The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   5,151,538 40,525 SH   SOLE   39,725 0 800
AUTOMATIC DATA PROCESSING IN COM 053015103   4,509,396 18,648 SH   SOLE   17,838 0 810
BECTON DICKINSON & CO COM 075887109   2,343,574 9,065 SH   SOLE   8,840 0 225
BROADCOM INC COM 11135F101   2,475,959 2,981 SH   SOLE   2,841 0 140
CHECK POINT SOFTWARE TECH LT ORD M22465104   2,060,242 15,458 SH   SOLE   15,068 0 390
CHEVRON CORP NEW COM 166764100   2,340,783 13,882 SH   SOLE   13,257 0 625
COCA COLA CO COM 191216100   2,558,047 45,329 SH   SOLE   43,779 0 1,550
COLGATE PALMOLIVE CO COM 194162103   1,161,369 16,332 SH   SOLE   15,872 0 460
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,364,806 54,028 SH   SOLE   53,578 0 450
ISHARES TR ISHARES BIOTECH 464287556   4,985,830 40,720 SH   SOLE   39,280 0 1,440
KIMBERLY-CLARK CORP COM 494368103   2,055,489 16,848 SH   SOLE   16,018 0 830
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,623,806 33,403 SH   SOLE   32,828 0 575
NEXTERA ENERGY INC COM 65339F101   2,464,559 43,019 SH   SOLE   40,669 0 2,350
NORFOLK SOUTHN CORP COM 655844108   2,653,238 13,473 SH   SOLE   12,423 0 1,050
PFIZER INC COM 717081103   1,106,883 33,370 SH   SOLE   32,720 0 650
PHILLIPS 66 COM 718546104   1,755,512 14,611 SH   SOLE   14,011 0 600
RTX CORPORATION COM 75513E101   1,593,372 22,139 SH   SOLE   21,829 0 310
SNAP ON INC COM 833034101   2,758,474 10,815 SH   SOLE   10,170 0 645
DISNEY WALT CO COM 254687106   1,722,637 21,254 SH   SOLE   19,979 0 1,275
TOTALENERGIES SE SPONSORED ADS 89151E109   587,377 8,824 SH   SOLE   8,469 0 355
UNITED PARCEL SERVICE INC CL B 911312106   2,336,959 14,993 SH   SOLE   14,568 0 425
UNITEDHEALTH GROUP INC COM 91324P102   3,842,432 7,621 SH   SOLE   7,556 0 65
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,552,382 19,208 SH   SOLE   18,278 0 930
WASTE MGMT INC DEL COM 94106L109   3,366,790 22,086 SH   SOLE   21,336 0 750
ABBOTT LABS COM 002824100   2,660,470 27,470 SH   SOLE   26,570 0 900
ALPHABET INC CAP STK CL C 02079K107   2,741,821 20,795 SH   SOLE   19,895 0 900
APPLE INC COM 037833100   9,504,692 55,515 SH   SOLE   53,777 0 1,738
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,425,690 12,634 SH   SOLE   12,115 0 519
BLACKROCK INC COM 09247X101   2,224,572 3,441 SH   SOLE   3,309 0 132
COSTCO WHSL CORP NEW COM 22160K105   11,127,452 19,696 SH   SOLE   19,196 0 500
DANAHER CORPORATION COM 235851102   2,747,459 11,074 SH   SOLE   10,800 0 274
INTEL CORP COM 458140100   1,784,522 50,198 SH   SOLE   49,073 0 1,125
ISHARES INC MSCI GERMANY ETF 464286806   1,126,626 43,001 SH   SOLE   40,691 0 2,310
KENVUE INC COM 49177J102   1,521,020 75,748 SH   SOLE   74,166 0 1,582
MICROSOFT CORP COM 594918104   19,321,379 61,192 SH   SOLE   58,482 0 2,710
PACCAR INC COM 693718108   5,004,617 58,864 SH   SOLE   58,264 0 600
PEPSICO INC COM 713448108   2,977,061 17,570 SH   SOLE   17,130 0 440
PROCTER AND GAMBLE CO COM 742718109   2,552,258 17,498 SH   SOLE   16,264 0 1,234
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   582,767 17,105 SH   SOLE   16,155 0 950
AMERICAN CENTY ETF TR US SML CP VALU 025072877   615,727 7,899 SH   SOLE   7,049 0 850
BRISTOL-MYERS SQUIBB CO COM 110122108   1,614,092 27,810 SH   SOLE   27,110 0 700
CISCO SYS INC COM 17275R102   2,939,973 54,687 SH   SOLE   49,457 0 5,230
L3HARRIS TECHNOLOGIES INC COM 502431109   2,326,069 13,359 SH   SOLE   12,568 0 791
NOVO-NORDISK A S ADR 670100205   8,749,337 96,210 SH   SOLE   92,010 0 4,200
STARBUCKS CORP COM 855244109   4,998,128 54,762 SH   SOLE   52,832 0 1,930
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   1,053,745 45,815 SH   SOLE   44,115 0 1,700
SHELL PLC SPON ADS 780259305   1,651,669 25,655 SH   SOLE   25,455 0 200
VISA INC COM CL A 92826C839   1,331,722 5,790 SH   SOLE   5,435 0 355
AIR PRODS & CHEMS INC COM 009158106   2,986,148 10,473 SH   SOLE   10,301 0 172
CONOCOPHILLIPS COM 20825C104   1,253,424 10,411 SH   SOLE   10,231 0 180
STRYKER CORPORATION COM 863667101   4,054,325 14,796 SH   SOLE   14,176 0 620
SAP SE SPON ADR 803054204   1,071,287 8,284 SH   SOLE   8,184 0 100
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   553,489 11,572 SH   SOLE   10,272 0 1,300
AMERICAN WTR WKS CO INC NEW COM 030420103   484,175 3,910 SH   SOLE   3,780 0 130
WAFD INC COM 938824109   841,540 32,847 SH   SOLE   32,322 0 525
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   401,709 11,829 SH   SOLE   11,673 0 156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   267,853 3,958 SH   SOLE   3,958 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   212,625 496 SH   SOLE   496 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   381,734 833 SH   SOLE   833 0 0
ALPHABET INC CAP STK CL A 02079K305   246,017 1,880 SH   SOLE   1,880 0 0
JOHNSON & JOHNSON COM 478160104   846,501 5,435 SH   SOLE   5,435 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   311,374 9,655 SH   SOLE   9,508 0 147
THERMO FISHER SCIENTIFIC INC COM 883556102   222,869 440 SH   SOLE   401 0 39
FAIR ISAAC CORP COM 303250104   208,447 240 SH   SOLE   240 0 0
UNION PAC CORP COM 907818108   202,001 992 SH   SOLE   992 0 0
EXXON MOBIL CORP COM 30231G102   559,210 4,756 SH   SOLE   4,256 0 500
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   876,317 17,370 SH   SOLE   16,100 0 1,270
ADOBE INC COM 00724F101   506,841 994 SH   SOLE   966 0 28
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   284,271 5,618 SH   SOLE   5,618 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   824,651 2,092 SH   SOLE   2,092 0 0
AMERICAN EXPRESS CO COM 025816109   378,793 2,539 SH   SOLE   2,539 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   552,760 26,000 SH   SOLE   26,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   654,530 37,000 SH   SOLE   37,000 0 0
PROTALIX BIOTHERAPEUTICS INC COM 74365A309   16,766 10,100 SH   SOLE   10,100 0 0