X0508 4 2025-10-29 0001745916 PennyMac Financial Services, Inc. PFSI 0001275713 SPECTOR DAVID C/O PENNYMAC FINANCIAL SERVICES, INC. 3043 TOWNSGATE ROAD WESTLAKE VILLAGE CA 91361 1 1 Chairman & CEO 0 Common Stock 2025-10-29 4 J 0 25000 0 D 552859 D Common Stock 120604 I ST Family Investment Company LLC Pursuant to a divorce settlement, these shares of Common Stock were transferred for no consideration to the reporting person's former spouse and the reporting person no longer reports that he is the beneficial owner of these shares. The reported amount consists of 36,299 restricted stock units and 516,560 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting. /s/ Derek W. Stark, attorney-in-fact for Mr. Spector 2025-10-30