X0508 4 2026-02-12 0001745916 PennyMac Financial Services, Inc. PFSI 0001275713 SPECTOR DAVID C/O PENNYMAC FINANCIAL SERVICES, INC. 3043 TOWNSGATE ROAD WESTLAKE VILLAGE CA 91361 1 1 Chairman & CEO 0 Common Stock 2026-02-12 4 A 0 19810 0 A 572669 D Common Stock 2026-02-13 4 J 0 25000 0 D 547669 D Common Stock 100604 I ST Family Investment Company LLC Nonstatutory Stock Option (Right to Buy) 91.49 2026-02-12 4 A 0 50319 0 A 2027-02-12 2036-02-11 Common Stock 50319 50319 D The Reporting Person was granted restricted stock units, which will vest in three equal installments beginning on the first anniversary of the date of the grant, are to be settled in an equal number of shares of Common Stock upon vesting. Pursuant to a divorce settlement, these shares of Common Stock were transferred for no consideration to the reporting person's former spouse and the reporting person no longer reports that he is the beneficial owner of these shares. The reported amount consists of 56,109 restricted stock units and 491,560 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting. This nonstatutory stock option to purchase 50,319 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 12, 2027, 2028 and 2029, subject to the Reporting Person's continued service through each date. /s/ Derek W. Stark, attorney-in-fact for Mr. Spector 2026-02-17