X0508 4 2024-02-29 0001745916 PennyMac Financial Services, Inc. PFSI 0001275713 SPECTOR DAVID C/O PENNYMAC FINANCIAL SERVICES, INC. 3043 TOWNSGATE ROAD WESTLAKE VILLAGE CA 91361 1 1 Chairman & CEO 0 Common Stock 270604 I ST Family Investment Company LLC Common Stock 2024-02-29 4 A 0 18471 0 A 692222 D Common Stock 2024-02-29 4 M 0 35189 0 A 673751 D Common Stock 2024-02-29 4 F 0 17833 83.87 D 674389 D Nonstatutory Stock Option (Right to Buy) 84.93 2024-02-29 4 A 0 46177 0 A 2025-03-01 2034-02-28 Common Stock 46177 46177 D Performance-Based Restricted Stock Units 2024-02-29 4 A 0 35189 0 A Common Stock 35189 35189 D Performance-Based Restricted Stock Units 2024-02-29 4 M 0 35189 0 D Common Stock 35189 0 D The Reporting Person was granted restricted stock units, which will vest in three equal installments beginning on the first anniversary of the date of the grant, are to be settled in an equal number of shares of Common Stock upon vesting. This performance-based restricted stock unit (PSU) award was granted to the reporting Person on February 25, 2021 and vested on February 29, 2024, as determined by the Compensation Committee of the Board of Directors. The payout of shares of Common Stock pursuant to the PSU award was determined based on return on equity and leverage ratio performance for the period of January 1, 2021 through December 31, 2023 resulting in a payout for the award of 114.3%. Represents shares withheld for taxes upon vesting of performance-based restricted stock units. This nonstatutory stock option to purchase 46,177 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of March 1, 2025, 2026 and 2027, subject to the Reporting Person's continued service through each date. /s/ Derek W. Stark, attorney-in-fact for Mr. Spector 2024-03-04