   OTR   4,714 0 0
Rockwell Automation Inc. Equities 773903109 938 2,689 SH   OTR   2,689 0 0
Royal Dutch Shell PLC A Shares Equities 780259206 367 8,454 SH   OTR   8,454 0 0
Royal Dutch Shell PLC SA B Shar Equities 780259107 203 4,678 SH   OTR   4,678 0 0
S&P Global Inc Equities 78409V104 1,915 4,058 SH   OTR   4,058 0 0
Sabine Royalty Trust Equities 785688102 283 6,800 SH   OTR   6,800 0 0
Salesforce.com Inc Equities 79466L302 3,416 13,443 SH   OTR   13,443 0 0
SAP AG ADR Equities 803054204 730 5,208 SH   OTR   5,083 0 125
Schwab U.S. Dividend Equity ETF Equities 808524797 487 6,024 SH   OTR   6,024 0 0
Sempra Energy Inc. Equities 816851109 333 2,514 SH   OTR   2,514 0 0
ServiceNow, Inc. Equities 81762P102 1,161 1,788 SH   OTR   1,788 0 0
Sherwin-Williams Co. Equities 824348106 5,229 14,848 SH   OTR   14,848 0 0
Simpson Manufacturing Co Equities 829073105 686 4,933 SH   OTR   4,933 0 0
Southern Co. Equities 842587107 1,247 18,179 SH   OTR   18,179 0 0
SPDR Barclays 1-3 Month T Bill Equities 78468R663 287 3,136 SH   OTR   3,136 0 0
SPDR Barclays Capital Long Term Equities 78464A664 391 9,272 SH   OTR   9,272 0 0
SPDR Blackstone/GSO Senior Loan Equities 78467V608 434 9,519 SH   OTR   9,519 0 0
SPDR Russell 3000 ETF Equities 78464A805 664 11,359 SH   OTR   11,359 0 0
SPDR S&P 500 ETF Equities 78462F103 11,755 24,751 SH   OTR   24,071 0 680
SPDR S&P 500 Growth ETF Equities 78464A409 3,718 51,310 SH   OTR   51,310 0 0
SPDR S&P 600 Small Cap Growth E Equities 78464A201 205 2,204 SH   OTR   2,204 0 0
SPDR S&P Dividend ETF Equities 78464A763 1,146 8,874 SH   OTR   8,874 0 0
SPDR Series Trust S&P 400 Mid C Equities 78464A821 335 4,107 SH   OTR   4,107 0 0
SS&C TECHNOLOGIES HOLDINGS INC Equities 78467J100 699 8,528 SH   OTR   8,528 0 0
Stanley Black & Decker Inc. Equities 854502101 2,607 13,824 SH   OTR   13,824 0 0
Starbucks corp Equities 855244109 1,633 13,958 SH   OTR   13,823 0 135
Starwood Property Trust Inc. Equities 85571B105 365 15,034 SH   OTR   15,034 0 0
State Street Corp. Equities 857477103 367 3,941 SH   OTR   3,941 0 0
Steris PLC Ord Equities G8473T100 317 1,303 SH   OTR   1,303 0 0
Stryker Corp. Equities 863667101 5,212 19,489 SH   OTR   19,424 0 65
Sysco Corp. Equities 871829107 640 8,142 SH   OTR   8,142 0 0
T. Rowe Price Group Inc. Equities 74144T108 631 3,211 SH   OTR   3,211 0 0
Taiwan Semiconductor Mfg Co LTD Equities 874039100 745 6,194 SH   OTR   6,194 0 0
Target Corp. Equities 87612E106 2,944 12,722 SH   OTR   12,722 0 0
TE Connectivity Ltd Equities H84989104 1,801 11,162 SH   OTR   11,162 0 0
Teekay Lng Partners Ltd Partner Equities Y8564M204 348 13,300 SH   OTR   13,300 0 0
Tesla Motors, Inc. Equities 88160R101 866 819 SH   OTR   819 0 0
Texas Instruments Inc Equities 882508104 1,634 8,670 SH   OTR   8,670 0 0
Texas Roadhouse Inc. Equities 882681109 662 7,417 SH   OTR   7,417 0 0
The Blackstone Group LP Equities 09260D107 1,171 9,046 SH   OTR   9,046 0 0
The Hershey Company Equities 427866108 800 4,135 SH   OTR   4,135 0 0
Thermo Fisher Scientific, Inc. Equities 883556102 3,915 5,867 SH   OTR   5,867 0 0
TJX Companies Inc. Equities 872540109 2,623 34,556 SH   OTR   34,446 0 110
Toro Company Equities 891092108 622 6,223 SH   OTR   6,223 0 0
TOTAL S.A. ADR Equities 89151E109 441 8,908 SH   OTR   8,758 0 150
Tractor Supply Co Equities 892356106 767 3,216 SH   OTR   3,216 0 0
