Income Taxes (Tables)

12 Months Ended

Dec. 31, 2018

Income Taxes [Abstract]

Schedule Of Income Tax Expense

	December 31,
	2018	2017
Current federal income tax expense	$1,461	$1,674
Deferred federal income tax (benefit) expense	(132)	764
Income tax expense	$1,329	$2,438

Schedule Of Income Tax Expense Benefit After Federal Income Tax Rate

	2018		2017
Computed “expected” income tax expense	$1,393	$1,822
Increase (reduction) in income tax resulting from:
Non-taxable income	(73)	(127)
Non-deductible expenses	13	18
Other	(4)	(146)
Change in net deferred tax asset/liability due to rate change	-	871
Income tax expense	$1,329	$2,438

Schedule Of Deferred Tax Assets And Liabilities

	December 31,
	2018	2017
Deferred tax assets
Allowance for loan losses	$962	$790
Unrealized losses on available-for-sale securities	596	391
OREO	138	100
Non-accrual interest	243	263
Deferred Compensation	75	70
Other	8	10
Gross deferred tax assets	2,022	1,624
Deferred tax liabilities
Depreciation	189	130
Other	78	76
Gross deferred tax liabilities	267	206
Net deferred tax asset	$1,755	$1,418