The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   3,543,120 42,180 SH   SOLE   40,680 0 1,500
AUTOMATIC DATA PROCESSING IN COM 053015103   4,517,064 18,813 SH   SOLE   17,423 0 1,390
BECTON DICKINSON & CO COM 075887109   2,330,660 9,165 SH   SOLE   8,640 0 525
CHECK POINT SOFTWARE TECH LT ORD M22465104   1,829,698 14,503 SH   SOLE   13,713 0 790
CHEVRON CORP NEW COM 166764100   2,436,218 13,573 SH   SOLE   12,033 0 1,540
COCA COLA CO COM 191216100   2,819,259 44,321 SH   SOLE   40,771 0 3,550
COLGATE PALMOLIVE CO COM 194162103   1,295,465 16,442 SH   SOLE   15,782 0 660
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   2,187,200 18,251 SH   SOLE   17,801 0 450
ISHARES TR ISHARES BIOTECH 464287556   5,065,825 38,585 SH   SOLE   36,545 0 2,040
KIMBERLY-CLARK CORP COM 494368103   2,322,741 16,968 SH   SOLE   15,038 0 1,930
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,658,365 34,222 SH   SOLE   33,247 0 975
NEXTERA ENERGY INC COM 65339F101   3,582,678 42,855 SH   SOLE   39,305 0 3,550
NORFOLK SOUTHN CORP COM 655844108   3,565,205 14,468 SH   SOLE   12,764 0 1,704
PHILLIPS 66 COM 718546104   1,549,335 14,886 SH   SOLE   13,686 0 1,200
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,223,912 22,036 SH   SOLE   21,476 0 560
SNAP ON INC COM 833034101   2,516,817 11,015 SH   SOLE   10,020 0 995
DISNEY WALT CO COM 254687106   1,892,333 21,781 SH   SOLE   19,846 0 1,935
TOTALENERGIES SE SPONSORED ADS 89151E109   564,072 8,979 SH   SOLE   8,424 0 555
UNITED PARCEL SERVICE INC CL B 911312106   2,640,456 15,189 SH   SOLE   14,164 0 1,025
UNITEDHEALTH GROUP INC COM 91324P102   3,869,254 7,298 SH   SOLE   7,183 0 115
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,821,549 22,018 SH   SOLE   20,498 0 1,520
WASTE MGMT INC DEL COM 94106L109   3,535,448 22,536 SH   SOLE   21,186 0 1,350
ABBOTT LABS COM 002824100   2,921,731 26,612 SH   SOLE   25,512 0 1,100
ALPHABET INC CAP STK CL C 02079K107   1,919,230 21,630 SH   SOLE   20,610 0 1,020
APPLE INC COM 037833100   8,060,574 62,038 SH   SOLE   59,557 0 2,481
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,982,957 12,894 SH   SOLE   12,295 0 599
BLACKROCK INC COM 09247X101   2,483,748 3,505 SH   SOLE   3,332 0 173
BROADCOM INC COM 11135F101   1,563,887 2,797 SH   SOLE   2,635 0 162
COSTCO WHSL CORP NEW COM 22160K105   9,466,441 20,737 SH   SOLE   20,085 0 652
DANAHER CORPORATION COM 235851102   3,036,052 11,428 SH   SOLE   11,104 0 324
INTEL CORP COM 458140100   1,369,851 51,828 SH   SOLE   50,303 0 1,525
ISHARES INC MSCI GERMANY ETF 464286806   1,034,975 41,851 SH   SOLE   39,341 0 2,510
JOHNSON & JOHNSON COM 478160104   3,167,688 17,932 SH   SOLE   16,617 0 1,315
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,062,862 80,255 SH   SOLE   76,285 0 3,970
MICROSOFT CORP COM 594918104   15,028,564 62,666 SH   SOLE   58,746 0 3,920
PACCAR INC COM 693718108   3,976,508 39,387 SH   SOLE   38,677 0 710
PEPSICO INC COM 713448108   3,167,388 17,423 SH   SOLE   16,878 0 545
PROCTER AND GAMBLE CO COM 742718109   2,616,987 17,267 SH   SOLE   15,583 0 1,684
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   590,722 7,162 SH   SOLE   6,840 0 322
BRISTOL-MYERS SQUIBB CO COM 110122108   1,807,024 25,115 SH   SOLE   24,485 0 630
CISCO SYS INC COM 17275R102   2,608,528 54,755 SH   SOLE   48,525 0 6,230
L3HARRIS TECHNOLOGIES INC COM 502431109   2,628,027 12,622 SH   SOLE   11,731 0 891
NOVO-NORDISK A S ADR 670100205   6,842,249 50,556 SH   SOLE   47,321 0 3,235
STARBUCKS CORP COM 855244109   5,622,458 56,678 SH   SOLE   54,608 0 2,070
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   750,285 33,465 SH   SOLE   31,765 0 1,700
SHELL PLC SPON ADS 780259305   1,463,786 25,703 SH   SOLE   25,353 0 350
VISA INC COM CL A 92826C839   1,046,870 5,039 SH   SOLE   4,509 0 530
3M CO COM 88579Y101   1,648,300 13,745 SH   SOLE   13,255 0 490
AIR PRODS & CHEMS INC COM 009158106   3,012,753 9,723 SH   SOLE   9,446 0 277
CONOCOPHILLIPS COM 20825C104   1,235,953 10,413 SH   SOLE   10,033 0 380
MDU RES GROUP INC COM 552690109   311,585 10,195 SH   SOLE   9,345 0 850
STRYKER CORPORATION COM 863667101   3,851,649 15,706 SH   SOLE   14,986 0 720
SAP SE SPON ADR 803054204   861,946 8,353 SH   SOLE   8,253 0 100
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   598,187 12,612 SH   SOLE   11,312 0 1,300
AMERICAN WTR WKS CO INC NEW COM 030420103   618,825 4,060 SH   SOLE   3,830 0 230
WASHINGTON FED INC COM 938824109   1,102,017 32,847 SH   SOLE   31,822 0 1,025
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   381,008 11,829 SH   SOLE   11,673 0 156
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   253,099 3,858 SH   SOLE   3,858 0 0
SPDR GOLD TR GOLD SHS 78463V107   235,291 1,387 SH   SOLE   1,387 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   251,872 656 SH   SOLE   656 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   303,843 9,655 SH   SOLE   9,508 0 147
THERMO FISHER SCIENTIFIC INC COM 883556102   236,375 429 SH   SOLE   390 0 39
UNION PAC CORP COM 907818108   200,237 967 SH   SOLE   967 0 0
EXXON MOBIL CORP COM 30231G102   545,985 4,950 SH   SOLE   4,020 0 930
ADOBE SYSTEMS INCORPORATED COM 00724F101   401,817 1,194 SH   SOLE   1,166 0 28
ISHARES TR CORE MSCI EAFE 46432F842   208,713 3,386 SH   SOLE   3,386 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   253,653 5,618 SH   SOLE   5,618 0 0
COASTAL FINL CORP WA COM NEW 19046P209   4,905,062 103,221 SH   SOLE   103,221 0 0
XCEL ENERGY INC COM 98389B100   412,784 5,847 SH   SOLE   5,847 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   620,460 27,000 SH   SOLE   27,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   698,800 40,000 SH   SOLE   40,000 0 0
AMERICAN EXPRESS CO COM 025816109   369,375 2,500 SH   SOLE   2,500 0 0