Trane Technologies Plc Equities G8994E103 493 2,439 SH   OTR   2,439 0 0
Travelers COS Inc Equities 89417E109 555 3,547 SH   OTR   3,547 0 0
Trimble Navigation Equities 896239100 677 7,766 SH   OTR   7,671 0 95
Truist Financial Corp Equities 89832Q109 853 14,569 SH   OTR   14,269 0 300
Truist Financial Corp Dep Shs R Equities 89832Q810 287 11,162 SH   OTR   11,162 0 0
U. S. Bancorp New Equities 902973304 2,586 46,039 SH   OTR   46,039 0 0
Ulta Salon, Cosmetics, & Fragra Equities 90384S303 753 1,825 SH   OTR   1,825 0 0
Unilever PLC ADR Equities 904767704 639 11,885 SH   OTR   11,885 0 0
Union Pacific Corp. Equities 907818108 5,969 23,695 SH   OTR   23,695 0 0
United Parcel Service Equities 911312106 2,418 11,279 SH   OTR   11,229 0 50
United Rentals Inc. Equities 911363109 373 1,124 SH   OTR   1,124 0 0
UnitedHealth Group Inc Equities 91324P102 5,542 11,038 SH   OTR   11,038 0 0
US Bancorp Depositary Shares 1/ Equities 902973833 306 12,232 SH   OTR   12,232 0 0
Utilities Select Sector SPDR Equities 81369Y886 514 7,187 SH   OTR   7,187 0 0
Valero Energy Corp Equities 91913Y100 202 2,690 SH   OTR   2,690 0 0
Vanguard Ftse All World Ex U S Mutual Funds 921937736 234 6,133 SH   OTR   1,563 0 4,570
Vanguard FTSE Emerging Markets Equities 922042858 4,906 99,190 SH   OTR   99,190 0 0
Vanguard Index Funds S&P 500 ET Equities 922908363 8,497 19,465 SH   OTR   19,465 0 0
Vanguard Long Term Corp Bond Id Equities 92206C813 589 5,563 SH   OTR   5,563 0 0
Vanguard Mid-Cap ETF Equities 922908629 2,425 9,517 SH   OTR   9,517 0 0
Vanguard MSCI European ETF Equities 922042874 1,081 15,839 SH   OTR   15,839 0 0
Vanguard Russell 2000 Index ETF Equities 92206C664 343 3,814 SH   OTR   3,814 0 0
Vanguard Small Cap Value Fund Equities 922908611 533 2,984 SH   OTR   2,984 0 0
Vanguard Small-Cap ETF Equities 922908751 1,988 8,797 SH   OTR   8,797 0 0
Vanguard Total Stock Market ETF Equities 922908769 8,940 37,028 SH   OTR   34,601 0 2,427
Verizon Communications Equities 92343V104 3,214 61,862 SH   OTR   59,691 0 2,171
Visa Inc Class A Equities 92826C839 4,096 18,900 SH   OTR   18,900 0 0
VMWare Inc Cl A Equities 928563402 231 1,993 SH   OTR   1,993 0 0
Vulcan Materials Equities 929160109 226 1,087 SH   OTR   1,087 0 0
W P Carey Inc Equities 92936U109 584 7,116 SH   OTR   7,116 0 0
Wal-Mart Stores Inc. Equities 931142103 3,282 22,683 SH   OTR   22,683 0 0
Walgreens Boots Alliance Inc. Equities 931427108 704 13,498 SH   OTR   13,498 0 0
Walt Disney Company Equities 254687106 6,213 40,111 SH   OTR   39,894 0 217
Waste Management Inc. Equities 94106L109 1,245 7,460 SH   OTR   7,460 0 0
Watsco Incorporated Equities 942622200 682 2,181 SH   OTR   2,181 0 0
WEC Energy Group Inc Equities 92939U106 317 3,269 SH   OTR   3,269 0 0
Wells Fargo & Co. Equities 949746101 1,602 33,380 SH   OTR   33,380 0 0
Whirlpool Corp Equities 963320106 291 1,239 SH   OTR   1,239 0 0
WisdomTree Mid Cap Earnings ETF Equities 97717W570 220 3,916 SH   OTR   3,916 0 0
Xcel Energy Inc. Equities 98389B100 396 5,847 SH   OTR   5,847 0 0
Xilinx Inc. Equities 983919101 589 2,778 SH   OTR   2,778 0 0
Yum Brands Inc. Equities 988498101 1,395 10,044 SH   OTR   10,044 0 0
Zebra Technologies Corp Cl A Equities 989207105 1,558 2,617 SH   OTR   2,617 0 0
Zimmer Holdings Inc. Equities 98956P102 759 5,971 SH   OTR   5,971 0 0
Zoetis Inc Com Cl A Equities 98978V103 3,033 12,430 SH   OTR   12,430 0 0