The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 4,823 42,680 SH   SOLE   40,400 0 2,280
AUTOMATIC DATA PROCESSING IN COM 053015103 4,301 18,931 SH   SOLE   17,026 0 1,905
BECTON DICKINSON & CO COM 075887109 2,042 9,165 SH   SOLE   8,560 0 605
CHECK POINT SOFTWARE TECH LT ORD M22465104 1,626 14,513 SH   SOLE   13,498 0 1,015
CHEVRON CORP NEW COM 166764100 1,950 13,573 SH   SOLE   12,133 0 1,440
COCA COLA CO COM 191216100 2,502 44,321 SH   SOLE   40,521 0 3,800
COLGATE PALMOLIVE CO COM 194162103 1,148 16,342 SH   SOLE   15,602 0 740
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115 2,027 18,251 SH   SOLE   17,681 0 570
ISHARES TR ISHARES BIOTECH 464287556 4,355 37,235 SH   SOLE   34,185 0 3,050
KIMBERLY-CLARK CORP COM 494368103 1,939 17,053 SH   SOLE   14,893 0 2,160
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,327 34,222 SH   SOLE   33,097 0 1,125
NEXTERA ENERGY INC COM 65339F101 3,392 43,255 SH   SOLE   39,085 0 4,170
NORFOLK SOUTHN CORP COM 655844108 3,049 14,543 SH   SOLE   12,723 0 1,820
PHILLIPS 66 COM 718546104 1,205 14,926 SH   SOLE   13,321 0 1,605
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,804 22,036 SH   SOLE   21,046 0 990
SNAP ON INC COM 833034101 2,238 11,115 SH   SOLE   9,960 0 1,155
DISNEY WALT CO COM 254687106 2,069 21,931 SH   SOLE   19,396 0 2,535
TOTALENERGIES SE SPONSORED ADS 89151E109 424 8,979 SH   SOLE   8,384 0 595
UNITED PARCEL SERVICE INC CL B 911312106 2,454 15,189 SH   SOLE   13,989 0 1,200
UNITEDHEALTH GROUP INC COM 91324P102 3,764 7,453 SH   SOLE   7,228 0 225
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,649 22,018 SH   SOLE   20,308 0 1,710
WASTE MGMT INC DEL COM 94106L109 3,636 22,696 SH   SOLE   21,286 0 1,410
ABBOTT LABS COM 002824100 2,559 26,452 SH   SOLE   24,022 0 2,430
ALPHABET INC CAP STK CL C 02079K107 1,988 20,680 SH   SOLE   19,300 0 1,380
APPLE INC COM 037833100 8,608 62,290 SH   SOLE   58,827 0 3,463
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,456 12,944 SH   SOLE   11,820 0 1,124
BLACKROCK INC COM 09247X101 1,959 3,560 SH   SOLE   3,268 0 292
BROADCOM INC COM 11135F101 825 1,858 SH   SOLE   1,770 0 88
COSTCO WHSL CORP NEW COM 22160K105 9,855 20,867 SH   SOLE   19,017 0 1,850
DANAHER CORPORATION COM 235851102 3,059 11,833 SH   SOLE   11,409 0 424
INTEL CORP COM 458140100 1,380 53,542 SH   SOLE   49,302 0 4,240
ISHARES INC MSCI GERMANY ETF 464286806 843 42,701 SH   SOLE   39,491 0 3,210
JOHNSON & JOHNSON COM 478160104 2,900 17,752 SH   SOLE   15,707 0 2,045
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 4,176 83,015 SH   SOLE   73,415 0 9,600
MICROSOFT CORP COM 594918104 14,611 62,734 SH   SOLE   55,044 0 7,690
PACCAR INC COM 693718108 3,308 39,522 SH   SOLE   36,930 0 2,592
PEPSICO INC COM 713448108 2,825 17,303 SH   SOLE   16,678 0 625
PROCTER AND GAMBLE CO COM 742718109 2,181 17,277 SH   SOLE   15,508 0 1,769
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 644 8,027 SH   SOLE   7,702 0 325
BRISTOL-MYERS SQUIBB CO COM 110122108 1,764 24,815 SH   SOLE   22,865 0 1,950
CISCO SYS INC COM 17275R102 2,198 54,955 SH   SOLE   47,275 0 7,680
L3HARRIS TECHNOLOGIES INC COM 502431109 2,623 12,622 SH   SOLE   11,681 0 941
NOVO-NORDISK A S ADR 670100205 5,122 51,406 SH   SOLE   46,706 0 4,700
STARBUCKS CORP COM 855244109 4,792 56,873 SH   SOLE   53,743 0 3,130
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 694 34,690 SH   SOLE   32,690 0 2,000
SHELL PLC SPON ADS 780259305 1,279 25,703 SH   SOLE   24,828 0 875
VISA INC COM CL A 92826C839 895 5,039 SH   SOLE   4,514 0 525
3M CO COM 88579Y101 1,551 14,035 SH   SOLE   13,033 0 1,002
AIR PRODS & CHEMS INC COM 009158106 2,322 9,908 SH   SOLE   9,334 0 574
CONOCOPHILLIPS COM 20825C104 1,081 10,423 SH   SOLE   9,798 0 625
MDU RES GROUP INC COM 552690109 289 10,495 SH   SOLE   9,595 0 900
STRYKER CORPORATION COM 863667101 3,222 15,856 SH   SOLE   14,886 0 970
SAP SE SPON ADR 803054204 679 8,353 SH   SOLE   8,213 0 140
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 993 20,808 SH   SOLE   19,158 0 1,650
AMERICAN WTR WKS CO INC NEW COM 030420103 574 4,410 SH   SOLE   4,080 0 330
WASHINGTON FED INC COM 938824109 985 32,847 SH   SOLE   30,532 0 2,315
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 333 11,829 SH   SOLE   11,829 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 276 4,564 SH   SOLE   4,564 0 0
SPDR GOLD TR GOLD SHS 78463V107 215 1,387 SH   SOLE   1,387 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 242 676 SH   SOLE   676 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 238 5,618 SH   SOLE   5,618 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 268 9,655 SH   SOLE   9,655 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 218 429 SH   SOLE   390 0 39
EXXON MOBIL CORP COM 30231G102 432 4,950 SH   SOLE   4,950 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 329 1,194 SH   SOLE   1,166 0 28
NUVEEN AMT FREE MUN CR INC F COM 67071L106 129 11,096 SH   SOLE   11,096 0 0
COASTAL FINL CORP WA COM NEW 19046P209 4,102 103,221 SH   SOLE   103,221 0 0
XCEL ENERGY INC COM 98389B100 377 5,847 SH   SOLE   5,847 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 566 31,000 SH   SOLE   31,000 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 700 44,000 SH   SOLE   44,000 0 0
AMERICAN EXPRESS CO COM 025816109 337 2,500 SH   SOLE   2,500 0 0