X0508 4 2025-02-14 0001745916 PennyMac Financial Services, Inc. PFSI 0001275713 SPECTOR DAVID C/O PENNYMAC FINANCIAL SERVICES, INC. 3043 TOWNSGATE ROAD WESTLAKE VILLAGE CA 91361 1 1 Chairman & CEO 0 Common Stock 2025-02-14 4 A 0 17811 0 A 652423 D Common Stock 165604 I ST Family Investment Company LLC Nonstatutory Stock Option (Right to Buy) 101.76 2025-02-14 4 A 0 45419 0 A 2026-02-14 2035-02-13 Common Stock 45419 45419 D The Reporting Person was granted restricted stock units, which will vest in three equal installments beginning on the first anniversary of the date of grant, are to be settled in an equal number of shares of Common Stock upon vesting. The reported amount consists of 62,393 restricted stock units and 590,030 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting. This nonstatutory stock option to purchase 45,419 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 14, 2026, 2027 and 2028, subject to the Reporting Person's continued service through each date, /s/ Derek W. Stark, attorney-in-fact for Mr. Spector 2025-02-19